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Lee v the Yorkshire Bank ***WON***


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I was thinking that myself actually Caro because I'm sure on the documents from the Court it says the claiment has to give notice if proceedings are to be stopped.

 

Has anything dodgy happened to other people when they settled and let the bank take care of the notice of discontinuance

 

I'm not 100% sure but I know YB have taken their time about paying once they get it. It depends how much faith you have in them I guess, but I would be uncomfortable signing it without having the money in my possession.

 

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The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...
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Well its been over a week and still no money off them.

 

I ended up doing as you advised Caro, signed the acceptence letter but added my own letter saying "on advice, I will retain the Discontinuance Notice until the funds are in my account".

 

Their deadline for me to accept was the 12th so hopefully after tomorrow they might actually put the funds in my account!

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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Hi Lee i signed my acceptance notice last week but i also sent the discontinue notice aswel, can they take as long as they want to pay or is there a time limit before you can ask for it?

YORKSHIRE BANK £870! LBA SENT 19 OCT! CHEQUE FOR £435 RECIEVED 2 NOV! SENDING CHEQUE BACK 6 NOV GIVING THEM 14 DAYS TO PAY BEFORE MCOL!!:)

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I don't know mate to be honest.

 

I think if they haven't paid up by next week will send them a letter reminding them I still have the Discontinuence Notice and I agreed to settle over 2 weeks ago expecting prompt payment etc etc... and I may have to rethink as it doesn't appear they are going to honour their side of the agreement.

 

Dunno how much good it will do but worth a shot.

 

Glad I kept hold of the discontinuance notice though.

I think it would be good to advise for all to keep hold of it if YB send it with a Acceptance Letter.

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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i sent mine back on the 24th november and they admitted they received it by the 27th and everything has been agreed and a cheque requested. they have promised me I will have it before crimbo. Probably come on the 23rd.

 

I will call them tomorrow i think, but like lee i kept hold of my court papers.

 

Stef

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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OH DEAR! I wish id have kept hold of my court papers now, whats my worst case sinario then? can they just drag it out or maybe even not pay even though i have it in writing that they would?

YORKSHIRE BANK £870! LBA SENT 19 OCT! CHEQUE FOR £435 RECIEVED 2 NOV! SENDING CHEQUE BACK 6 NOV GIVING THEM 14 DAYS TO PAY BEFORE MCOL!!:)

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Because Janzer: That would be the simple common sense answer!

We all know YB like to drag things out as long as possible and to take the scenic route whenever possible.

 

To Nogga - This is only a guess but I reckon they could hold out until the court date you were given. They'll have to pay it eventually though as you have a copy of the acceptance letter.

So basically don't worry about not getting it - but plan for it coming after xmas rather than before.

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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Cheers LEE the only problem is i never got a court date they offered to pay before i got one. i supose il see how long it takes fo you to get yours then decide when to expect mine or send them a letter, their a right set of KNOB JOCKEYS !!!!!!!!!!!!!:(

YORKSHIRE BANK £870! LBA SENT 19 OCT! CHEQUE FOR £435 RECIEVED 2 NOV! SENDING CHEQUE BACK 6 NOV GIVING THEM 14 DAYS TO PAY BEFORE MCOL!!:)

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  • 4 weeks later...

Hello, sorry I've not posted in a while! Very busy Xmas etc etc...

Anyway, has anyone got the Clydesdale Legal Services Phone number?

 

They are playing up.. again!

I settled - they send me half the amount stating they have already issued a previous cheque.

They did, it's the one I sent back last September when they offered me half.

 

I sent them a letter (2weeks ago) telling them as much but I want to phone them to see whats going on - soooooo glad I kept hold of the Notice of Discontinuance.

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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That would be me moss......

 

I looked on Yell.com, searched for CLydesdale in Glasgow, phoned any of the numbers (did this a few times) ask for legal services, if they ask for a name give them kirsties. They may try and fob you off saying that it is corporate legal services, but they dont have any other, and that is where she works. Dont tell them its regarding a bank claim as they will put you through to the bank claim line, and its basically an answer phone telling you this number no longer exists

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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Ok thanks, thing is it will be them in the Sh*t if they don't cough up as I wont have served the Notice of Discontinuance and I'll just turn up at Court in Feb and explain what has happened!

In fact I think I may phone the Court tomorrow and explain whats gone on and what sort of time scale would they expect for me to start the discontinuance proceedings?

Then rely the information to YB/Cdale

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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  • 3 weeks later...

Finally received the outstanding money they owed me!

A mod can change this to won if they please :)

 

I'm gonna go for my YB credit Card charges now but I'll start another thread for that :D

Yorkshire Bank:

LPA sent 21/08/06

LBA sent 05/09/06

Received and rejected offer to settle (half £amount) 18/09/06

MCOL started 21/09/06

Bank acknowledged claim 27/09/06

Defence received 21/10/06

Sent AQ Form 25/10/06

Court Date 16/02/2007

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Congratulations. Seems they've been writing a few cheques lately.:D

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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