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andrew1

Taking the plunge

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4954 days.

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Abbey have sent letter following my request for backdated data (without the £10) addressed to DPA Team I might add, stating my request is for specific information and I do not have to ask for it under the DPA and sent my letter to Customer Complaints department who will supply info free of charge. If I do wish it to be a subject access request under DPA write back sending £10 etc.

 

Does the subject access request under DPA make a difference?


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http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

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http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

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http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

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If they supply your statements FOC, fine carry one with your claim.

 

One of the recent defences the banks have been putting forward is that the charges are so high is that there is manual intervention in each case(patent nonsense of course, but..). If you make a SAR you can ask for details of this manual intervention which will rather spike their guns.

 

Of course, this is upto you but I think its £10 well spent. I also think that this is the reason that some of them are keen on supplying statements FOC.


The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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Also, if the DPA reveal unlawful charges then I would say that you can claim the £10 back as your request was justified.


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This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group


Cabot and the Cabot Fan Club Threads:

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/73598-dealing-cabot-101-cabot.html

 

Legal Actions Explained for Businesses:

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20492-legal-actions-explained-company.html

 

Payplan CCCS Advice:

http://consumeractiongroup.co.uk/forum/getting-out-debt/128587-info-cccs-payplan-experiences.html?highlight=Payplan

 

How to use the Forum

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

A click on the scales below is appreciated if my posts were helpful

Do not regard my postings or suggestions as professional advice. If in doubt seek a professional opinion.

 

PLEASE DONATE IF SUCCESSFUL - Every little helps :)

 

PLEASE, Do not Private Message me with basic questions, start your own thread and PM a link if you wish, but I will not be able to respond to all individual questions as I am very busy on numerous other things and anyway, others cannot learn from PM's. It also stifles contributions from the vast talent base this site offers from it's contributors and I'm not all that clever really! :D Thank you.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4954 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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