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cca - advice please

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i'm wondering what the situartions is with credit cards/agreements taken out online in 2006 - is it likely there is a vaild cca? This card was taken out with Virgin Money/MBNA - is there likely to be a properly executed agreement?. Any advice would be much appreciated - i am currently in arrears and afraid to request a copy in case they default me.


Many thanks


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I would tend to think yes.

the only real way of finding out would be to send the £1 along with the request.

I remember an on-line one I did, they sent a form to sign and return with the card.



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