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Full & Final Settlement Offers - Any Advice???


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Perhaps you could consider giving them some kind of ultimatum on the F&F? Let them know the offer won't be there forever? As long as they think you've got £1k ready somewhere to pay them off they may keep trying to get more out of you. It's part of the negotiation tactics.

 

Or you could be cheeky and reduce your present offer with a view to raising it to what it is now as an incentive for quick acceptance.

 

Now that legal uneforceability has been established, you have a much stronger hand to negotiate.

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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Remember, you're the guy that's struggling and in hardship, which is why you're in this situ in the 1st place. That £1k can't surely just be excess funds lounging around now...:-)

The matrix is intrinsically flawed. Within it is the program for it's own destruction. If you are reading this, you are in the matrix and it's days are numbered...so watch out! :eek:

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Cheers for that. I think your right, an ultimatum.

Brooooooooooooooooooooooooooooooooooooooce's success's so far:

 

Capital One - 15% f & f saving £4,250

Barclaycard - 25% f & f saving £12,000

Blackhorse - reduced loan settlement saving £1,605

Cahoot - 15% f & f saving £2,740

MBNA - 20% f & f saving £26,800

Lloyds TSB 28% f & f saving £7,377

 

Total written off to date: £54,772!!!!!!!!!!!!!!

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