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Being bothered by Debt Collectors/3rd Parties /Solicitors etc ? - SEND THEM THIS!

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I asked earlier if you were a "freeman on the land"

 

it appears you are......I'm reading up a lot on this stuff at the minute as well


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Subscribing...


"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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I've read all of the posts and many caggers know me as someone who has been through the court system on a number of occasions, taken on creditors and debt collections agencies and solicitors.

 

The letter posted by nuke will never work. If he claims that it has succeeded then I would be inclined to either offer my congratulations or think he was lying. Any letters you can post nuke will obviously help prove your assertions.

 

Others have mentioned about provision of service, contract law etc and they are right. Unfortunately contract law tends to be very diffiult for the layman to understand... even seasoned lawyers get it wrong sometimes. That said, a contract requires an offer and acceptance. Why would a DCA every agree to pay those amounts when dealing with someone who allegedly owes them money? The rationale of the letter defies belief.

 

There are far more effective and easier ways to deal with harassment from debt collectors;

 

1) bin the letters or file and forget

 

2) change your number or have fun arguing

 

If there is an obvious case of harassment then you must record your calls and correspondence. This is the defensive position to adopt and the proper one.

 

Nuke's letter appears to me to be an attempt to make money from the process of being in the sights of a DCA. 99% of the time I would imagine a debt collector calling would be to genuinely discuss a debt that someone has run up. You either pay up and go on with your life or you do nothing and then defend when the time comes.

 

I'm putting this letter, and attitude, into the category of "Rankines Disease".

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I don't like being preached to by sanctimonious posters - I am on a site that is not for newbies, you are not up to speed on this etc. Had you posted that you had some information that may be of interest to posters then fine but to come in with claims that a plaigiarised letter to DCAs is the panacea for all problems is unreal and could be harmful if posters try to use it to argue why the DCAs claims are unenforceable. I am not buying it and neither are other experienced CAGers.

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I agree Pinky; I think a letter/stance like that would be treated with the contempt it deserves by both the party receiving it and any member of the judiciary.

 

Moreover it appears to have raised the hopes of a number of CAGGERs (many I have not corresponded with before).

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Most of what you say re. the system is no surprise to many people on here. Social policy and Gov/monetary policy are no different in some respects. The interests of those with money are protected and the rest of us are kept in the dark about it through media spin, etc., etc.,.... :rolleyes: One particular tabloid newspaper has a reading age of 10-12 and is normally full of sensationalised cr*p about what's (allegedly) going on in the country and how irresponsible we all are....:rolleyes:

 

This kind of spin has worked reasonably well for years, but the internet has changed all of that and started giving the little people a collective knowledge and the power to challenge some of the "rules", so to speak, that have been taken for granted for a very long time.

 

I'm not challenging you on the points you make; only on the way that you're trying to drum up support for your views. Until you have your own personal success stories to share with us instead of tales of some bloke you've read about/know of or, opinions about things that aren't right/unfair, then you run the risk of coming across as a raving nutter on a soap box.... and anyone sending one of your letters could be slaughtered in court (if it went that far) for the same reason.- Court ?, no one ever said about going to court, in fact i expressly said not to, ie keep it in the Private

 

No offence, by the way... :)

 

 

12


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

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"I just say what I say because everyone is entitled to my opinion!"

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I've read all of the posts and many caggers know me as someone who has been through the court system on a number of occasions, taken on creditors and debt collections agencies and solicitors.

 

The letter posted by nuke will never work. If he claims that it has succeeded then I would be inclined to either offer my congratulations or think he was lying. Any letters you can post nuke will obviously help prove your assertions.-

 

Others have mentioned about provision of service, contract law etc and they are right. Unfortunately contract law tends to be very diffiult for the layman to understand... even seasoned lawyers get it wrong sometimes. That said, a contract requires an offer and acceptance. Why would a DCA every agree to pay those amounts when dealing with someone who allegedly owes them money? The rationale of the letter defies belief.

 

There are far more effective and easier ways to deal with harassment from debt collectors;

 

1) bin the letters or file and forget - & what if they summons You, then what? roll over & pay?

 

2) change your number or have fun arguing - Change Number, well that will stop them writing to you!, NOT. ! fun arguing,. most people panic when they talk to them, out of fear & end up Contracting with them one way or another., not smart !

If there is an obvious case of harassment then you must record your calls and correspondence. This is the defensive position to adopt and the proper one.

 

Nuke's letter appears to me to be an attempt to make money from the process of being in the sights of a DCA. 99% of the time I would imagine a debt collector calling would be to genuinely discuss a debt that someone has run up. You either pay up and go on with your life or you do nothing and then defend when the time comes. No, it is not it is method of getting rid of them, & if they dont go, for charging them ( if one wants to) for you to have to deal with their crap. meantime please go back to my earlier post with the 2 links, it will help

I'm putting this letter, and attitude, into the category of "Rankines Disease".

 

& i'm putting your response into the category of blinkered

Edited by nuke em

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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I agree Pinky; I think a letter/stance like that would be treated with the contempt it deserves by both the party receiving it and any member of the judiciary. please stop misleading everyone about the judiciary, this process has NOTHING TO DO WITH COURTS!

 

Moreover it appears to have raised the hopes of a number of CAGGERs (many I have not corresponded with before).

 

Mustn't let them have hope now should we! .....


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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I asked earlier if you were a "freeman on the land"

 

it appears you are......I'm reading up a lot on this stuff at the minute as well

 

 

good, also go to the links on Lawfull rebellion, you will learn loads !


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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I don't like being preached to by sanctimonious posters - I am on a site that is not for newbies, you are not up to speed on this etc. Had you posted that you had some information that may be of interest to posters then fine but to come in with claims that a plaigiarised letter to DCAs is the panacea for all problems is unreal and could be harmful if posters try to use it to argue why the DCAs claims are unenforceable. I am not buying it and neither are other experienced CAGers.

 

 

if you had of read my post no 75 i said "True, this is not for beginners,( dont even think about attempting anything like it unless you know & have researched everything) True, you will never hear about this from the Citizens Advice or from payplan et al (or even CAG) or from Lawyers . You must do you own research, not just dismissing it without even checking it out for yourself!!!!


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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good, also go to the links on Lawfull rebellion, you will learn loads !

Ahhhhh now I get it. You get paid by pieces cut from newspapers which is what Freeman on the land refer to as money. For money is nothing except pieces of paper.


If I have helped you or made you laugh by some witty remark and brightened your day................ the scales to click are over to your left hand side. :D:D

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You won't hear it because it is a load of bullsaxe.

 

I'm misleading people? It has nothing to do with the judiciary? Ahhh... so the people expect to be paid for the fruits of their labours with pixie dust then?

 

How are people expected to claim the money they are charging the DCAs for contacting them? Reliance upon the good heart of the DCA? You are contradicting yourself saying that it has nothing to do with the courts.

 

What if they summons you? Well your letter will be worth diddly squat won't it?

 

You also said it is not a method for getting rid of DCAs from chasing you... so what is the point of the letter exactly?

 

Your letter is pointless... absolutely pointless and I would wager that it has NEVER had any success.

 

You sound like a little Englander relying upon ancient laws of combat or something... :-D

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Nutters

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Ahhhhh now I get it. You get paid by pieces cut from newspapers which is what Freeman on the land refer to as money. For money is nothing except pieces of paper.

 

 

Actually , you clearly dont' get it. Commercial Redemption is NOT "freeman of the land", they are quite seperate, which if you bothered to do any research you would know, instead of posting nonsense like the above. so pur...leese!

 

Nothing i post is about Freeman of the land , i'm not trying to opt out of any system. i am just using commercial remedies to solve commercial problems! :D


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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I understand now... this "Lawful Rebellion" thing... I knew I had heard it somewhere... I just remembered... it was a David Icke fad who backs it financially lol

 

This is the same David Icke who believes the Royal Family are lizards by the way ;-)

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i am just using commercial remedies to solve commercial problems! :D

 

Why you avoiding proving your claims that you recovered monies from a DCA then for your time and effort responding to their letters?

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You won't hear it because it is a load of bullsaxe.

 

I'm misleading people? It has nothing to do with the judiciary? Ahhh... so the people expect to be paid for the fruits of their labours with pixie dust then? - i mean my process has nothing to do with the judicary!!! its all in the Private, can't you follow a thread?

 

How are people expected to claim the money they are charging the DCAs for contacting them? Reliance upon the good heart of the DCA? You are contradicting yourself saying that it has nothing to do with the courts.- Yet again private remedies are available, JUST DO THE REASEARCH , !!!!! its all out there, dont waste your time slagging me off, that wont help you, go & learn ( that will help you)

 

What if they summons you? Well your letter will be worth diddly squat won't it? - this was your clever advice remember you said --"There are far more effective and easier ways to deal with harassment from debt collectors;

 

1) bin the letters or file and forget -, Bin the letters, you call that advice ???? my response was what if they summons you ?"

 

You also said it is not a method for getting rid of DCAs from chasing you... so what is the point of the letter exactly? i said it is a method of getting rid of the DCA's chasing you

 

Your letter is pointless... absolutely pointless and I would wager that it has NEVER had any success. Dont bet, you cant afford the loss!

 

You sound like a little Englander relying upon ancient laws of combat or something... :-D

yea right!

 

you sound like a scared , blinkered individual afraid of what might be out there ( that could ACTUALLY help YOU) if only you would do the research!


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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I understand now... this "Lawful Rebellion" thing... I knew I had heard it somewhere... I just remembered... it was a David Icke fad who backs it financially lol

 

This is the same David Icke who believes the Royal Family are lizards by the way ;-)

 

..." i heard it somewhere"

i posted 2 v good links earlier , did you bother to listen to the podcasts ( nearly 4 hours in total) before you spouted off ?

 

....Thought Not!


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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Nutters

 

 

 

"Nutters:...

 

Is that all you got? an insult? no rebuttle, No counter point? nothing but an insult? no research, Nothing ??? that's it?

Edited by nuke em

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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Why you avoiding proving your claims that you recovered monies from a DCA then for your time and effort responding to their letters?

Well I am unsubscribing from this thread. Dont want the OP sending me one of "his letters" and "cleaning me out". :D:D:D I am petrified now. :p:p


If I have helped you or made you laugh by some witty remark and brightened your day................ the scales to click are over to your left hand side. :D:D

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bye bye, we'll all miss your input!


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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yea right!

 

you sound like a scared , blinkered individual afraid of what might be out there ( that could ACTUALLY help YOU) if only you would do the research!

 

Scared? Of what? I've taken on companies like the DVLA, HFO, TR, Cabot, Barclaycard, M&S, MBNA... I've had CCJ's set aside after a number of years (quite rare) and won cases. I assisted with a number of cases on this forum regarding harassment etc...

 

I take advice from Tommy Emmanuel who is a C.G.P (Certified Guitar Player) and one of only 3 in the world. He was asked how long he had been playing guitar and he replied "40 years or so... and I'm still learning"

 

I think that sums up my mantra quite nicely... but for being scared? Don't presume to know me nuke... you know absolutely nothing of the things I have had to overcome to be where I am today. Being scared was an important part of my development... but I am scared no longer.

 

Your letter is crap... full of flaws and dangerous for people to follow if court action became the DCAs next step.

 

Seasoned and intelligent caggers have all declared your letter no better than toilet rolll so stop hitting out at the criticism.

 

Your cause is funded by a nutcase who believes he is the son of god and that Egyptian kings were reptiles. Good luck with that :rolleyes:

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Well I am unsubscribing from this thread. Dont want the OP sending me one of "his letters" and "cleaning me out". :D:D:D I am petrified now. :p:p

 

If he sends me his address I will happily write some letters... watch him try and charge me :cool:

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Scared? Of what? ( scared of going to the next step)I've taken on companies like the DVLA, HFO, TR, Cabot, Barclaycard, M&S, MBNA... I've had CCJ's set aside after a number of years (quite rare) and won cases. I assisted with a number of cases on this forum regarding harassment etc... good on you sir, but have turned a case from being a debtor to being the creditor ?

 

I take advice from Tommy Emmanuel who is a C.G.P (Certified Guitar Player) and one of only 3 in the world. He was asked how long he had been playing guitar and he replied "40 years or so... and I'm still learning"

 

I think that sums up my mantra quite nicely... but for being scared? Don't presume to know me nuke... you know absolutely nothing of the things I have had to overcome to be where I am today. Being scared was an important part of my development... but I am scared no longer.

 

Your letter is crap and the proof of your claim is ????... full of flaws and dangerous for people to follow if court action became the DCAs next step. its not for beginners, i stated that many times & it is not the magic bullet that will end all ills!

 

Seasoned and intelligent caggers ?????? ( you would be amazed at the support i have rec;d via PM, i guess they dont want to be slagged off by people like yourself if they declare out in the open)!!! have all declared your letter no better than toilet rolll , i feel so humble now, NOT, so stop hitting out at the criticism. Well stop criticising before you have learnt what i am talking about and before you have done any research!!!! any fool can just criticise !

 

Your cause and which cause would that be prey tell? i have nothing to do with David Icke if that is what you are suggesting funded by a nutcase who believes he is the son of god and that Egyptian kings were reptiles. Good luck with that :rolleyes:

 

if you want someone to compare me with then choose Winston Shrout! who is he? i here you ask, well do the research !!!!!!!!!!!!!!!! and learn.


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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If he sends me his address I will happily write some letters... watch him try and charge me :cool:

 

 

and why would i waste my time doing that, i have no contract with you for anything ! duh


[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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