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    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
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Pseudo bailiffs, wannabes and downright liars on this forum


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As i said above, once you have been on the receiving end of it then feel free to comment.

 

Its not offensive at all - unless of course your a little upset because you are bailiff.

I have to say I was a little shocked to see it but now you have fully explained I can quite understand why you put it, and I have to agree with you

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That is a disgusting and uncalled for comment

 

 

I'm sorry I don't follow, the statement was drawing reference to those who attend this forum to deliberately mislead innocent enquiries are acting like someone else who is on the record as having pretended to assist the authorities in their investigations in order to divert attention from his own activites.

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Shame on you and the moderators not removing that comment.

 

Am I really the only person to find that offensive !!!

 

The only people that would find that offensive are bent bailiffs, the families of bent bailiffs living the high live on the B's blood money gained through extortion, threats and violence.

 

Or anyone who has never had the misfortune of a chap appearing at the front door telling little children that "daddy" is going to be arrested, or threatening the debtor with assault.

 

The fact that the above fits 99% of bailiffs, in an industry that is riddled with only a few good apples, amongst the vast majority of bad, immoral **** is neither here nor there.

 

A relative is dealing with a Bailiff at the moment, and the chap is actually a human being. Strangely, he has a very high success rate of gaining payment plans, with little to no WP's and is renowned for returning warrants to the council if the circumstances merit it - and by being the main guy in that town, and actually knowing his "client base" he is able to function far more effectively, efficiently, and fairly.

 

Other members of his company, are on the other hand renowned for assaulting debtors with Dyfed Powys Police acting as assistant baillifs, and arresting anyone who dares to defend themselves from assault.

Edited by caledfwlch

[sIGPIC][/sIGPIC]

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I have to say I was a little shocked to see it but now you have fully explained I can quite understand why you put it, and I have to agree with you

 

Yes, there is probably a better analogy than referring theiving bailiffs to someone like Huntley, but they are the same as alot of criminals because what they are doing when they carry out their crime is:

 

Premeditated

Have total disregard for the victim

Have a blatant disregard for the law

 

They also lie and cheat in court - High court or any court it doesn't matter, and they also lie and cheat the Police. Again, doesn't matter of it's a PCSO or Inspector level.

 

Fluffy bunny its not a very fluffy world out there - I'm afraid we are living in a forever increasing dog eat dog society - where fewer give a damn than ever before. Just look at most of the MP's and Brown etc all should be locked up.

 

As I say above, get on the receiving end and you'll be more than qualified to comment. Still interested to hear your experiences though Fluffy.

Edited by danboy381
typooss

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Like most people, i used to be petrified of the bailiffs because of my ignorance of the law that is there to protect me.

Not anymore.

Im not proud of the fact that ive messed up my finances, im trying my hardest to rectify my mistakes.

Thanks to the wonderful knowledge that i have gained from this site, i can now laugh at them when they come threatening.

That's probably why they dont come anymore.:D

They know they are wasting their time.

 

Know your rights people. And stand up for them. These parasites are not above the law. They just think they are.

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You Wish :D

no not at all, I think they should stick around and really learn something.

maybe you could too, for instance that people are getting wiser to the bailiffs 'tricks of the trade' and that we are NOT going to be the victims any more.

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no not at all, I think they should stick around and really learn something.

maybe you could too, for instance that people are getting wiser to the bailiffs 'tricks of the trade' and that we are NOT going to be the victims any more.

Hear hear!!

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I AM NOT A BAILIFF AND HOW DARE YOU INSINUATE THAT I AM

 

My posts yesterday afternoon have all been removed so I was not able to defend myself

 

I explained that I took offence to that fact you could use such a case to try and demonstrate your point - you clearly have no respect for the families of those murdered children to drag it into here

Edited by fluffy_bunny
typo
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I AM NOT A BAILIFF AND HOW DARE YOU INSINUATE THAT I AM

 

My posts yesterday afternoon have all been removed so I was not able to defend myself

 

I explained that I took offence to that fact you could use such a case to try and demonstrate your point - you clearly have no respect for the families of those murdered children to drag it into here

People who come into the forums, come here for help, they come here for peace of mind, and hope that they can find solutions to their problems.

The example that was given may have been the wrong example, but its was not out of disrespect for the families involved, it was not done out of malice, it was an example. The family involved will have some peace knowing that the perpetrator of this horrendous crime has been punished and they can move forward with their lives as best as they can. What happened was awful and that I know we can all agree upon and no one should ever have to suffer the way those families did. But also no one should have to suffer what bailiffs dish out daily to people who are elderly, sick, disabled, in financial difficulties, No one should have to put up with threats, being bullied, assaulted, having to live in fear behind locked doors.

And its very rare a bailiff will be punished for his/her crime. Bailiffs are a law to their own and they need to be bought into line.

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I believe that those comments were made as a direct comparison to the similarities between someone who was caught playing both sides, pretending to be offering assistance to the side of right and justice, whilst in reality they were guilty of the crimes they were "helping" to solve

 

against those People who regularly come onto this forum and post seemingly helpful replies to genuine questions when in reality they have their own agenda and have no real interest in helping anyone other than themselves.

 

whilst the context in which the comment was made may be a little unusual, I don't believe for one moment that an accusation of behaviour matching anywhere near that of the person convicted of those heinous crimes was actually levelled at anyone.

 

Being "Holier than thou" is not restricted to only one side of an argument and I also feel that accusing anyone who doesn't follow the herd mentality must be somehow associated with the bailiff industry as being equally wrong.

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The title of "Pseudo bailiffs, wannabes and downright liars on this forum" should perhaps read: "Pseudo bailiffs, wannabes and downright liars throughout the uk and in particular it's local government offices, it's police stations, and shockingly it's courts..." the problem is widespread it requires campaigning and common sense

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This really is one of the most idiotic hate filled posts to grace this forum.

 

The main protaganists (sh, dpb, sm) cannot see past their immature hate filled eyes.

 

I would ask each and every one of you to read through my posts (if you can understand them) and take in the advice and knowledge that I have given this forum, especially in HCE.

 

Brilliantly laughable, all of you.

 

Love to all..... :-)

Edited by High Court Enforcer
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