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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Hi guys,

I'm new here and need some help please.

I started to do MCSE+CCNA on October last year and I only have had received an A+ book as well as a workshop from Advent so far. I got my account with Barclays and was paying by DD for a few months and then got my account on hold.

This morning I received a latter from Barclays which explains that I have been in contact with the allocated provider which I have never been !!!!

I had no idea what they were talking about !!

They also said that the hold has been removed and payments now become due in line with terms.

Anyway could anyone help me please here? What should I do? I don't want to go through this course any more.

Has any one taken any legal action or could anyone show me the right direction?

Do you know any solicitors or anyone else to help me with this issue as I don’t know what to do at all L

 

Hi Masoud,

You will have to write a letter to put your account in Dispute there's a template letter if you go back a page here if you put the account in Dispute it will stop BPF from reporting to the CRA's and will freeze the account. or above here there's a letter you can also use just adapt it to your own details

 

edited

You can also contact consumer direct and CAB for immediate advice

Edited by HSBCrusher
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Thanks joyhouk :smile:

 

For anyone that is getting their accounts taken off hold or having to start paying and do not want to accept computeach you must write letter to BPF stating you are placing the account in dispute as they have failed to provide a SUITABLE alternative provider state your reasons why

( plenty in this forum previous pages.)

Report a complaint against BPF to the FOS who will deal with your complant 8 weeks after your first complaint letter to BPF or they may send a letter for you if you haven't done so already.They have been helpful so far.if your 8 weeks are up they give you forms to fill and return to them.

You may also contact Consumer Direct or Citizens Advice Bureau

 

I found this wee list of what can't be done to an account in dispute hope it explains a bit clearer. You can also add this list into your dispute letter to BPF

 

You may not demand any payment on this account, nor am I obliged to offer any payment to you.

 

You may not add any further interest or charges to this account.

 

You may not pass this account to any third party. (Credit Reference Agency)

 

You may not register any information in respect of this account with any of the credit reference agencies, any information must be removed immediately.

 

They may not issue a default notice related to this account either...

 

Stick that in there pipe my friend & tell them to choke on it, :lol:

 

Hope this info helps you in some way?

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ANNOUNCEMENT!

 

Everyone will receive an invite to join the action for students website over the next couple of days, which you will need to accept in order to access it.

SO PLEASE ENSURE YOU CHECK YOUR JUNK MAIL AS IT WILL PROBABLY END UP IN THERE!

 

To register as a member -

Select 'yes I'd like to join this site' then register on the Sign In page where it prompts 'Not yet a member? Register now for free.'

Enter your email address and create yourself your own password (and keep a note of it) in the Sign Up window and click 'create account.'

Don't worry about filling out all of the profile information as it's optional. If you get a 'please complete your profile' prompt window you can select the button 'no thanks skip'.

Whenever you visit the site you will be asked to sign in to the members only area. You should only need to enter your email and the password you created.

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absolutely furious just got off the phone with bpf to extend the interest free period from next month to july like some others have and they point blank refused and said to comence payments on the 7th may. Even spoke to the supervisor who gave me the exact same spiel. told him that I will not reactivate my dd and as far as Im concerned the account is in dispute and I will be seeking legal advice and not continuing my training with computeach as they are not like for like. worst thing is just check my credit score which is now rated good from being poor a year ago so that was a waste of time unsure now whether to ignore payments or to pay it off before the stupid interest takes place and my credit score is affected and claim that back through the courts. what does everyone else think would be the best option.

 

we know how you feel about this.. but I cant help thinking that once they have your money they will drag this out even longer.. they have less incentive to conclude.

 

I waited for Barclays to come up with a alternative provider I told them that I do not concider Computeach as an alternative even if the was the only company left.. I also told them in no circumstances are they (Barclays) to hand over money on my behalf to Computeach... I would rather burn my money than give it to them.

 

I am just in the process now of writing in my first letter.. yes I know its late.. but I hoped that Barclays would have given us more options than they have done.. Computech or Else ? .. they is not acceptable alternatives

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Whats is this action for students website?

 

I'm unsure what this is.. What information is on their?

 

I may of missed a post explaining this!!

 

A4ron

 

 

ANNOUNCEMENT!

 

Everyone will receive an invite to join the action for students website over the next couple of days, which you will need to accept in order to access it.

SO PLEASE ENSURE YOU CHECK YOUR JUNK MAIL AS IT WILL PROBABLY END UP IN THERE!

 

To register as a member -

Select 'yes I'd like to join this site' then register on the Sign In page where it prompts 'Not yet a member? Register now for free.'

Enter your email address and create yourself your own password (and keep a note of it) in the Sign Up window and click 'create account.'

Don't worry about filling out all of the profile information as it's optional. If you get a 'please complete your profile' prompt window you can select the button 'no thanks skip'.

Whenever you visit the site you will be asked to sign in to the members only area. You should only need to enter your email and the password you created.

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No tHElIZARDkING I am not and I take offence at the suggestion.

I am in the same situation as you!!! In fact I have probably spent more than most with my bills still coming in as I have recently spent £250, on a solicitor letter to BPF, whilst also my solicitor seeking advice from a barrister, which will also be an additional charge.

 

Check-out my previous posts, see for your self!

 

I just wanted to know what that new site was about as I have not read all the latest posts at the moment and thought that someone would be able to explain rather than going through the past couple of pages!

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Yesterday I finally received a letter from the Financial Ombudsman. They said they are investigating my complaint and will be in contact with Barclays Partner Finance. They also said in the letter that they may take longer than usual because they have received an "usually large" number of complaints. Well done guys! Another nail in the coffin for BPF!

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Ok understand that everyone has to be cautious.

 

I hope that one of us get a breakthrough soon, i'm fed up of this waiting game.... I hope when we do win and get our money back we will be paid the intrest that I would of gained having the money in the account.

 

fair enough a4ron i apolgise! but we hav to be suspicious and by the way FUZZBUTT seems to be having success with the no win no fee
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Had another email from PKF (I imagine most of you have), which says, "We understand that certain BPF Students may be entitled to make claims under the terms of the CCA". Funny how BPF seem to be the only ones that think the CCA doesn't apply in this case

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