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    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
    • It'll be something to the effect of:  "I am in receipt of your letter before claim.  I was awaiting a passenger as a licensed cab driver on the Locton estate who subsequently cancelled the pickup after me waiting a while and will fight this in the small claims court if necessary. Plus I have friends who are experts in contractual law and make it their business to defeat these spurious PPC claims.  So issue the claim form or go forth and multiply, up to you"
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Babybear.... GET WELL SOON


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Fuzzybobble had already started a thread so merged with that one.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Just saw this on FB thanks to, errr, FB (spooky!).

 

Babybear, all the very best, and we all know what a fighter you are, so I refuse to be worried about you, get better, that's an order. ;-)

 

 

 

 

thget_well_bear.gif

 

 

Lots of love, always. :-)

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Hope you have a speedy recovery BB. Get well soon xxx

 

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hey i need you back...soon.

 

my sidekick has gone.....

 

slowly slowly.......

 

get well soon.......

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I hope you get well soon BB. My thoughts and prayers are with you and your family xxxxx

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Wishing you a speedy recovery BB. Get well soon (otherwise you'll have to eat the hospital food and that's enough to make anyone worse!).

 

My thoughts are with you and yours.

 

Lexis x

Time flies like an arrow...

Fruit flies like a banana.

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BBcard.jpg

 

Am in deep shock. BB allways manages to cheer others up regardless of what's going on with her, and was one of the first friends I made on here. Please pass on my best wishes (and OH's Beck196) I will be sending healing thoughts. Get well soon. CAG won't be the same without the knicker updates. Thinking of you xxx

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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My thoughts are with you Baby Bear. . . hope you have a full recovery. I wondered where you were, my thoughts are with you xxx

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Oh babybear I am shocked! Get well soon:)

I look forward to your next post.....Today I am wearing hospital paper knickers.

 

 

well I am shocked as well, you should put something else on as well before you get arrested or catch a cold

 

Joking apart BB I hope you make a speedy recovery, your poor leg has just got better and now this.

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There once was a cute Babybear

Whose knickers just made the guys stare.

Her Daily Alert

Kept them feeling quite pert

While they wondered just what she would wear.

 

Black shorts or a pink frilly thong?

The thought made them burst into song.

We girls miss you too,

We're feeling quite blue,

So please don't be away for too long. :)

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Babybear, so sorry to hear you are unwell. Get well soon (()))

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thread has been put on facebook so that her family can see it.

 

I spoke to her daughter last night Not meaning to be nosey just concerned due to daughter only 17 and making sure daughter was ok and not on own.

 

She told me on Saturday Evening daughters dad found BB on the kitchen floor he called police and ambulance. She was transfered to a general ward at 2am sunday morning with daughters dad being told that she was being relised sunday morning. Some time after that the staff checked on her and found heart had stopped and has been on Life support ever since.

 

To BBs family, l want to say that what ever BB was going threw she always had time for us and to do simple little things like posting daily knicker updates, giving us virtualy hugs and reasuring words. Please pass on to BB that we hope she gets better soon and we expect the knicker updates to start soon.

 

GM and family

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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HI BB

So sorry to hear this

Hope you recover soon,You have given so much help to people on this forum and moral support to everyone,i hope to see you back soon.xx

:)

Im happy to help with support and my own opinions but as i have no legal qualifications If I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action,

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