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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Not previously posted as far as I am aware

 

If you happen to bank with Barclays and are in dispute over this issue, be aware:

 

If BPF go as far as issuing a Default Notice in respect of the issue you you have with them, they can in fact legally clear out you bank account in settlement. (It's called 'Setting off')

 

I would suggest that if you bank with Barclays, you open an account with another bank and close any Barclay connection.

 

When they ask you why, simply tell them you are disgusted with the BPF reaction to your complaint regarding their actions.

 

David

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Not previously posted as far as I am aware

 

If you happen to bank with Barclays and are in dispute over this issue, be aware:

 

If BPF go as far as issuing a Default Notice in respect of the issue you you have with them, they can in fact legally clear out you bank account in settlement. (It's called 'Setting off')

 

I would suggest that if you bank with Barclays, you open an account with another bank and close any Barclay connection.

 

When they ask you why, simply tell them you are disgusted with the BPF reaction to your complaint regarding their actions.

 

David

 

Good to know.. I will start looking for a new bank and will have to sell my shares.. not that they pay much after the bosses have all given themselves millions in bonus payment

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I just opened a online bank account with another bank.. its online.. but I still have to wait 3 working days for them to process the paperwork.. what is it with banks and three days?.. cheques or bank transfers take 3 days to clear.. but if they want to take money out of your account its done in seconds.. like I said before no other business that we use takes us to the cleaners everytime we use them... banks

They screwed us all over the past two years and even now they just sit there smug with their hand out..

Look at all of the other companies that went to the wall because of them.. and we had our money given to them.. any other business would have gone just like with Rover and Woolworths no help from the government.

And the thing about it all.. there is nothing to stop the banks doing exactly the same thing next week.. thing is there is not enough money around to bail em out this time.. they will take us all with them next time

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Hi all,I am new to this site. Am also an Advent student, joined last year in August-stopped my payments as soon as I got the E-mail from Advent.Rang the F.O and they have written a letter of complaint,since then I have received letters from Mercers Debt Collections to pay and got a letter yesterday to pay the full amount in 7 days!! So can the CAG team help me or someone give me advice. I come from East Anglia.

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Yes, I would like to join,am new to this site.Joined Advent last year. I have to give you my real name, but surely not on this site.

 

No email Fuzzbut your name and he will act on our behalf go back a couple of posts and find his email address hope this helps.

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What are Legal seagulls doing to help bank charge claims in the courts ? - Legal seagulls Consumer Forum

 

For those who are having problems with bank charges over this Barclay/Advent mess, this may be of interest.

I've put a thread up advertising our BPF lawsuit appeal.

 

the link takes you to some strange site.. disneyland the alternate version??

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thnks fuzzbutt for getting a lawyer organised!! im so relieved!! how many people have emailed you now?

do you know where we stand with paymetns... bpf have not requested paymetns from me yet but i know some people have had those letters.

did the lawyers mention anything or will they clarify this in your meeting?

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Hello everyone, this is my first post although I have been reading the entries in this forum for the last month or so. I am or was and Advent Student from approx June 2008, for whch I deferred the payment for 12months knowing that I was due a redundancy payout. At the end of the 12months just before the cut-off date I paid the amount in full as to not incur any interest charges. At no stage was I told either that there was a 3 year time limit on my studies and if I exceeded this date I would have to pay to continue to study. Computeach have recieved my records now and are basically saying that when June 2010 arrives + 3 months of administration time reward. After this I will have to start paying them again?? As far as I am concerned I have paid for the full course content for an MCSE, why am I not within my rights to just demand all the remaining material and transcender disks from them, or even better still an equivalent sum of money for my remaing 6 modules out of the 11. I like everyone else here chose Advent over Computeach because they had a better reputation. So because Barclays decides to pull the plug on their finances and invest in another provider, which I consider to be inferior, we now have to lose out. Who are these people who think they can continually rip people off of hard-earned cash. Does any have any advice for me as I am due to send an e-mail back to Computeach in response to recent e-mails received from them.

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Thanks, I have managed to send the E-mail

 

Sorry if I haven't replied, but I've had about 90 emails this morning (mostly Facebook members so thanks all of you who have promoted this on there) and have been saving everyone's name and email onto a contact mailing list, sending a standard 'thanks' acknowledgement so everyone knows for sure they're on the action group.

 

So much for a restful Sunday!!! I've been at it since 10am this morning and Hotmail have now stopped me as I'm at my limit for sending mails until 24 hours has passed! Fuzz needs a bloody drink!! :lol:

 

I'll reply to others tomorrow when Hotmail lets me again. I've been keeping a record of people's various questions and will send out a bulletin mail once I've spoken to the law firm again and they've advised.

Phew....BEER!!:-)

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thnks fuzzbutt for getting a lawyer organised!! im so relieved!! how many people have emailed you now?

do you know where we stand with paymetns... bpf have not requested paymetns from me yet but i know some people have had those letters.

did the lawyers mention anything or will they clarify this in your meeting?

 

Hi Yasmin - I think there's about 200 people signed up now.

 

I'll get back to everyone with a fuller picture once I've spoken to the law firm representing us.

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Hi, J4ckB4u3R,

It's not on what they're trying to get away with here. Join the legal action being taken Computeach are totally unsuitable and your experience is verifying that.

Do they think we're all stupid after having been screwed over by Advent that we would willingly allow it to continue.

My advice would be click Fuzzbutt's email and join in Add your name to the list. and read the legal Notice that is advising us to not communicate anymore with Computeach or Barclays Partner Finance as they will do it for us. other than to say you are awaiting legal advice.

We can take back some of the power that's been taken from us.

as far as I'm concerned this is now in the hands of a Lawyer.

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Please note that this topic has not had any new posts for the last 2607 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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