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    • https://www.consumeractiongroup.co.uk/topic/408156-cabotnolans-spc-claim-old-next-cat-debtclaim-dismissed/page/4/#comments https://www.consumeractiongroup.co.uk/topic/404240-arrowshoos-spc-old-newday-aqua-credit-card-debt-claim-dismissed-no-dn/page/4/#comments default notice win  https://www.consumeractiongroup.co.uk/topic/407490-meiii-cabotnolans-spc-claim-old-yorkshire-bank-loan-2nd-claim-dismissed/  
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    • With regard to your question on post 207 if you bring in the points that I made on the validity of the contract they are supposed to have with Peel holdings then mention that there are already doubts about the validity of the contracts that are being used by the PPCs and the OPS is a classic example. Once you are on there you should then try and get your other point in after that.   if it is in connection with the extra charge of £60 remind the Judge that the charge has been defined by many Court across England that the charge is an abuse of process which was covered in PE v Beavis at point 198    " The charge has to be and is set at a level which enables managers to recover the costs of operating the scheme"  IE the £100 charge covers all their expenses so nothing should be added.   as their WS claims an extra £60 that could be judged as perjurious since it is an additional sum that should be known by VCS and the author of the WS as a double recovery. Especially as they have already lost in Court for the same reason.   Another cause to prove that they do not comply with their Code of Conduct. file:///C:/Users/User/Downloads/CamScanner%2008-05-2020%2016.34.59.pdf  Byelaws are statutory not arbitrary as their WS said on no .42 .   Best of Luck.   The above URL does not work but this one does http://forums.National Consumer Service.com/index.php?showtopic=133001    [20.1 is where  VCS  lost then 20.2 where they appealed and lost again . But read the whole thread as it may help you in other ways too.
    • Sian Williams from Indonesia takes us through her week during the coronavirus pandemic. View the full article
    • stop doing nolans job for them... there are numerous threads here in the same forum yours is in     no DN info to follow   dx    
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
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      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
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Hi Folks

 

Hope you can give me some advice,

I have Broadband and TalkTalk with Aol, even though I don't use TalkTalk, I still took it out as the BB contract worked out cheaper.

I received a huge bill one day from Aol and they stated it was because the phone was used for international calls, even though I don't use the phone for international calls or even for local as I use my mobile for everything I still paid the bill but instructed AOL that I lived in a shared accommodation so I couldn't monitor the phone at all times and to place a International and premium rated bar on my account, and that it shouldn't be lifted under any circumstances without my consent, I called AOL again after couple of weeks and had to requst it again which the AOL agent assured me it was on the account, I requested him to place clear instructions on my account for it to never be lifted without my consent.

 

Recently I have had £391.80 taken out by AOL, which I contacted them to question as it left me overdrawn as I didn't have sufficient funds in my account, Aol told me the charges were for International calls, I was furious as I told AOL I have no one to call overseas so don't make international calls, plus I should have a bar on my account; which I have never requested to be lifted, AOL told me back in May my account was suspended and when they restored it the Intl bar was automatically lifted, which I wasn't made aware of, plus I requested AOL cancel my contract back in November and was waiting a MAC code which i was told I would received but still haven't received it. AOL refuse to return the money even though It is their fault and also told them I had made them aware on several occassions that I am in a shared accommodation and to never lift the bar without my consent.

I contacted my bank who filed a DD indeminity and will reverse the money; however if AOL refuse to pay them; they will take the money from my account.

 

Please advise what I should do as the last call i made was yesterday and was told would get a manager call back even though I spoke to one the night before and got nowhere.

 

Thank You

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I have obtained the complaints procedure from AOL's website and I believe the next step would be to write them a letter

 

Which would be to:

Complaints Management Team

C/O Member Services

PO Box 387

Southampton

S030 9AL

 

Would that be correct?

Also would anyone be able to assist or guide me to any letter templates of similar complaints please?

 

Thank You

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