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    • Hi   It a bit late now as you have sent them a letter before action but I would have waited for their response to those questions especially number 1. and to clarify for you asking these question would not put you in the position of Mears implying that you agree the money is owed as this money for the Roof Repairs is in Dispute with yourself (Landlord).   I would wait and see what response you get from Mears.   Also have a good look at Mears website and see what other bodies they are registered with   In the mean time something else to consider sending Mears is a Subject Access Request (SAR) asking for 'ALL DATA' that simple phrase covers all data they hold whatever format they hold it in whether it be recorded calls, written, emails etc.   They then have 30 Calendar Days to respond to your SAR Request, this time limit only starts once they acknowledge your SAR Request.   If they completely ignore your SAR Request then you make a complaint to the Information Commissioners Office (ICO):   Your right of access ICO.ORG.UK     What to do if the organisation does not respond or you are dissatisfied with the outcome ICO.ORG.UK   Make sure and put it in writing and get Free Proof of Posting from Post Office   Note: a SAR is now Free there should be no cost involved due to the DPA 2018 & GDPR 2018   I know I have asked a couple of times now but is there any reason why you can't post up a Redacted copy of that Agreement with Mears (in PDF Format)?    
    • Sorry I can't edit the post now meant to change it so that the Claiment is (lowell portfolio LTD)   I have done everything you have said already.   registered online on the GOV site, I have my date set already to file for defence which is 2nd February, CCA request sent off along with CPR forms recorded with postal order.   I have had a reply back already from Overdales sending me the same CCA information as last time.   All that is left to do now is file my defence online. Overdales no longer wish to respond to me unless I make payments. I will file my defence online Thursday next week. (my DO work)   post #6 has the CCA information overdales sent me as per post #20 if you could cast your eyes on the PDF document again they don't seem to have sent much and it's what they appear to be using in court.   Would you say that is enough info for them to use should it go that far? my defence is that they haven't supplied all the paper work to make and informed decision about the debt and they haven't complied with any S78 request or offered any explanation as to the missing documentation I have asked for it has left me in a position regarding payments to any debts up in the air because there isn't enough information regarding the debts.   Thanks   Again
    • name of claimant is not overdales - a solicitor representing a client cannot be the claimant.   pop up on the MCOL website detailed on the claimform. [if mcol is not working return after the w/end or the next day if week time] .  register as an individual on the Gov't Gateway Site Go to HMRC's login page. Click the GREEN sign in button. Click “Create sign in details” Enter your email address where asked. You will now be emailed a confirmation code. ... You will now be issued with a User ID for your government gateway account.  note down your details inc the long gateway number given, you might need it later.  then log in to the MCOL Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform .  defend all  leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit MCOL. .. get a CCA Request running to the claimant ...YOU MUST SEND A CCA REQUEST FOR EACH DEBT IN THEIR POC https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... .[use our other CPR letter if the claim is for an OD or Telecom Debt] . https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . on BOTH type your name ONLY Do Not sign anything . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............      
    • Which Court have you received the claim from Northampton N1   Name of the Claimant ? Overdales   Date of issue –  31/12/2021   Date to submit defence  - 2nd February    Particulars of Claim   1. claim comprises of the following agreements the defendant entered into: a) shop direct financial services current balance £937 B) shop direct financial services current balance £3742   2. The agreements were terminated as payments were not maintained and subsequently assigned to the claimant A) total sums = £4679 B) interest pursuant of s69 £374 c) costs   What is the total value of the claim? £4680 = with court costs and interest = £5609   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? YES   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? NO   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? CATALOGUE   When did you enter into the original agreement before or after April 2007 ? AFTER 2007   Do you recall how you entered into the agreement...On line /In branch/By post ? ONLINE   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? YES   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DEBT PURCHASER (LOWELLS HAVE THE DEBT AND OVERDALES ARE ACTING ON THEIR BEHALF)   Were you aware the account had been assigned – did you receive a Notice of Assignment? NOT SURE IT'S BEEN A WHILE 3 YEARS IN DEBT AT LEAST   Did you receive a Default Notice from the original creditor? NOT SURE IT'S BEEN A WHILE 3 YEARS IN DEBT AT LEAST   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? NO   Why did you cease payments? WAS WITH A DEBT CHARITY (STEPCHANGE) MAKING PAYMENTS TO A NUMBER OF DEBTERS WIFE LOST 2ND JOB AND COULD NO LONGER AFFORD PAYMENTS (STEP CHANGE SUGGESTED I GO BANKRUPT I DIDN'T WANT TO DO THAT) CAME TO CAG FOR ADVICE IT WAS SUGGESTED I DROPPED THE CHARITY AND WENT ON MY OWN. FOUND IT EASIER SOME DEBTS ARE BEING PAID SOME CAN'T GET CCA INFO SO NOT HEARD FROM THEM FOR AGES OVERDALES HAVE BEEN THE ONLY PERSISTANT ONES FOR THIS DEBT.   What was the date of your last payment? CAN'T REALLY REMEMBER BUT PERHAPS 2017 OFF THE TOP OF ME HEAD   Was there a dispute with the original creditor that remains unresolved? AT THE TIME WHEN WIFE LOST HER JOB THEY WOULDN'T REDUCE PAYMENTS INSTEAD PILED ON INTEREST AND FINES. ENDED UP NOT RESPONDING TO THEM ANYMORE AND BEEN IN DEBT SINCE TO DCA'S   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? YES I DID AND THEY WEREN'T INTERESTED
    • So many memories of listening to his tracks when I was younger, also making me feel rather old as well
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Euro Car Parks Parking Fine Help Comments


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Hi all,

 

Ok i have posted a thread before, thing is im not convinced im in the right, i basically parked my car 1 hour over the expiry time on the ticket, i got a £70 fine, what shall i do? I have had mixed thoughts, some saying they will take you court and some saying ignore it. Now the ones that having been saying they will take you court are actual people and not on this website. Thing is, i do not want to pay and i want to appeal as i rekon there is a chance i can get out of it due to extreme circumstances in my letter. I park there 5 days a week and have salvaged 80 parking reciepts to show them along with my story. Although i do not want to send it as it may help them in court if they may take me and not quash the parking notice. I need a little reasurance here guys and girls. As i do not want any trouble or fork out anymore money then i already have to pay.

 

Any comments are welcome, thanks

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first its not a FINE its just a [problem] INVOICE

read all the other posts on these [EDIT]'s

 

3 golden rules to follow

 

1) IGNORE

 

2) IGNORE SOME MORE

 

3) GOTO 1

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Of the 'real' people you have spoken to, have any of them actually been taken to court?

 

i do not want to pay and i want to appeal as i rekon there is a chance i can get out of it due to extreme circumstances in my letter.
Let's get one thing straight. PPC's are commercial businesses who are in it solely to make money. Their 'appeals' procedure is non existent and merely a sham.

 

Ignore everything and anything they send you.

Do not phone, write, email or communicate with them in any way

Eventually they'll give up.

 

Here are the letters you can expect:

http://www.violetmount.com/[problem].jpg

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I havnt with these, but i have seen a lot of these [problematic] off

 

Council car parks are totally different, and regulated, yes Council's have legal powers Private Parking Company's dont

 

a council employee probably has no knowlege of these [problematic]

 

 

read the other posts around the forum regarding PPC's, there a re a lot of them regarding this shower of [problematic]

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Yes but EURO CAR PARKS seem like a professional company, maybe check there website, tell me what you think, if you do not mind. So they cannot take me caught then end of??? EURO will not take me court, end of lol?

 

You have 2 choices.

 

Listen to the advise on here

 

or

 

PAY it.

 

It's that simple.

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professional company :mad: just spat a cup of tea all over my keyboard reading that :eek: off to find my spare

 

you cannot use professional company and a PPC's in the same sentence

 

anyone can construct a website to fool people

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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MB his letter to them does look good, bet they were stuttering when they read it :rolleyes:

 

however the 3 golden rules do apply in 99.999999999999999999% of cases

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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the confusion the OP said he talked to a Council Parking Attendant for advice ,

 

but he states he was in a Euro Car Park

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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Yes but EURO CAR PARKS seem like a professional company,

 

Wow - your a comedian too :lol:

 

I have a money tree here - do you want to buy it ? You seem the sort of person if I did a decent webpage telling you how rich it would make you just might.

 

tell me what you think, if you do not mind. So they cannot take me caught then end of??? EURO will not take me court, end of lol?

 

You have asked for advice and received it already from a number of people – posting again isn't going to change anything.

 

You have also been given pointers as to why you are being advised to Ignore so that you can familiarise yourself with how the [problem] works yet you seem to take a "Actual Council Parking Attendant" is an authoritative source ?

 

As said by Havinastella and myself in your other thread you have two choices – they will remain the same:

 

1. Pay

2. Take note of us here.

 

Thats it – simple choice. You decide.

 

Blagton.

Edited by Blagton
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the confusion the OP said he talked to a Council Parking Attendant for advice ,

 

but he states he was in a Euro Car Park

 

Yep, realise that Kiptower - it was aimed at the OP in an attempt to make them realise they are not the same thing.

 

Horses and something to do with water it seems though .....

 

Blagton.

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yep ,, and I think you , myself and a few others inc MB have given more than enough advice to this

NEVER FORGET

 

[sIGPIC][/sIGPIC]

 

Help Our Hero's Website

 

http://www.helpforheroes.org.uk/

 

HIGHWAY OF HEROES

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/181826-last-tribute-our-lads.html

 

Like Cooking ? check the Halogen Cooker thread

http://www.consumeractiongroup.co.uk/forum/bear-garden/218990-cooking-halogen-cookers.html

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As for ECP, ignore them, many believe that ECP are [problematic] and chancers of the first order.

:eek: Whaaaaaaaaaaaaaat, I thought they were a professional company.

regards

Please remember our troops, fighting and dying in our name. God protect them.

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hi, iv had parking ticket from euro car parks too, i sent off the first template letter say im the owner but not the driver on that day, ive had letter back saying ( i sud bear in mind that by stating many peolple have access to my car and as a result the defendant cannot state who had it at any one given time,or date then they are confirming that they did not know who was driving and therefore cannot be certain the vechicle was insured ) , so cant really send off the 2nd template letter now can i?? what do i do now??? anyone know?

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hi, iv had parking ticket from euro car parks too, i sent off the first template letter say im the owner but not the driver on that day, ive had letter back saying ( i sud bear in mind that by stating many peolple have access to my car and as a result the defendant cannot state who had it at any one given time,or date then they are confirming that they did not know who was driving and therefore cannot be certain the vechicle was insured ) , so cant really send off the 2nd template letter now can i?? what do i do now??? anyone know?

 

Ignore and don't contact them again. It's as simple as that.

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i no i sould ignore, but the general advise was to only contact them if they contact you first which is what i did. is it ok to cease contact now does anyone no?

 

Yes,

cease all contact and ignore any letters from them.

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hi, iv had parking ticket from euro car parks too, i sent off the first template letter say im the owner but not the driver on that day...

 

I've never actually read the contents of these templete letters however......

 

......

.....therefore cannot be certain the vechicle was insured )

 

has nothing to do with this whatsover.

 

Don't bother responding or making any further contact. Ignore.

 

Blagton.

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