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WONGA - App to lend...

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Saw the ads on the tube last night and couldn't believe it - and now Wonga have hit the headlines with an app to lend you cash. I wouldn't download this under ANY circumstances.

 

How irresponsible of them to creat this in the first place!

 

Wonga iPhone app gives you a 3,000% loan | Metro.co.uk

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yeah read that this morning - its about time our regulatory bodies started to REGULATE - in all other countries these firms can only implement an apr upto a certain level, but not good old treasure island UK


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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Surely the Ministry of Justice can have a finger in the pie here and block this app.. they seem to want to exercise their teeth.

 

I think it is disgusting that they even thought about this as a marketing opportunity!

 

I think we should retalliate with a Consumer Action Group app for each of the forums, anyojne up to write these, it could become a 'nice little earner' if a fee of £1 was charged per app, I would download the ones I use a lot, Debt Collection Forum, Payday Loan Forum etc....

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They had the cheek to state they work closely with those having difficulties repaying. They must be joking, they are just about the worst of a bad lot.

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Shocking! 'There may be trouble ahead'?:eek:

But on the other hand a good marketing ploy by Plonga Wonga, their share holders will be rubbing their hands!

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Instead Of Just Deleting, Have A Look At Some Of The Stuff That Goes In To Your Email Spam Folder!!!:eek:

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Hi guys!

 

I just came across an article about the new Guidance that will be produced by OFT. I will post the link to the article but what confuses me is the outcome of the proposed changes! From what i read i think that NO ONE who has outstanding debt to any of these payday loans companies can not and Must not be forced to pay back unless they have written contract signed from both parties!

 

Pls, tell me what u think cos if this is true we might become richer 8-)

 

The Link to the article:

 

FT.com / UK - Ruling to force lenders to write off debts

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Hi guys!

 

I just came across an article about the new Guidance that will be produced by OFT. I will post the link to the article but what confuses me is the outcome of the proposed changes! From what i read i think that NO ONE who has outstanding debt to any of these payday loans companies can not and Must not be forced to pay back unless they have written contract signed from both parties!

 

Pls, tell me what u think cos if this is true we might become richer 8-)

 

The Link to the article:

 

FT.com / UK - Ruling to force lenders to write off debts

 

 

 

when they say 'signed' - i wonder where they stand with electronic sigs?

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I wonder exactly the same thing. They mentioned the term "True copy" which by definition means a real written copy of a document. As fas as i know i have never signed paper contract with any of these payday loans companies so is it enforceable or not?? Would someone help me with more understanding of the legality of this issue? I would really appreciated as i am in a difficulty of paying all my outstanding loans and if there is a loophole i would be glad to use it!

 

this is one more link to the article as i saw that the previous link its not working:

 

Victory over lenders | Unenforceable Credit Agreements | Judge Waksman Unenforceable Credit Cards & Loans taken before April 2007

 

 

Thanks!

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