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Charges after the "letter before action"


Joa
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Apologies if this was already discussed. I tried to search for it, but I wasn't successful.

My question is: can I add to my claim charges which appeared on my account after the LBA but before I filled the claim?

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Absolutely. The fact is you put them on notice that you would not pay there unlawful charges, and you demanded repayment or would issue proceedings, they have failed to take notice and charged you again.

 

Add it on to the claim - it would make any difference in law as it all flows from the same issue

The law maybe reason without passion as Aristotle said, but hey, he said nothing about having fun when getting even!

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

 

 

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I had the same statement today - I am taking a letter into the bank telling them to cancel the charges before they are applied. If not, I will issue another claim...but I expect the reality is that timescales will mean adding it to my current claim when I finally issue the court order.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Add it on to the claim - it would make any difference in law as it all flows from the same issue

 

Maxie; would or wouldn't?

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First letter was on Monday 20th

Letter before action is Monday 4th April

Claim will be Monday 18th April

 

However, I firmly believe that I will have got the bank to capitulate before that date.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Sorry! Should ahve read Wouldn't make a diffence at law!

The law maybe reason without passion as Aristotle said, but hey, he said nothing about having fun when getting even!

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal expereince. For legal advice you must always consult a registered and insured lawyer.

 

 

Reputation Points Always Welcome

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  • 12 years later...

This topic was closed on 03/07/19.

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