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Michael Browne

Sheriff puts Bank of Scotland to proof on bank charges

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As representatives of Hizbullah said to the Archbishop of Canterbury's special envoy to Lebanon in 1987-

 

 

"Terry - wait...."

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This wait is killing me! Having been married for over 40 years I'm just not used to so much silence.

 

However I suppose we've just got to think that no news is good news - but it's bl**dy frustrating just how these banks are managing to find more ways to hold on to the money they've taken from us in all these unfair charges over many years!

 

BD


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I hope I have helped - if I have please hit my star - and recognise the others who have helped too.

Bigdebtor

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I agree it is frustrating but I understand that Mike Dailly is involved in a great many things at the moment. I'm sure it'll be worth the wait.


 

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Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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?

What does this mean

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Morning all,

It means that a 'Confidentiality agreement' has been entered into by the parties. To put it bluntly, Clydesdale Bank plc has 'paid off' the Reids and they have received an ex-gratia (As a favour; not compelled by legal right) additional payment, which is probably quite substantial to 'keep quiet' about the settlement.

Best wishes

 

Dougal


Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Well what can we read into this then?

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Means that Clydsdale know they can loose a lot of money if they carry on and loose, so have tried to limit their possible losses. Limitation of loss exercise., If a judgment goes against them the judgement could probably set precedence against other Banks etc. So everything seems to be back to sqauare one i.e. none the wiser.

Edited by Old Cogger

:mad2::-x:jaw::sad:

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Yep, unfortunately thats about the size of it, a win for his client but no further forward really.

 

S.


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Means that Clydsdale know they can loose a lot of money if they carry on and loose, so have tried to limit their possible losses. Limitation of loss exercise., If a judgment goes against them the judgement could probably set precedence against other Banks etc. So everything seems to be back to sqauare one i.e. non the wiser.

 

Morning again

 

I think this is a good interpretation, HOWEVER, you could read between the lines and see that there may be other comparable cases which could be settled by Clydesdale, and there is the faint possibility that other cases may be substantially similar to the Reids, but against different banks.

 

Perhaps a look at the early stages of the case (if it is on the net) might assist, and provide perhaps some clues as to a way forwards? Maybe I am also 'clutching at straws'? !!

 

Best wishes all,,

Dougal

 


Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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I wish Mike Daily and govan law was in England so they could act for me :violin:

 

 

EDIT but i can send the details if he wants to know lol

Edited by rdm2006

HTH (Hope This Helps) RDM2006

 

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Or you could move to Scotland:madgrin:

 

I'm joking.

 

I wish Mike Daily and govan law was in England so they could act for me :violin:

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now thats an idea, easier to get a job there (allegedly) lol


HTH (Hope This Helps) RDM2006

 

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Evening all,

 

Whilst there may be a confidentiality clause - it at least means that Mike Daily may now know what is needed for the Banks to 'cave in' ??

 

Any ideas on that anyone??

 

Best wishes to all,

 

Dougal


Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Will he share the joy

Because let's face it - that's what we all want

Greedy greedy bankers

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shame they could not have told us that weeks ago tho


HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

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All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

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I'd like to know what bankfodder thinks!!!!

He is the wisest man on this site and I feel he needs to share his thoughts!

Bankfodder Mayb you could join discussion

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Evening all,

 

Whilst there may be a confidentiality clause - it at least means that Mike Daily may now know what is needed for the Banks to 'cave in' ??

 

Any ideas on that anyone??

 

Best wishes to all,

 

Dougal

 

at a guess, pretty much what the supreme court previously hinted at?

as said, the bank didn't seem to want to proceed either for economical or legal reasons, or both.


IMO

:-):rant:

 

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Let's hope that it's only a matter of time before this tiny trickle becomes a mighty torrent as more cases are won, and inevitably information leaks into the public domain.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hopefully. but, it would prob need an actual court decision to set the ball rolling, either way.


IMO

:-):rant:

 

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Maybe. Depends how much the banks want to keep out of court .....

 

Must be a reason they're beginning to settle .......

 

We don't want another farce like the last one with the OFT though, so it would be good to see it finally resolved.


 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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without a court decision, no starting precedent as such. all out of court. yes, as you say, if they're settling out of then they could be afraid of something. something to go on. but, would need a decided case to start things off universally. can't use an out of court settlement as authority in argument!

Edited by Ford

IMO

:-):rant:

 

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