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Query regarding a default

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I got a default from Capital One back in 2007 for £300, the amount owed is now at £80.


I was wondering if I were to settle this now, would the date then reset and I'd have to wait a further 6 years for the default to come off my credit file, or would the original default date still stand but it would just show as settled?

Edited by Vashda Nerada
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