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    • Hi   I assume this mattress was the Tenants own property?   So after moving out the Tenants provided an attachment showing a stained mattress and wanting full deposit back and threatening to claim against you for this.   1. Tenants failed to notify you of this stained mattress issue until the end of tenancy after they had vacated the property.   2. You have no evidence that this was the actual mattress used in that property nor evidence to back up there claim the staining caused this mattress damage.  (i.e. one of them could have had an accident and wet the bed or done this when they moved from the property).     3. Ask them that you wish the mattress independently inspected. (which you are fully entitled to do and if it proves this claim is false it will be added to the deposit claim by you the landlord for damages as well as the Garden if you need to get landscapers in to carry out the work that should have been carried out by Tenants as per Tenacy Agreement and raised  by yourself (Landlord) on a few occasions which Tenants failed to rectify even at end of tenancy.   4. Ask them to provide you with the contact details of there Contents Insurance Company (tenants whether Private or Social Housing should always take out and have Contents Insurance but is up to that tenant) bet they don't provide it Big question is the Deposit protected in a Tenancy Deposit Scheme (TDS) and those Tenants that have left were given a copy of the Prescribed Terms for that TDS? (Bear in mind you may need to tell TDS that you are in dispute with the Tenant about damages i.e. mattress and Garden)    
    • plenty of time to research and calm down. nothing much to do until the end of june.    
    • well ...... 1st you need to go back to post 1 and carefully read ALL this thread from the start again and pay attention to the advice and the undertones it explains about 'debt'.   2nd ...the truth is you owe no-one ANYTHING, the OC wrote off and sold the debt, and got most of it back against tax and business insurance schemes ...throw the morality card out the window...the OC did by selling the debt on for <10p=£1. and the DCa want the full balance ...id so many fools stopped paying powerless DCA's tomorrow, the whole industry would collapse overnight.   3rd the only reason this is still around your neck is because you failed to follow given advice...had you ..it would now be statute barred.      ^^^ very important research the M+S credit card debacle using our enhanced google searchbox on this page   as for the PAPLOC reply,   D.. desipte a previous CCA requests, the claimant has yet to supply any/all of the required paperwork.   i: delete [CC is attached to this reply form]"   
    • Hi again   Yes, it's been a lovely day weather wise.   Guess you've better things to do with weather like today than help with this problem, so thanks very much for your input, it's very much appreciated.   Late this afternoon I did receive a reply from the tenants, and they are asking me to go 50/50 with getting the garden sorted, not only that, as they have moved away they are expecting me to get the quotes.   Regarding you view on this issue, its so easy not to see the whole picture and my thoughts that the staining damp may be of their own doing didn't occur to me as I was so locked into the historical leak. Taking a closer look at the room in question today, I'm convinced that they are trying it on with the stained mattress- they did mail through a picture and then a receipt for supposedly the mattress. My wife and I then took both the pic and receipt to the bedding store where purchase was made to ask if the two married up, the picture does not show any emblems/manufactures logo or such to prove that this is the case, so we are none the wiser- our thoughts being that the stained mattress is from elsewhere.   A few days back I spoke to our letting agent regarding all of this, as was quite correctly mentioned there are two parts to this equation, namely the mattress and then the property.   Our agents mentioned to me that as an inventory was not carried out initially with the let, (hindsight) the pictures that were used to advertise the property could not be used as evidence to present to the TDS to be compared to the pictures now as there is no proof that the advertising pictures were in fact how the property was when the let started. I mentioned that all digital pictures have a means of finding when that pic was taken- Geo tag/Metadata- agent was quite surprised by this. The agents thoughts then went for a hide in a vacuum-   This is going off at a tangent here-many moons ago my wife studied computer science at a local University, one of her classmates who she is still in touch with is now a practising Solicitor. My wife suggested that maybe I give her a call, a bit rude I guess, but I did  phone and with the pleasantries out the way  I asked for her opinion of the best way to get this sorted. Her remit isn't landlord type stuff, however she will speak to a colleague on Monday and come back to me.   The property is due to be relet on the 21st, we will ensure that the new tenants move in to a home that is immaculate and welcoming, trouble is its getting a tadge close to get the garden issues sorted in time.   I know that all this will get closure in the end, but at the moment I've had more fun with a toothpick-   Again, many thanks.
    • The collection is currently stored at curator James Blower's home, but he has now found a space situated in an old bank premises where he hopes to exhibit them from this autumn or early next year. View the full article
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Hi All

 

My friend has a loan out with logbookloans and has fallen behind in payments, I don't think the original loan was for much more than 3000,

LBL are now demanding a payment of 300 by tuesday or they will take the car,my friend is going out of their mind with worry because they know they will not have the money, and does not want to lose the car.

I have read alot here that they should hide the car. Even this scares them.

What would be the procedure what would they say if they came to collect the car, and it was hidden what would LBL then do, and what should my friend do then, just not sure of their rights and the correct procrdure for all this.

Any advice would be appreciated.

 

Thanks

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Hi All

 

My friend has a loan out with logbookloans and has fallen behind in payments, I don't think the original loan was for much more than 3000,

LBL are now demanding a payment of 300 by tuesday or they will take the car,my friend is going out of their mind with worry because they know they will not have the money, and does not want to lose the car.

I have read alot here that they should hide the car. Even this scares them.

What would be the procedure what would they say if they came to collect the car, and it was hidden what would LBL then do, and what should my friend do then, just not sure of their rights and the correct procrdure for all this.

Any advice would be appreciated.

 

Thanks

 

well this is what I would do... (and have done)

 

Firstly... HIDE THE CAR and hide it as far away from the house as possible. If you hide it around the corner they WILL find it and they WILL take it.

 

Then they WILL come round and try and take the car, probably at 2-3 am.

 

The conversation should go something along the lines of this:

 

LBL: Knock Knock,

You: Yeah what do you want at this time of the morning?

LBL: We are authorised by the courts etc etc etc etc and more lies etc to seize your car.

You: Oh ok then....

LBL: Where is it?

You: I've hidden it

LBL: Where?

You: er... well as i've hidden it from you, its a bit pointless in doing that and then telling you where it is, now stop being silly.

LBL: So how are we gonna take it?

You: You tell me...

LBL: but I'm gonna cry if you don't tell me

You: well go get yourself some tissues then..... im off back to bed.

CUE: Close door and go back to bed with a smile on your face.

 

Thats how i envisage it..

 

Or you could simply disengage any conversation with them and tell them quite strongly that if they dont get off your property you will call the police and have them done for trespass, as you KNOW they are not court appointed bailiffs, and you KNOW they have no authority or right in visiting you without your permission, which of course you haven't given. If they refuse to go... call the police and report them as an intruder to your property and you feel there may be a breach of the peace. When the police arrive tell them you are NOT giving them the vehicle and you are under no obligation to do so, or tell them the whereabouts of it, and DEMAND that they are escorted off of your premises.

 

Sometimes the police side with these idiots as they have an official looking document in their hands.. simply tell the police that they are NOT trained in civil law and therefore they do NOT understand that what the recovery agent has is unenforceable. Tell them that if they assist in the recovery agents illegal activity then you will report them to the Chief Superintendent and file a complaint of aiding and abetting in criminal activity against them

 

That usually does it.

 

UKD.

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