Being bothered by Debt Collectors/3rd Parties /Solicitors etc ? - SEND THEM THIS!

[jonoh1]

There are circumstances where you can go down the CPR route prior to court action and there is a thread on this by pt2537. I can't see how this can be dangerous unless you intend to bring legal action yourself because the cost implications would only arise once legal action has been started.

 

If you stated that you had no intention of being a Claimant, then the cost implications would have been irrelevant.... since the only other available option would be for you to roll over and give them a CCJ by default, so to speak.

 

 

Yes the pt2537 is very informative but does warn of the cost implications.

 

Surely if they instigate court action you then become the defendant and at that stage the CPR route is correct and without cost implications.

 

I never advocated that you roll over and give them a CCJ by default.

[PriorityOne]

Yes the pt2537 is very informative but does warn of the cost implications.

 

Surely if they instigate court action you then become the defendant and at that stage the CPR route is correct and without cost implications.

 

 

That is correct...

 

If you're not intending to bring action as a Claimant, then the cost implications to yourself are irrelevant at that stage.

[Bookworm]

Oh gawd P1, there's another one starting... *groan*

 

http://www.consumeractiongroup.co.uk/forum/mortgages-secured-loans/246170-you-do-not-owe.html

 

I have to log out, keep an eye, will ya? ;-)

[jonoh1]

P.O. that's all I have been trying to say and that is why I wanted Pinky to clarify.

 

Anyway I am off back to a peaceful existence and will view all this as a bystander. It is a much safer environment.lol.

 

All the best and thanks again for the clarification of the points in question.

[PriorityOne]

Oh gawd P1, there's another one starting... *groan*

 

http://www.consumeractiongroup.co.uk/forum/mortgages-secured-loans/246170-you-do-not-owe.html

 

I have to log out, keep an eye, will ya? ;-)

 

....

 

Not sure I have any energy left Bookie!!....

[MandM]

Oh gawd P1, there's another one starting... *groan*

 

http://www.consumeractiongroup.co.uk/forum/mortgages-secured-loans/246170-you-do-not-owe.html

 

I have to log out, keep an eye, will ya? ;-)

 

Tried but thread was close!!! Was just about to dazzle him with my knowledge of bank notes - as in if you fold a £10 note in a certain way you can make the queens face look like a bum.

 

I felt my knowledge was therefore more meaningful than his

 

M

[PriorityOne]

Might mean that he joins this thread instead.....

[Bookworm]

Well, I'm sure you guys can handle him, my tiny closed mind might explode if I try...

[The GodMother]

Tried but thread was close!!! Was just about to dazzle him with my knowledge of bank notes - as in if you fold a £10 note in a certain way you can make the queens face look like a bum.

 

I felt my knowledge was therefore more meaningful than his

 

M

 

M what a useful piece of info. will have to get u to show us that one day.

[charley2212]

FURTHER TO MY POST WHICH HAD THE PHOTOBUCKET IMAGE OF ENFORCEMENT

THEY MUST BE VEIWING

I VE HAD A APPLICATION FROM BIRMINGHAM COURT WISHING A SET ASIDE . ONLY JUST RECEIVED TODAY POSTMARK 8TH FEB , TEL THE COURTS , THEY SAID IT WAS SENT AT THE BEGINING OF FEB , ANY WAY HEARING IS TOM THE 10TH AT TWO ,DG SOLICITORS ACTING FOR MCS

MUST BE COSTING THEM HEY

I PUT ALL MY ONFO,AND E MAILED AS WELL AS MY REASONS FOR OPPOSING THEIR REQUEST WHICH STATES "THE DEFENDANT NEVER HAD THE OPPORTUNITY TO DEFEND

THE DEFENDANT VEHERMENTLY DENIES ANY LIABILTY "

WE SHALL SEE !

[Old Cogger]

DG/MCS all HSBC in house monkeys if they approach you (if they turn UP) be careful just listen. I would suggest. They might try to intimidate you I hear fromother posters sometimes.

 

GOOD LUCK!

[charley2212]

Hi Mike Thanks , I Am Not Attending As Only Received Info Today From The Court , However I Did Via E Mail Send My Two Penneth

So We Will See Tom , What Happens Beings As Its Their Local Court No Doubt Used By Them Many Times . Justice Hey Who D Have It

MY COSTS £25 FOR THE MCOL THEIRS ?

RESULT==== TO BE CONTINUED

Edited February 10, 2010 by charley2212

[charley2212]

Ok Telephoned Birmingham Court , It Will Be A Few Days Before Its All Passed Back , So I Will Call Back Friday,

They Received All My Evidence And Relevent Paperwork

Result To Be Confirmed

NOT SURE IF DG SOLICITORS ATTENDED

[charley2212]

I Guess They Threw A Solicitor At It Bec

1 They Are Not Capable

2 They Are Worried Many Others Will Do The Same Thus Causing Them A Imense Head Ache,

3 Their Funds Will De Plete As Will Any Bonuses

4 That IT WILL USE All Their Resources Up Fighting Claims If Materialise

5 They Just Do Not Like To Be Beat, If This Is The Case ?

[phil230751]

In reference to 'Questioners' post, maybe we should also state that if the invoice is not paid within 30 days the matter will be refered to the credit reference agencies, after thats the line they take when intimidating people.

[phil230751]

Sarnies friend alex provided a great post but one thing he got right above all else, we should have a government of the people,m for the people, by the people which is fundamental to any democracy, but we have a govenrment of the elitwe, for the elite, by the elite and the elite dont give a damn if the rest of us sink or swim so long as they are filliong their own pockets. Sorry for the rant but i hate these ****)

[PriorityOne]

Sarnies friend alex provided a great post but one thing he got right above all else, we should have a government of the people,m for the people, by the people which is fundamental to any democracy, but we have a govenrment of the elitwe, for the elite, by the elite and the elite dont give a damn if the rest of us sink or swim so long as they are filliong their own pockets. Sorry for the rant but i hate these ****)

 

That's unlikely to happen.... the majority of laws are made/manipulated to protect the interests of those with money.

[phil230751]

Too right.

The government used our money to bail out the banks only to protect the elite, if the banks went under then they would lose everything including thier control of the financial institutions wich keep them in the lap of luxury and their control of the law that protects them.

[mattius10]

this is fantastic was looking for help on a situation i have regarding car finance and insurance write off but new on here and dont know how to get a thread started! but what an excellent letter

[No Surrender]

Hi mate, It looks like you know your stuff, so I thought I'd ask you..!

 

I've already been told I'm to late to reverse this process, though there's no harm in a second opinion.

 

A few weeks ago I received a CCJ from Lowell Portfollo Ltd via the County Court Business Centre, who at the time I thought were being instructed by the Loan firm I had a loan from.

 

Though it has now come to light that this is not the case and that they have bought the debt and are pursuing this themselves, which means they are Third Party Interlopers who have used the Section 136 of the Law of Property Act 1925, to push it through court.

 

Is there anything I can do or is it already to late..?

Edited May 20, 2017 by No Surrender

[ploddertom]

This thread is more than 6 years old so doubt you will get a response.

[ericsbrother]

85% of all court claims go undefended so people like Lowells know they will win most of the even most outrageous claims.

Why are you now asking when it was within your powers to at least seek help when you got the claim form.

You can undo this but must ahve a good reason as to why you didnt return the N1 or challenge the judgemtn the day after you got it.

 

Hi mate, It looks like you know your stuff, so I thought I'd ask you..!

 

I've already been told I'm to late to reverse this process, though there's no harm in a second opinion.

 

A few weeks ago I received a CCJ from Lowell Portfollo Ltd via the County Court Business Centre, who at the time I thought were being instructed by the Loan firm I had a loan from.

 

Though it has now come to light that this is not the case and that they have bought the debt and are pursuing this themselves, which means they are Third Party Interlopers who have used the Section 136 of the Law of Property Act 1925, to push it through court.

 

Is there anything I can do or is it already to late..?

[AndyOrch]

Hi mate, It looks like you know your stuff, so I thought I'd ask you..!

 

I've already been told I'm to late to reverse this process, though there's no harm in a second opinion.

 

A few weeks ago I received a CCJ from Lowell Portfollo Ltd via the County Court Business Centre, who at the time I thought were being instructed by the Loan firm I had a loan from.

 

Though it has now come to light that this is not the case and that they have bought the debt and are pursuing this themselves, which means they are Third Party Interlopers who have used the Section 136 of the Law of Property Act 1925, to push it through court.

 

Is there anything I can do or is it already to late..?

 

Best to start a thread in the Financial legal Issues if you require assistance with this court claim No Surrender ...dont delay the clock is ticking:clock: otherwise they will get a default judgment.

 

Regards

 

Andy