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STEP Account question.


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Hello all,


just a quick question:


I have been discharged from bankruptcy for over a year now, and have a STEP account with Natwest. My question is do Natwest give a time scale/account activity criteria to upgrade to a better account?


Many thanks,



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  • 2 weeks later...

yes they do as i have just found out, they started me off 18months ago on a foundation account for my business, once there computer flags you, they will upgrade your account,

but when they do this, all times scales are reset, all the good you have done with the lower account, building up your credit score, accounts for nothing, once you have the new account. its like you have never banked with them.


well that is my experince of natwest so far. as they just refused me a small business loan, as i hadn't had the account long enough.

yet been with them for 18months.

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