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    • The largest single trading block and largest trader in services in the world - right next door Whoever would want to pay £188 million a weak in just customs bureaucracy alone rather than be part of it?   Rejoining is going to be looking over your shoulder forever because it makes solid business and social sense - and when we do rejoin, this experience we are currently suffering will mean it will be a generation at least before anyone without solid self interest reasons  consider leaving again.   Anyway, So which of the demonstrable Brexiter lies are you basing that statement on?   Cost savings ? - nope quite the opposite - already cost more than the entire cost of being in the EU and as stated above + £188M a week in customs bureaucracy alone, let alone all the businesses fleeing or folding the pound falling and unemployment increasing.   Trade deals across the world larger than the EU? - nope - no sign of that, quite the opposite, - even America whether Trump or Biden wins - although they will happily dump crap on us while letting naff all in from the UK   Sovereignty of parliament? - Nope - just scummy little liars unlawfully proroguing it and breaking UK AND international law and the UK's reputation.     So which lie are you basing that wretched opinion of yours on?
    • It sounds as if there may be other leads which have led to pricing visits and may not have been paid to you either. Do you have records of these addresses and is there any way you might be able to visit to find out what has happened? If you have evidence that you have satisfied the requirements for payment on the various visits, and there should be no problem enforcing a breach of contract
    • Send an SAR to the insurer and to anyone else you think is likely to have information – which probably means the insurer. Wasn't it the insurer that failed to comply with the SAR before?
    • Well if you click on the link SAR <<<then you will find the template and also other information
    • Also, you say that there is nothing in writing to explain the terms and conditions of the warranty. Is there nothing on the website? If the warranty is simply provided without any qualifications or exclusions then it seems to me that they would not be able to distance themselves from corrosion. Very foolish of them to offer a warranty without explaining the terms of the warranty – but that probably would play in your favour. Was something extra paid for the warranty or did it simply come with the cylinder?
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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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yes car credit and go debt...


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we are being harassed by go debt, we had a car back in 2002/3... we gave it back, yes cc said we will take it back as you have paid over half,and you will owe nothing else... go debt have been trying to get money out of us for the last 2 yrs or so...yesterday someone phone saying they was coming out with litigation papers. whatever thay are???? .. anyway he said he would email me the origianl contract first thing this morning then he would phone this afternoon ... no email yet.... no phone call yet....what do i do??

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first thing

as its yes car game over

there agreements are total crap so relax and enjoy the ride

 

when was the car sent back

month and year

when was the last payment made

month and year

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looking for it... he said he would email mea copy this morning.. not got it yet... he was going on about all these insurances we had with it.. i dont remember any...

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please do

 

they are keen arnt they

 

if they phone in the next hour

 

tell them to call again about five to give you chance to go over the paperwork

 

THIS IS IMPORTANT

 

UNDER NO CIRCUMSTANCE ARE YOU TO ACKNOWLEDGE THIS DEBT IN WRITING OR MAKE AN OFFER OR PAYMENT

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This Is Complicated For You

Print Out That Email

When You Get The Email, Ill Ask Some Questions

Just Answer Yes Or No

 

By The Way

 

Ill Be Surprised If They Have The Agreement

As We Speak Go Debt Are Prob On The Phone To Daf Trying To Locate The Agreement

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On The Right Hand Side Of The Agreement Under The Insurance Bit

 

Has Any Trade In Or Deposit Gone To Be Paid As A Deposit On The Insurance,ppi Etc

 

What Ime Looking At Is Any Deposit Trade In Has Gone On A Down Payment On The Insurance And Not The Car

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On The Right Hand Side Of The Agreement Under The Insurance Bit

 

Has Any Trade In Or Deposit Gone To Be Paid As A Deposit On The Insurance,ppi Etc

 

What Ime Looking At Is Any Deposit Trade In Has Gone On A Down Payment On The Insurance And Not The Car

 

yes £250 down payment...

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WHEN GODEBT CALL AGAIN ASK HIM FOR HIS DIRECT EMAIL ADDRESS AS YOU ARE SENDING HIM A DOCUMENT

 

Send By Special Delievery (important) To GODEBT

As Well As Your Request For The Default Notice And Notice Of Assignment Tell Them This

 

after Having An Audit Of My Agreement , I Have Been Informed The Agreement Can Not Be Enforced

 

any Deposit Or Trade In Has Been Used For The Ppi Insurance, Not For The Purpose Intended.

as A Result The Agreement Is Unenforcable

 

if You Maintain The Agreement Can Be Enforced, I Will Have No Allternative To Turn The Matter Over To A Firm Of Solicitors Called Stevensons.

 

as You Have Had Prior Dealings With These Solicitors, Costs Now Become An Issue

 

i Expect Your Reply With In 14 Days

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