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    • Hi unclebulgaria67,  yes this is a review,  she doesn't really see the GP much as such, its only med reviews and if she is unwell apart from the diagnosed illnesses, she sees nurses for the diabetes checks etc, there is nothing new they can offer her so its a matter of managing and getting through the best she can, which is where I come in as her carer.  She had 12 months cbt for bipolar back in 2009, there are no new things added to cbt so there is nothing they can teach her there, her fibromyalgia is treated with pain relief, there is no nhs physical treatment as only a specialised massage is thought to help but the relief is short lived so the nhs don't provide it (understandably) there is no cure for the condition and we have tried everything.  I will just do my usual best and be there for any assessment which I will request is recorded and hope for the best. Thank you for replying.
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adz1000

EGG Loan - My SAR is missing some CCAs !

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Hi there,

I received an SAR back from EGG regarding loans that I took out.

Egg does not seem to have sent all the CCAs for all Loans and Top-up loans.

I wonder if someone could please advise on this one?

Here's a summary:

 

LOAN 1 - In Jan 2003 I took an egg loan for £10,000

Egg did not included any CCA for this in the SAR

 

LOAN 2 - In Nov 2003 I took an egg 'top-up' loan for £10,000

I received part payment to my bank account, the rest went to pay off LOAN 1

Egg did send the signed CCA for this loan in the SAR

 

LOAN 3 - In Sept 2004 I took an egg loan

I received payment of £1900 to my bank account, the rest went to pay off LOAN 2

Egg did not included any CCA for this in the SAR

 

In Aug 2005, I paid off LOAN 3.

 

LOAN 4 - I took another loan for £10,000 in 2006.

I'm still paying back this one :(

Egg did send the signed CCA for this loan in the SAR

 

My questions are:

 

1. Does each top up loan need a new CCA?

 

2. After my SAR, egg only sent CCAs for Loan 2 and Loan 4, does this likely mean they don't have CCAs for LOAN 1 & 3?

 

3. Not sure if this is a silly questions but if Egg does not have CCAs for LOAN 1 and 3, would this mean they couldn't prove the loans ever existed?

In theory, could I get the money back that I paid? Or at least ask to reduce the amount still owing on my current loan?

 

Many thanks for your help

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