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Access to money


jannercobbler
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Why does Natwest debit items due on Monday on a Saturday?

 

This leaves vulnerable people without cash over the weekend.

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Any opinions from Jannercobbler are strictly my own and I have no affiliation with any group or services.

 

The two most beautiful words in the English Language are "Cheque Enclosed" - Dorothy Parker

 

http://www.consumeractiongroup.co.uk/forum/abbey-bank/399-abbey-letter-sent.html

 

Me v Abbey - £3000 + Int + Costs + Credit File Cleaned.

 

LBA Sent 12/3/06

Court Claim started - 31/5/2006

Allocation Questionnaire Filed - 24/7/06

Court Date allocated 31/10/2006

 

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Why does Natwest debit items due on Monday on a Saturday?

 

This leaves vulnerable people without cash over the weekend.

 

Working days are Monday to Friday inclusive. For items due IN or OUT at the weekend many banks update their customer base during the weekend. NatWest do so overnight Friday so any monies due in Monday or going out on Monday will show on Saturday morning. It can be great if it goes in and not so great if it goes out.

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FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Saturday and sunday are not working days, therefore the company claiming the Direct Debit put it in place on the Friday.(Monday starts at one minute past midnight) This means the money to pay the Direct Debit should be in the Bank ready. It will show as going out of the account over the weekend so the money cant be spent, this will avoid an unpaids fee.

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