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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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WELCOME FINANCE


DeeJayCarl
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If anyone from Welcome Finance is reading this then I sincerely hope you get everything and more that is inevitably coming to you when your company finally does the planet a favour and ends its existence!!

ALL of you who work there should be ashamed of the way you treat people and even worse the ones who ignore what the company is doing and NOT standing up to them because you don't want to lose your job! Where are your morals!! You are weak!! Hiding behind the Welcome name and not taking responsibility at all!! Justice will be done!!! What goes around comes around!

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  • 3 months later...

Hi everyone, I haven't posted on here for a while but just thought I'd do an update + find out what's been going on with you guys!! Last time I posted things had heated up with Welcome and I had successfully managed to wind them up enough to get some action from them but it fizzled out as fast as it happened.

To date they have my credit file entry for Welcome still on there (£3575.00) and refuse to take it off until I pay them despite the fact they have not done anything that they were instructed by the Financial Ombudsman Service & bearing in mind they have had the loan + interest already paid and this amount is the PPI + interest on interest (ficticious amount!!) such LOSERS!!

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  • 1 year later...

Welcome Finance have also told me today that the HMRC are in talks with them and them ONLY! Its about whether the 8% interest on the PPI can be paid to clients/customers which I agree does seem a little strange!!???? The company in question has, in my case over the years been unethical, dishonest, underhand and misleading and stop at nothing to intimidate you...!!

 

My case was awarded in my favour by the FOS in July 2009 along with £200 compensation (max FOS can award!!) to date WF still have the PPI on my account (+ accrueing interest) which I incidentally didnt pay to them in the first place (only paid the interest,loan & acceptance fee then stopped any further payments) + I only received the £200 compensation MARCH 2012.

 

I agree with the Site administrators about you could have easily put through the claim yourself without all the expense of a Solicitor as there is loads of available letter templates and guides due to thousands of people who have been through the system already!!!

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