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welcome finance problem help


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can someone help? i took out car finance with welcome in sept 07,i live in a rural area and am a single parent so i needed a car to get out.the loan was origanally for 4,500 but by the time everything was added it was 8,000 to pay back over 4 years,the car was only worth 3000 but needed it.payed on time till last year my hours got cut at work so i had 2 go back 2 welcome and re right another contract which was droppin my payments so i could afford them but now its is based over 10 yrs and wont be finished payin till 2015!! is there anything i can do to get out of this mess,i cant afford the finacial settlement,i am payin this but seem to be goin nowhere with the remanding balance.

also i dont have the car anymore as i crashed it last year and it had to be scrapped,many thanks

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Do You Still Have The Original Agreement

 

DID YOU NOT HAVE GAP OR SHORTFALL INSURANCE ON THE AGREEMENT

Edited by postggj
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Can You Post Up The Old And New Agreement If You Have Them

DID YOU CRASH THE CAR BEFORE OR AFTER RESIGNING A NEW AGREEMENT

 

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