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majorclanger100

Assignment/Notice of Assignment

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I wonder if I could have your views on the following, if possible, because I can't work out the implications of this (if any) other than possibly being a breach of the OFT debt collection guidelines :confused:

 

Are there implications for a DCA to claim they've been assigned a debt some 9 months before a notice of assignment is issued (by them, not the OC). I have a letter from the DCA stating that the debt was assigned in July 2007 (and they pursud aggressive debt collection activity from that date on that basis). As a result of an SAR I've received a notice of assignment (not received at the time) dated 9 months later in April 2008 stating that the assignment was from that date , and have now had a letter from the DCA's solicitor confirming that the assignment actually took place in April 2008.

 

Thanks! :D


WOOLWICH -S.A.R - (Subject Access Request) sent 03/03/07 :cool:

LBA sent for non-compliance with Data Protection Act 28/04/07 :mad:

 

ABBEY - S.A.R - (Subject Access Request) sent 03/03/07 8)

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Sorry to bump but please could someone advise on this one?:confused:

 

Thanks!


WOOLWICH -S.A.R - (Subject Access Request) sent 03/03/07 :cool:

LBA sent for non-compliance with Data Protection Act 28/04/07 :mad:

 

ABBEY - S.A.R - (Subject Access Request) sent 03/03/07 8)

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Your only recourse, without you providing more information on the DCA, the solicitor and the nature of the correspondence/phone calls, would be a complaint to the OFT, and perhaps to the Information Comissioner's Office if you feel they have been processing your data without due authority.


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

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Who is the DCA?

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Thanks for the advice :D

 

The DCA in question is our old friends Aktiv Krapital :rolleyes:


WOOLWICH -S.A.R - (Subject Access Request) sent 03/03/07 :cool:

LBA sent for non-compliance with Data Protection Act 28/04/07 :mad:

 

ABBEY - S.A.R - (Subject Access Request) sent 03/03/07 8)

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An AK47 is what's needed ;)


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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