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Hi All

 

My friend has a loan out with logbookloans and has fallen behind in payments, I don't think the original loan was for much more than 3000,

LBL are now demanding a payment of 300 by tuesday or they will take the car,my friend is going out of their mind with worry because they know they will not have the money, and does not want to lose the car.

I have read alot here that they should hide the car. Even this scares them.

What would be the procedure what would they say if they came to collect the car, and it was hidden what would LBL then do, and what should my friend do then, just not sure of their rights and the correct procrdure for all this.

Any advice would be appreciated.

 

Thanks

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Hi All

 

My friend has a loan out with logbookloans and has fallen behind in payments, I don't think the original loan was for much more than 3000,

LBL are now demanding a payment of 300 by tuesday or they will take the car,my friend is going out of their mind with worry because they know they will not have the money, and does not want to lose the car.

I have read alot here that they should hide the car. Even this scares them.

What would be the procedure what would they say if they came to collect the car, and it was hidden what would LBL then do, and what should my friend do then, just not sure of their rights and the correct procrdure for all this.

Any advice would be appreciated.

 

Thanks

 

well this is what I would do... (and have done)

 

Firstly... HIDE THE CAR and hide it as far away from the house as possible. If you hide it around the corner they WILL find it and they WILL take it.

 

Then they WILL come round and try and take the car, probably at 2-3 am.

 

The conversation should go something along the lines of this:

 

LBL: Knock Knock,

You: Yeah what do you want at this time of the morning?

LBL: We are authorised by the courts etc etc etc etc and more lies etc to seize your car.

You: Oh ok then....

LBL: Where is it?

You: I've hidden it

LBL: Where?

You: er... well as i've hidden it from you, its a bit pointless in doing that and then telling you where it is, now stop being silly.

LBL: So how are we gonna take it?

You: You tell me...

LBL: but I'm gonna cry if you don't tell me

You: well go get yourself some tissues then..... im off back to bed.

CUE: Close door and go back to bed with a smile on your face.

 

Thats how i envisage it..

 

Or you could simply disengage any conversation with them and tell them quite strongly that if they dont get off your property you will call the police and have them done for trespass, as you KNOW they are not court appointed bailiffs, and you KNOW they have no authority or right in visiting you without your permission, which of course you haven't given. If they refuse to go... call the police and report them as an intruder to your property and you feel there may be a breach of the peace. When the police arrive tell them you are NOT giving them the vehicle and you are under no obligation to do so, or tell them the whereabouts of it, and DEMAND that they are escorted off of your premises.

 

Sometimes the police side with these idiots as they have an official looking document in their hands.. simply tell the police that they are NOT trained in civil law and therefore they do NOT understand that what the recovery agent has is unenforceable. Tell them that if they assist in the recovery agents illegal activity then you will report them to the Chief Superintendent and file a complaint of aiding and abetting in criminal activity against them

 

That usually does it.

 

UKD.

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