Preference Account Holders *Please Read This*

[fdpm]

Hi, I have a long and arduous ongoing battle with BOS and their Preference Account - I am soon in court for round two and the main argument they are puting forward is that the card is not a credit card and therefore does not come under the CCA 1974.

 

I am arguing that it is a credit card... amongst other things like no Default Notice etc...

 

If you are a Preference Account holder and have anything that can help me prove that they themselves sold it as or now treat it as, a credit card, and would be willing to submit a witness statement by mid March, I would be very interested to hear from you.

 

Thank you

fdpm

[fdpm]

Hi, I have a long and arduous ongoing battle with BOS and their Preference Account - I am soon in court for round two and the main argument they are putting forward is that the card is not a credit card and therefore does not come under the CCA 1974.

 

I am arguing that it is a credit card... amongst other things like no Default Notice etc...

 

If you are a Preference Account holder and have anything that can help me prove that they themselves sold it as or now treat it as, a credit card, and would be willing to submit a witness statement by mid March, I would be very interested to hear from you.

 

Thank you

fdpm

 

Hi, I have a long and arduous ongoing battle with BOS and their Preference Account - (see my other thread - Battle continues against Preference Account)

 

I am soon to be in court for Round Two and the main argument they are putting forward is that the card is not a credit card and therefore does not fall under the CCA 1974.

 

I am arguing that it is a credit card... (amongst other things like no Default Notice etc...)

 

If you are a Preference Account holder and have anything that can help me prove that they themselves sold it as or now treat it as, a credit card, and would be willing to submit a witness statement by mid March, I would be very interested to hear from you.

 

Thank you

fdpm

Edited April 14, 2010 by citizenB
merged duplicated thread

[fdpm]

bump

[reallymadwoman]

Just to clarify for anyone who hasn't read FDPM's thread, check your credit reference file. Does it say the account is a credit/store card? Check any correspondence from the Bank, DCAs or anyone else - how do they describe the account? Did you know it was a bank account when you got the card? Were you ever given the option of having your salary paid in to the account or using it to pay direct debits or standing orders for example?

 

This is a link to a draft witness statement on the main thread if you want to know a bit more:-

http://www.consumeractiongroup.co.uk/forum/legal-issues/231206-battle-continues-against-preference-4.html#post2603796