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    • Thank you for your response. So the bit about being entitled to any VAT or PPI payments, are they entitled to this?
    • Thanks for your reply dx100uk appreciate your help. Is this the barred letter Updated Nov 19? So I not need to wait for agreement or send correspondence to Resolvecall? thanks 
    • the IVA failed that should have been the end of  however and i don't understand how, but you allowed them to take you to court and get some kind of judgement...whatever that was.??   typically it's 6yrs from the time you entered into the latterly failed IVA. unless whatever the court did varied that date. when an IVA fails everything is normally reset to as if it never happened bar payments made to creditors resetting your SB dates. you are better out of it anyway   most IVA's are designed to fail from the get go and simply feeds the practioners with ever increasing fees making sure little money ever gets off your debts but lines their own profit pockets     a week or 2 ago the FCA brought in new proposals or rules to combat these very pirates.   
    • exchanged the tent as they have offered and walk away.   move on.    
    • I took out an IVA in January 2012 however it failed and went to court in March 2013 due to unemployment.  I received a letter from them dated February 2015 with court information (as they took me to court) stating    ' Further to the failure of the Debtors' Individual Voluntary Arrangement, the Supervisor retained the power to deal with any pending PPI claims and recovery of VAT (where applicable).   Any potential PPI monies have been received by the Supervisor and distributed in accordance with the IVA proposal as modified. However, where further IVA assets, such as PPI are realised after completion of the IVA, these will be realised by the Supervisor acting as trustee of those assets which will be distributed in accordance with the IVA'.   I just need some clarification about this. How long does the Practitioner duties last and does this mean that any PPI claims that I may make in the future and awarded will go to the Practitioner for distribution?   Thank you for your help. 
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
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      I’ve also contacted their customer service too
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      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
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Let me explain,

 

I bought a car (even though i can't drive) and then i sold the car onto a family friend. Now the log book went missing and we sent off for a new one which never came. Now while i forgot about the log book, the family friend didn't say anything and managed to get 2 fines, the 3rd one came from when they lent the car to a friend and they they got a ticket from a Matalan car park. What i didn't know was, that the car was still registerd in my name, so being stupid, i ignored the fines, now their coming back to bite me on my a**e big time. Now i don't know what to do, i have phoned the bailiffs and told them that i don't have the car nor can i drive. I've even offered to pay some money weekly but they said no and wanted much more than i can afford. Can someone please help me as CAB have been no help.

 

Thanks

 

Sorry as been pointed out 2 are from Redbrige Council & the 3rd is from Havering Council i.e the Matalan one

Edited by K-h-84
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first thing we need to know where were the fines from on the first 2 , the 3rd sounds like its a private parking company , so thats easy if it is you ignore it

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If council tickets, you;d better pay up ad seek to recover the money from your 'friend'. Next, as a matter of urgency if you have not already done so, complete the paperwork of transferring the RK to the friend.

 

If you paid for the replacement V5C why have you not chased them up about it? Don't delay - things can get worse very quickly.

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The owner is responsible. It may be possible to set the warrant aside on the gorunds that the owner didn't receive the notice to owner, but I'd like to hear what others think.

 

Alternatively the bailiffs fees can probably be challenged – don't let them in.

Post by me are intended as a discussion of the issues involved, as these are of general interest to me and others on the forum. Although it is hoped such discussion will be of use to readers, before exposing yourself to risk of loss you should not rely on any principles discussed without confirming the situation with a qualified person.

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By the letter of the regs, you are liable since you received the official notices and did not action them. You only have a fixed time to contest liability and that is long gone.

 

Do you have paperwork confirming the sale? If not, I think paying might be your only viable option. You could attempt to file statutory declarations, but you probably don't have any grounds.

 

How much money are you owing now?

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