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    • Hi, Apologies,  when did you first have sight of this policy containing this exclusion? **28th October 2023** what is the value of the damage your caravan has sustained  **complete caravan value £10k but new for old would be approx £50k**
    • Thank you for filling in the sticky so quickly - we wish everyone who comes here would do that! However, you left the parking invoice reference number showing at the top of your upload.  I've redacted it Britannia say you overstayed, but are too lazy & stupid to state the maximum parking time allowed.  Do you know what that is?
    • So you had until 18th October to pay it.  You didn't.  So you're stuck with a CCJ and a knackered credit file for six years. There is no way out of this.  As far as the court is concerned you were given a chance to defend the case with the court papers and a clear deadline for doing so, but chose not to - lost case.  You were then given a clear deadline to pay the money by, but chose to defy the court - CCJ.  Even if you pay it's too late to get rid of the CCJ Silver lining!  I've been on this forum for eight years and I've never seen a parking company enforce judgement for a single ticket.  It's just not worth their while.  So simply don't pay.  Not paying = CCJ, paying = CCJ, so you might as well not pay.  
    • 1 Date of the infringement 17/11/23   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 24/11/23   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received 26/11/23   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No   5 Is there any photographic evidence of the event? Yes - in and out of the barrier   6 Have you appealed? [Y/N?] post up your appeal] No   Have you had a response? [Y/N?] post it up No   7 Who is the parking company? Britannia   8. Where exactly [carpark name and town] Waitrose, Berkhamsted, Herts   For either option, does it say which appeals body they operate under. no, dont think so   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE     Britannia invoice.pdf
    • Please damp eyed for a reply later on. We will draft a letter to the hire purchase company and threatened legal action
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
    • Post in Some advice on buying a used car
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      It always leads to tears!
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what obligation do debtors have to help you out in times of need?


Gruffle
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hi

 

i'm about to enter a very difficult month or so financially, moving from weekly pay to monthly, so effectively i will have to make a weeks wage last bout 6 weeks, with a partner on maternity leave at the minute.

 

we're just keeping our heads about water with debt etc but will be pretty much screwed without my income.

 

my question is this, on most letters from banks, credit companies etc it says "contact us if you are unable to make your payment"

 

if i contact them, for example to tell RBS that i won't be able to make my monthly loan payment, because as much as i enjoy paying them each month, i would much rather spend it in food if need be, will they be understanding or basically tell me its tough ****?

 

I'm not in a massive amount of debt, owing about £7-8k to various companies, but without any pay i really am going to struggle.

Edited by Gruffle
stupidity
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As far as I know I think your employers cannot just start paying you monthly. First payment will be after two weeks, then two weeks, then monthly.

 

If this is not the case (I am sure someone will put me right:p) then have a word with your Manager or wages dept to see if they can ease you into monthly pay.

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