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Welcome Finance Account in Dispute over Charges

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I recently requested a SAR from Welcome finances over an unsecured loan.


They have sent it back in the time limits and obviously there is quite a bit of paper work to go through.


They informed me about 3 years ago that they would not be adding interest etc onto the account BUT I have suspected that they are charging interest as a loan.


As I got a Default Notice from them indicating Total amount outstanding is £5168.52 with a Total Amount to be Repaid is £12031.21 (this includes 'Interest to Settlement').


In the meantime while I am looking over the paper work am I able to put the account in dispute? To help prevent them sending letter after letter while I am looking over the SAR?


If so is there a template letter I can send?


Any help would be much appreciated.



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