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RadioDan Vs The HSBC **WON**


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Wow!!

 

Have just read all of your thread, and it sounds to me like you've had quite a ride!!!

 

Am just starting mine today (S.A.R - (Subject Access Request) being sent at lunch) and its quite encouraging to see that support is thrown at you by loads of people in every direction!

 

Anyway, keep up the hard work, and I'll keep my eye out for when u get ur money thru! Decided what you're gonna spend it on yet?

 

Take Care,

 

Em

 

ps. sexy_em vs HSBC!

 

x

 

Hi Sexy Em and welcome to the forum.

 

I'll keep an eye on your thread and help out where I can!!!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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This is all so exciting! lol! Really hope you win and get your money mate

25th spetember - Sent off S.A.R - (Subject Access Request)

10th October - Received all statements

11th October - Calculated all charges

Drafted prelim letter

Did spreadsheets

16th October - Sent prelim letter to Ian Shepherd

17th October - Letter delivered. 14 days starts today!

31st October - LBA sent first class recorded!

2nd November - Confirmation LBA received

18th November - Filed my MCOL for £1278. Bosh!

20th November - MCOL acknowledged

24th November - Acknowledgement of service

24th November - Received offer of £900. Rejected

30th November - Received offer of £1023. Rejected

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Well I've emailed Alan barden at HSBC and sent my costings. From our chat earlier he hinted I should ahve received something after the acknowledgement letter so I am waiting for this to be emailed along to me. I'm sort of hoping it was some kind of offer so that I can show it to everyone in the office.

Currently taking action against the HSBC for £2465

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Nice one radiodan, I've decided to email my schedule of charges to debbie d'aubney even though shes on hol at the mo, need to hurry this along if I can. Hope you have an offer soon!

 

Good job maria, she is back soon.

Good luck on getting your offer too.

Currently taking action against the HSBC for £2465

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Hey radiodan,

 

Ive read and re-read your thread, like others it seems you're having a tough time. I'm like many on this thread that are starting out on this ordeal of getting my money back - not quite as much as you, but I want whats mine back!!

 

I've notice that un1boy has been extremely helpful - hopefully he will be able to help me. I find this thread really helpful as it has a good step by step format.

 

My Preliminary letter goes in the post tonight - calculating the charges as I type this. I am write in thinking that you don't include the interest at this stage?!?!?

 

Good luck radiodan!!!

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You sir, are correct, don't include interest till you file your money claim.

Good luck with your getting it back and let us know when you set a thread up.

Un1boy seems to be in heavy demand these days, I just hope he gets tmie to stop by here occasionally ;)

Currently taking action against the HSBC for £2465

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Indeed, hopefully I wont have to pester him too much.

 

Just a quick question - when I'm doing this spreadsheet, what do you use as a reference for the charge - a title if you will???

 

All of my charges are due to going over my overdraft....

 

Regards

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I simply used the same ones that the bank did (normally "total charges" )

Just go on to the internet banking and find the subjects for them on there.

I guess after this I can count out HSBC giving me my cash card back :p

Currently taking action against the HSBC for £2465

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Thanks Shizzle,

 

I'm totalling £818.00. I was wondering do you send the letter to your local branch that you setup the account with?

 

Just wondering if I could cut out the middle man if my local branch will send it to a head office.

 

It's going in the recorded post tomorrow.

 

Once sent I will start my own thread and keep you lot informed of the thread if you like?!?!?!

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This is all so exciting! lol! Really hope you win and get your money mate

 

That he will David, that he will!! i;'ve had over £900.00 refunded so far from various banks!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Hey radiodan,

 

Ive read and re-read your thread, like others it seems you're having a tough time. I'm like many on this thread that are starting out on this ordeal of getting my money back - not quite as much as you, but I want whats mine back!!

 

I've notice that un1boy has been extremely helpful - hopefully he will be able to help me. I find this thread really helpful as it has a good step by step format.

 

My Preliminary letter goes in the post tonight - calculating the charges as I type this. I am write in thinking that you don't include the interest at this stage?!?!?

 

Good luck radiodan!!!

 

Hi rax,

 

Thakns for the mention! Can you start your own thread and let me know what it's called so I can pop over and help you too! :)

 

ps. no, don't inclue any interest until you issue the court papers! - I've just realised that radiodan confirmed this to you. sorry mate, wasn't stealing your thunder - was just replying to each post as I read it!!! I'll read the whole thing in future!!

 

pps. Pester me as much as you need, I'll answer as soon as I can!

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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You sir, are correct, don't include interest till you file your money claim.

Good luck with your getting it back and let us know when you set a thread up.

Un1boy seems to be in heavy demand these days, I just hope he gets tmie to stop by here occasionally ;)

 

Hiya mate,

 

don't worry - I'll help as much as I can and won't forget anout you fella, lol.

 

If you set anymore threads you for whatever, just PM the name or a link and I'll subscribe to it! ;)

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Blast - one more question. Do you have to send your statements with your Prelim letter. I am abit confused with the Subject Access Request letter, as I have all my statements with me, ive kept them....

 

No, you just copy and paste the spreadsheet entries for you charges, without including the interest colum.

 

eg.

 

CHARGE EXCEEDING OD LIMIT 30.00 01/01/1900

CHARGE CARD MISUSE 30.00 01/02/1900

TOTAL CHARGES 30.00 01/06/1900

 

So, you can jsut copy and paste the columns into your letter and add it at the end as SCHEDULE OF CHARGEs.

 

Hope I'ev explained it clearly

 

I'm totalling £818.00. I was wondering do you send the letter to your local branch that you setup the account with?

Just wondering if I could cut out the middle man if my local branch will send it to a head office.

 

I just used my local branch personally, it's down to them to forward it on to whoever.

 

It's going in the recorded post tomorrow.

 

Excellent, good to see you're being organised. You must send everything recorded - it only costs a pound and you can claim it all back anyway. I suggest keeping all your letters and their replies ina folder, and stapling the Recorded Delivery label to your copy each time you send one, so that you know exactly which label/tracking number relates to which letter - that way. if it ends up in court (which is very unlikely) you have a systematic apprach to the whole claim. Also, it makes it easier to cross reference each letter in your replies.

 

Once sent I will start my own thread and keep you lot informed of the thread if you like?!?!?!

 

Yes rax, please do start your own thread and let us know what it's called- we can all come over and help them, like we have with Radidan, at each step of the way! :)

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Will everyone who got a letter with an offer for £3123.93 from DG Solicitors today please put their hands up.

 

*hand up*

 

Well I guess my ship has finally come in!

Jesus this feels 10 times better than I thought it would, but sadly I have to silently celebrate so as not to wake my house mate.

I want to thank All of you but especially Un1boy for helping me get this. Once the moneys in the bank I will make a donation.

Currently taking action against the HSBC for £2465

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That's fantastic news Radiodan!!! I just hope this all works out for me too!!! Please read my thread (Wallis vs. HSBC) because there is some questions in there that i would really appreciate some advice on. Especially now you're a winning case, it gives me hope!

G. x

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Well done you! I had an offer yesterday too but it was still £500 short of my claim. I've suggested I accept it as partial settlement and told them I will still go after them for the interest and court fees!

HSBC - 2 accounts - £5016.44 - WON!

 

Now going after them for my husbands account - £283.30. Prelim letter sent 26th October 2006.

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Thanks very much guys, especially for the support through out this.

 

Great news radiodan, just hope I get an offer soon!!

 

You will do. I had to phone up to rush mine along a bit I think.

Currently taking action against the HSBC for £2465

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Well Done Radiodan

 

Have you asked for it in a chq ? - Was acknowledged yesterday so not long now on mine i hope !!

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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