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    • Hi Thank you for all your advice have sent the SAR and our solicitor has gone back saying costs associated to DOV are unreasonable and to share the full breakdown. Southern Land Security has appointed Brendan Millward to carry out the DOV . Oppose to the person you mentioned Helen.    We are awaiting the breakdown  Thank you  Sorry Brendan Milward 
    • Hi, I need advice please, Back in November 2018 we parked at The Southgate McDonald’s/Starbucks car park at Stansted before getting our flight.I parked at Starbucks to walk to McDonald’s. I have received letters over the years and have never acknowledged any of them . I now have a CCJ against me as I didn’t think that it was real so never answered My latest letter from dcbl is a notice of debt recovery unpaid county court judgment of £347.92.I know I should have completed the CCJ.Is there anything that I can do now or should I just pay it.Thank you bingoboy
    • Hi BankFodder, Stu007 This is correct BankFodder. Thanks for all the info Stu007, very interesting reading Regards
    • Seems as if Germany has their own version of Boris🤣   ”I know that some of you are impatient with my posts about German politics, and particularly my repeated pieces on our retarded Health Minister. I get that this can seem like inside baseball, and that all of you suffer under the very similar idiocies of your own Covid politicians. But, I just can’t help myself. Lauterbach is a special case, a truly monumental idiot who in his boundless incompetence and stupidity vastly exceeds his peers. It is my aim to make him the international symbol of pandemic derangement. I want pictures of this human incarnation of everything that is wrong with masking children and force-vaccinating millions printed next to future dictionary entries on Covidianism. We have seen the enemy, and it is this sad, stupid, Smeagol-looking loser, who thinks Eric Feigl-Ding is an authority and that clip-on bowties are fashionable.”     German Media Realise Their Health Minister is an International Laughingstock – The Daily Sceptic DAILYSCEPTIC.ORG The German media are waking up to the fact that their mask-loving Health Minister Karl Lauterbach is an international...
    • Guardian readers on here  trying to ignore this 🤣🤣🤣   “Was it my imagination, on Tuesday morning, that there were more than the usual number of possible Guardian readers looking down in the mouth? I don't think so. A few of them, with that hard-to-define but easy-to-recognise look of Guardianistas, appeared unusually pensive. Had some momentous event occurred that had made them question their prejudices? Later in the morning, I stumbled on a possible cause. There was an article prominently displayed in the Guardian print edition and on its website under the byline of the paper's Economics Editor, Larry Elliott. Its headline ran: 'I've got news for those who say Brexit is a disaster: It isn't. That's why rejoining is just a pipe dream.'”   STEPHEN GLOVER: Why won't the Tories trumpet the successes of Brexit when even the economics editor of the Guardian hails its benefits? | Daily Mail Online WWW.DAILYMAIL.CO.UK STEPHEN GLOVER: The headline of Larry Elliott's Guardian article ran: 'I've got news for those who say Brexit is a disaster: It...  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
    • Post in Some advice on buying a used car
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Could anyone help me please RE Charles Anderson and CT Arrears

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Hi there, Could anyone please offer some advice on what to do here. I've just had my gran call me in tears and it seems she's in a hell of a mess with Council Tax arrears and she is being hounded constantly by Charles Anderson. It turns out she owes around 5 thousand. She is a part time worker and her wages have already been arrested. They are also making her pay 15 pounds per week on top of that. Now they are starting to go into her bank account every week or two and the bank are charging her 25 pounds a time. Whenever she tries to call them, they are rude and abusive and demand 50 pounds per week on top of the wage arrestment. She is worried sick now that they are going to hit her bank one day and catch her wages. Could anyone please offer some advice on what to do. She has been caught in this cycle with them for years and the 5 grand is for multiple years. Because of this she cannot pay anything towards her current bills and they go straight to warrants starting the cycle all over again. Thanks for reading

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FIrst things first,


She should not be paying anymore than she already is. The court has granted a wages arrestment and this is the maximum allowed they can take because of her income.



I take it, it is a direct debit that has been set up for extra? if so:


1 Cancel the direct debit


2 write them a letter - send recorded




I have cancelled the direct debit today as I cannot afford to pay you more than that is already been deduvted throuh the current wages arrestment which the amounts are determined within the Debtors (SCOTLAND) Act 1987.


If the bank are charging for this it must be a direct debit so get it cancelled.


if she can afford the £15 she is paying then just amend the letter above to suit.


what you will have to remeber is that if she is paying say £30 per month from the wages arrestment then they apply for another, the £30 is split ;)


obviously just try and keep up to date with current years in APril. What you should also check is that she is claiming for CT and HB to see if she is entilted. I know its not fife you are in but you can check the calcutions here to see if she can get anything


fifedirect - Benefits & Concessions - Benefits Calculator


Ida x

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Hi Ida Thanks for the quick reply. It isn't a direct debit. I'm sorry I didn't make that clear. She is sending postal orders every week. The letter from the bank claims that a 25 pound charge has been levied on her account to cover the cost of processing a bank arrestment. Edit. They (CA) havent been able to take money from her account as they have applied their bank arrestment on days when thankfully for her there has been no money in her account but the bank still charges her for it.

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Ok ,


they can only freeze it if its over £370 in credit.


It may be best sending a letter stating that she has a current wages arrestment that is already taking the maximum allowed amoutn dependant on her wages and that she is currently paying an £15 per week and that the contimual BA requests are cuasing bank charges which in turn are causing further hardship. send in an I and e with it. ask them to stop the requests and that when circumstances improve then she would contact them



there are being twats doing a BA when she already has a WA as they knew they wouldnt get anymore


Most important thing, if she at any time gets another charge for payment or summary judgement letter, make sure that she tells you so you can make an arrangement via the court and not the officers.

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