Quick Question R.e Income expenditure form

[mightyroyals]

I am trying to agree a repayment plan with a payday loan company but they want me to do a income expenditure form so they can see what i can afford.

Anyways i know this sounds wrong but do i be honest or do i stretch the truth so they don't take all that's left im no good with things like this also can they ask for proof of what i pay on the bills and proof of what i pay on bills etc

 

Any help would be much appreciated

[Guest wino]

You do not have to provide this information although it is easier if you do. They will not ask for proof.

 

I have always been honest and put my expenses down to the penny. I have never put anything down about our car or clothing etc but make sure you do.

 

I took my I&E form to the courts and the judge looked at it and said I should claim amounts for car tax, insurance and petrol. She then asked why I didn't put clothing costs down. I told her I hadn't bought any new clothes in 3 years as I was paying debts off. Again I was told to include this.

[mightyroyals]

Thanks for the reply

 

I will make sure i include all the information as you have said and hopefully it will get these bully's off my back

[Guest wino]

Here is a good template to get you started

http://www.motherwellwishawcab.org.uk/downloads/Income%20&%20expenditure%20Template.pdf