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    • Yes, it has been cleaned now - it had to be, he came out of hospital at the end of December, and Friend has secured the services of a local cleaning company to come in once a week.  
    • Following the issue of a Liability Order the Council must obtain a warrant of control to try to collect the debt. If they fail their only option is to return the matter to court and you will be asked to attend.   At that hearing the court must be satisfied that:   • A liability order was imposed in relation to the debt. • You have failed to pay; and • The council tried to collect the sum using a warrant of control, and failed.   They must then go on to conduct a "means enquiry" into your financial circumstances. The principle aim of that is firstly to establish whether you had demonstrated either a wilful refusal to pay (i.e. you had sufficient funds but simply refused to pay) or "culpable neglect" (i.e. you had the funds but chose to spend them on something else). Only if they find one of those two can commitment to prison (either immediate or postponed) be considered. Also, only if they find one of those two can they order payments to meet the debt. The usual combination is an order to make payments coupled with a postponed commitment. But, the payment rate must be realistic in terms of your financial circumstances and it should normally mean that the debt is paid within three years. If a realistic payment rate will not see the debt paid in that period then the court should consider remitting (i.e. writing off) some or all of the debt. Similarly, if they find neither wilful refusal to pay nor culpable neglect (and by default find that you simply did not have the ability to pay) they should also consider remitting some or all of the debt.   You should note that at these commitment proceedings, as the matters you face could result in custody, you are entitled to have the services of the duty solicitor. In your circumstances I would say the chances of you being committed to prison are slightly less than zero. From your very brief description of your finances you simply have no spare money (though a means enquiry will delve more deeply into your affairs, especially the debts for which the DWP are making deductions from your benefits). There is no point in delaying any of this. The sooner it gets sorted the better as your circumstances seem unlikely to change any time soon. One thing you must bear in mind is that these proceedings will only deal with the debt covered by the Liability Order. If you have any Council Tax arrears that have accrued since then they will have to be dealt with separately. I'm also assuming you live in England. Since April 2019 commitment to prison has not been an option in Wales.    
    • good issued the default after you turned 50 when any payment is not longer required on the loans and they should be written off.   it's fast becoming clear that they solely refused your SLC forms as a mode of deferring to create this whole falsehood.   the case your refer to about the new forms is detailed in this form in many SLC erudio threads.   if you could go get a USB converter lead to make your old HDD drives readable from amazon or somewhere , cheap as chips and <£5.
    • Has the property been cleaned now? Is it the in the same state as before?
    • Please follow the link and read what we have to say about people who pay by bank transfer
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

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As the op of this thread is no loger posting I thought i would post a copy of a notice of seizure of goods and inventory for those who have never seen one

you can then make up your own mind if the goods listed can be removed on the same day after a notice of seizure has been left with the debtor

 

 

 

 

img007-1-1.jpg?t=1263728372

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The thread is heading for closure.

I have spelled out the position already as regards our tolerance of trolls inuendos, and diversions.

Some of the posters are going to need to take heed.

CAG is here for genuine people,for consumers,and for those people who have come here in desperation.

I have no interests nor concerns for any bailiffs enforcement officers or the likes,who are here to learn,understand,or falsely claim to be assisting our members...and you know what ?

neither has the rest of us.

So do us all a favour and go and post elsewhere.

 

Thank you Martin you have probably spoken on behalf of a lot of caggers.

We appear to have people posting on here who have never started a thread, showing they wish to achieve nothing other then stir the soup. We have lost, through them ,caggers who have been able to contribute greatly in bringing the terminology of the legal profession to the laymans understanding ,one of who gave excellent advice, which having followed it gave me a positive result.

 

WD

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This post makes me laugh, it's spelling out exactly what the problem is with the bailiff industry.

 

Op asks for help in sorting out a car issue, and 2 apparant bailiffs are viewing ready to offer advice. Should be easy then. but no. If I was them, it would be a fairly long definitive concise answer, in fact I would be able to end the thread. But no, because the truth is, neither High school or Twonames can really give the definitive answers required because they don't really know, (by their own admission)

 

Here we have High school, searching this forum day and night for tips, hints and legal advice on how to carry out his day to day job, but in truth, he hasn't pis*ed off enough people during the day so he has to find an additional vent.

 

..hoping that his gravy train career isn't about to come to an abrupt halt when the MOJ change the rules, hoping that some case against a bailiff isn't about to set a precedent, and clinging on to what he thinks is right or wrong but is unsure and lacks confidence, but in essence, as we all know, most of what he does is loosely made up on the day, to fit. Exactly the reason SHERBROOK visits here. (aka Clare Sandbrook, ceo of sherforce)

 

High school. I still ask what the hell are you doing on here?

 

You must have a sick, twisted perversion to 'advise' those you unlawfully prey on. How freckin weird.. Akin to the guilty man 'assisting' the authorities in their enquiries before he himself is arrested and found guilty of the crime.

Edited by danboy381

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This Post is quickly heading for closure but as there are some interesting points made by the original poster it is best that clarification is provided on some points and I will try to do that now.

 

Is the amount charged by the bailiff correct?

 

Personally, I do not think so and for clarification it is worth reading the Judgment of District Judge Avent in the Detailed Assessment ruling in the case of Anthony Culligan v Marston. This is an excellent Judgement that can be relied upon if you wish to file a small claims writ ( which is what I would personally suggest).

 

I can e-mail a full copy of the Judgment to you if you wish.

 

Should a bailiff remove goods straight away.

 

Interesting point and my view would be this: The goods have been seized and are therefore in the eyes of the law "the property of the bailiff" until such time as the debt has been paid (the goods can be sold after 5 days). If the bailiff has already "seized and effectively secured" the vehicle District Judge Avent confirms that the bailiff should allow a "reaonable period" before removal to allow the debtor time to arange payment.

 

 

By removing STRAIGHT AWAY...he has financially incurred the debtor in significant additional fees which are wholly unecessary and would appear to be solely a means of gaining fees for him and his company.

 

Does the bailiff have to provide a copy of the warrant?

YES!!. With the enforcement of PENALTY CHARGE NOTICES the actual Warrant of Execution states upon it the following:

 

"If your goods are seized you will be left a Notice of Seizure of Goods & Inventory together with a copy of this Warrant of Execution"

 

Can I claim my vehicle is exempt from seizure.

 

There is case law that provides that the vehicle "must be" for "your use solely in the course of business or vocation" HCE & Two Names are more or less correct in their interpreation of this provision but it is worth pointing out that I have known cases to go to court where the Judge has AGREED that a general builders"white van" was "clearly exempt" because the insureance was in the debtors sole name ( self employed builder) but crucially...the vehicle was signed to advertise the debtors business and contact details.

 

I have also known of many cases where the court have agreed that a "black cab" was exempt.....but of interest is a recent case where it was decided that the cab was NOT EXEMPT....because although the debtor owned the vehicle, he used it for taxi work during the day time....and his brother in law used it in the evenings!!!

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...but of interest is a recent case where it was decided that the cab was NOT EXEMPT....because although the debtor owned the vehicle, he used it for taxi work during the day time....and his brother in law used it in the evenings!!!

 

Very interested in that last bit tomtubby. Brother-in-law or not, he would have been paying the cabs owner for use of the vehicle either on a 50/50 basis or a set weekly sum. Therefore the cab would very much have remained a central part of the owners business as it was clearly a tool to provide turnover irrespective of driver. This is very common in the taxi industry and I can imagine some alarm bells ringing! I'd be surprised if it wasn't appealed against. That said, of course, I only know the details qouted...

Rae.

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Very interested in that last bit tomtubby. Brother-in-law or not, he would have been paying the cabs owner for use of the vehicle either on a 50/50 basis or a set weekly sum. Therefore the cab would very much have remained a central part of the owners business as it was clearly a tool to provide turnover irrespective of driver. This is very common in the taxi industry and I can imagine some alarm bells ringing! I'd be surprised if it wasn't appealed against. That said, of course, I only know the details qouted...

Rae.

 

it might also be worth noting.

it does not matter if he was the pope or elvis presley, a black cab or any taxi have to be plated by the local council. to drive a black cab or a taxi the driver has to be badged by the local council. dvla log book will clearly state it is a black cab or taxi. the insurance is purely designed for black cabs and taxi's. joe bloggs can not legally drive a black cab or taxi, it is against the law.

 

just another pointer aswell.

i have my own taxi firm and iam having problems with my creditor, but back to the pointer, one of my freinds have there own taxi company aswell and the repo agents came to collect, but the repo agents did not know we now have a local pcso who is pretty clued up on repo, so when the agents got a bit flirty with my freind he called the local bobby's and this pcso turned up with a full timer, the officers said sorry but it is a civil matter we can only observe for a breach of the peace. agent sniggers jumps in the taxi, turns the key, drove it forward 2 feet and the pcso stopped him, can i see your insurance and your authority to drive this vehicle please. full timer said you cant do that, pcso "ermm" yes we can. agent gets out of the taxi shows full timer the paperwork from creditor to repo the vehicle and the repo company insurance docs. ok that looks fine by me. pcso "ermm" no it is not you are not licenced or insured to drive a taxi. the agent got £100 fine and 3 penalty points.

 

cab

Cab1ne-Lombard-Shoosmiths **Claim Recieved**

http://www.consumeractiongroup.co.uk/forum/showthread.php?181761-Cab1ne-Lombard-Shoosmiths-**Claim-Recieved**/page25

Summary Judgement 01/02/2011 **REFUSED** set for trial "May 23rd To June 30th 2011"

DISCONTINUED 3rd MAY 2011 **WON**

 

santander" Responsible Lending!!!!!!!

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?219431-quot-santander-quot-Responsible-Lending!!!!!!!

 

Capquest "V" Cab1ne

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?262962-Capquest-quot-V-quot-Cab1ne

 

"STAYED"

 

CAB "Sittin Tight"

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Very interested in that last bit tomtubby. Brother-in-law or not, he would have been paying the cabs owner for use of the vehicle either on a 50/50 basis or a set weekly sum. Therefore the cab would very much have remained a central part of the owners business as it was clearly a tool to provide turnover irrespective of driver. This is very common in the taxi industry and I can imagine some alarm bells ringing! I'd be surprised if it wasn't appealed against. That said, of course, I only know the details qouted...

Rae.

 

The case law on this is SHERIFF OF BEDFORD & TOSELAND BUILDING SUPPLIES LTD v BISHOP (1993) CA (unreported). And this is a Court of Appeal case.

 

In order to qualify for exemption from seizure for either a vehicle or other assets in your business, you will need to prove that the item is for:

“You’re own use personally and exclusively”

 

In brief, a bailiff has seized a JCB digger at the premises of Toseland Building Supplies Ltd. In court, the appellant in this particular action confirmed to the court that the digger was owned and operated by him.

 

However, when questioned further on this, he confirmed to the court that on occasions other staff members had operated the digger. The court therefore ruled that by the appellant saying this, he could not demonstrate that this item was necessary for him “in use personally by him in his business”.

 

The appeal was therefore dismissed.

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Ok, tomtubby and Cab1, thanks for that. I'll not further muddy someone elses thread. Whilst I had to give up my taxi practise due to ill health, it still piques my interest. Something to add to my bedtime reading...

Rae.

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  • 1 month later...

Hi All,

I am still here (original OP). Its been quite disappointing witnessing the bickering and lack of clarification on the issue - though i blame no one. The law is indeed confusing, and I am more enlightened and confused in equal measure since i posted on this thread.

What is quite clear is that the bailiff has acted illegally on a number of points (1) The bailiffs fee were excessive - PCN =£110, Bailiff Fess = £355, Removal Fee = £175, (2) I was not shown the warrant of execution at any time, even though i explicitly requested it, (3) The bailiff visited the property only once, requested full payment immediately, and seized the vehicle. Even though i offered part payment, he refused. (4) Before putting the Notice of Seizure through the door, he had cancelled out the part of the Notice which gives me 5 days to pay the debt, (5) I was informed the vehicle would immediately be going to the auction on the same day. This is quite clearly a fraudulent statement made to put pressure on the debtor.

 

I will be writing to the bailiff to see a full schedule of their fees. I will also be asking for confirmation of how many visits were made, and in addition, will be making a formal complaint regarding the bailiff to the ACEA, The Ministry of Justice, The Local Authority who employed the bailiff, the Magistrates Court that issued the enforcement order, the court that issued the bailiffs certification and the ESA.

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I will be writing to the bailiff to see a full schedule of their fees. I will also be asking for confirmation of how many visits were made, and in addition, will be making a formal complaint regarding the bailiff to the ACEA, The Ministry of Justice, The Local Authority who employed the bailiff, the Magistrates Court that issued the enforcement order, the court that issued the bailiffs certification and the ESA.

 

Apologies if this has been said previously but have not read all that goes before it.

 

Have you written to the Bailiffs and asked for a copy of your statement, to get a fuller picture you could send them a SAR instead - I say fuller but it may only include an extra sheet or two of paper.

 

Absolutely pointless writing to ACEA or ESA as these are self regulating bodies with no teeth.

 

PT

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