Jump to content


  • Tweets

  • Posts

    • Please please help we were miss sold full fibre by EE July 22  Install couldn’t go ahead no equipment sent and no. Survey it was hell  foind out no full fibre in road so we had to go back to cooper no choice we involved. Ceo and they put in a man from customer resolution s  he was vile he told me I had to go to engineers  something very odd about the ex resolution s in bt basically they took my drive up said they Would put ducting in ready for full fibre we have got £ 40 for a hours upon hours phones stress and more told to go to ombudsman  then bill was £35 we called twice told it was that price as they had treated us appalling two weeks later all sky package gets pulled we call again our bill goes to 165 the next two weeks was hell trying to get yo bottom why it’s off our package it was all on in the end I spent a day on the phone  341 mins was the call anyway I got to the bottom it was this resolution man coveting up the other issue another deadlock  to cover it all up  they hide data  ee did so couldn’t get the miss sell in writing I have now only from sept  Basically now we tried getting full fibre and they have found my drive had to be taken up again which has sunk .  The engineer has placed the wrong ducting again under my drive and need s to be taken to again apparently and the pipe sticks up middle of the drive near gate not behind look so odd it’s a big as a drain pipe open to water and it’s below touching the electrical cables to hot tub . I was sent a letter from the ex resolution to say I had stopped the work  I haven’t  it’s so sadistic she covering up for her mate in that team as the orginal install he didn’t check it had been done correctly  I took to Twitter and posted on open reach they ignored me then after 3 calls of two weeks they sent a engineer bt ignored me ceo emails blocked tag on Twitter unanswered then we get someone from twitter send a engineer he written report to say it’s dangerous since we have  had a  letter to say our problem can not be resolved  then a email to say sorry we are leaving and we can’t get into our account Bt will not talk to us ofcom tells us nothing they can do Citzens advice said go to the police  we can’t go back to virgin due so mass issue with them only option is sky  but point is they make out we have canceled we haven’t we have this mess on our drive dangeous work we are in hell  it’s like she covering up for this collegue it’s all very odd I am disabled and they like played mentaly with me open reach say bt resolved the issue no they have not  I recon they have terminated us making our we have  to hide it from mgt  Help it’s hell I don’t sleep we have 29 may we have tried  calling they just ignore me  at first they are so lovely as they say I am then they go to nnamager and say we can’t say anything to you end call  Scared police are rubbish I need help even typing is so painfull  Thankyou  anyone hello be so grateful     
    • There's a thread somewhere about someone sending the baillifs against Wizzair that is quite hilarious. I would love to see someone do the same to Ryanair. Question is, should you be the one to take that role. You are entitled to the £220, if your flight was from the UK. If it was TO the UK I suppose it is more of a grey area... though the airlines I know have been using £220 as standard. Not that surprising for Ryanair, the worst cheapskates in the universe, to go for the lower amount, and if you forward this to the CEO he will probably have a jolly good laugh and give his accountants a verbal bonus. After all he's the one who said and I paraphrase "F*** our customers, they'll fly with us again anyway". While we would all love to see Ryanair get wooped in court again, I have to join my fellow posters in thinking it's not worth the hassle for (hypothetically) £7 and not sure it will expedite the payment either. It's already an achievement that you got them to accept to pay.
    • The US competition watchdog has taken legal action to stop Tapestry's $8.5bn takeover of rival Capri.View the full article
    • thank you you mean you got a notice of discontinuance? dx  
    • Thanks for your interest dx100. Didn’t reach a hearing. Although they filed court papers, they withdrew a few days beforehand, and admitted it was statute barred and I have it in writing that they say the matter is now closed. Once again, many thanks for all your help.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

BLS Credit Security Ltd and me


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5097 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

My story is this so far. In 2000 i got into substantial debt with my lloyds account, £19500. Since dec 2001 i have been paying BLS each month an agreed payment. In feb this year 2009 i was struggling financially so stopped paying. The payments were reinstated in October 2009. On 17th Dec 2009 Credit security ltd wrote to me asking me to contact me re LLoyds account. (the same account)

My query is what to do next. Bls are receiving payments, although i had not paid for 7 months, and they did not contact me about this.

I am presuming that they have passed this on to ceredit security ltd.

Do i contact credit security ltd and tell them that i am paying BLS or do i cca credit security Ltd ? I am happy to pay the money, just not sure who is handling the account now and dont want to be paying Bls if someone else owns the account now.

Any advice would be appreciated. Thanks

Link to post
Share on other sites

I am still not sure what to do about this account.

 

Credit security LTD are asking for £6000 (the outstanding amount on the agreement), but money is still being paid to BLS.

Do i write to Credit security with "i do not acknowledge any debt with you" and explain that another dca is managing this account?

 

Do i contact BLS and see if they have passed it on?

 

Any advice would be greatly appreciated. Thanks

Link to post
Share on other sites

  • 2 weeks later...

Credit security have contacted me again today second letter from them.

"Despite me disregarding all attempts by them to contact me, the are prepared to give me a 70% discount if i pay and settle the account before end of January"

If not then will have no other option but take me to court.

 

Time for cca letter?

Do i stop payments to BLS, who incidently would not give me any info over the phone when i tried to find out if the debt had been sold on.

Any help would be great. Thanks

Link to post
Share on other sites

Credit security have contacted me again today second letter from them.

"Despite me disregarding all attempts by them to contact me, the are prepared to give me a 70% discount if i pay and settle the account before end of January"

If not then will have no other option but take me to court.

 

Time for cca letter?

Do i stop payments to BLS, who incidently would not give me any info over the phone when i tried to find out if the debt had been sold on.

Any help would be great. Thanks

i would cca the dca trying to collect ,and then sar bls the oc of the account.

please only contact any of these leaches in writing as they will tell you one thing then do the opposite.

Link to post
Share on other sites

if i cca credit security and they cannot produce the cca, do they refer it back to bls, or does it go back to lloyds because the debt has been sold on?

CCa letter done to credit security, letter to BLS asking for confirmation that they sold the debt on. Meanwhile i will cease payments to BLS, and put the money aside forever who decides to lay official claim to it.

Link to post
Share on other sites

  • 3 weeks later...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • 2 months later...

Update:

Yesterday i got a letter from Halifax thanking me for my statutory request? Never made one! Talked to their complaints department to find that it was credit security ltd aksing on my behalf!

Do halifax own lloyds tsb now? The lady said they have no records on me so were unable to provide info to cred sec ltd.

I have heard nothing from cred sec since my request in january.

Link to post
Share on other sites

No Lloyds own Shallowfax, I believe?

 

Hmm, Not sure whether it would be best to let sleeping dogs lie or go for the crown jewels??

 

So CSL have been requesting info from Shallowfax on your behalf? Have you asked CSL to do so?

Unless they mean the CCA request you made, and they failed to supply.

 

Is there anything on your credit file? If there is any marker put on there by CSL or others for that matter relating to this then I would be telling them to remove it before I took them to court for damages..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Fraud department at Halifax siad that CSL requested a copy of CCA on my behalf. Letter with my adresss and details but sent from CSL. I asked CSL for CCA in Jan, but no response from them.

Nothing on file. No defaults or anything. Should BLS defaulted before selling this on?

I just need to wait to see what CSL do.

Link to post
Share on other sites

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Received a letter from CSL today on LLoyds headed paper.

Statement from 4/09-4/10

Loan provided : unavailable interest rate 0%

Terms of agreement :unavailable

Opening balance £6000 or therabouts

Closing Balance £6000 or therabouts minus one payment. ( I made 3)

 

Says statement does not conatian all information, and if i want it, to contact them again.

 

Next step.... failure to provide letter and account in dispute letter?

Link to post
Share on other sites

  • 3 weeks later...

No, wait for their next threatogramme.

 

Just been reading back through the thread, can you just confirm that this is for a current account and overdraft? And not a loan or credit card?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Yes, the Loan and Overdraft will fall under the CCA, the current account however, I'm not entirely certain, someone else will be better placed to answer that.

I know that a lot of people will disagree that an overdraft falls under the CCA, and yes it does have certain exemption, but this might back me up :rolleyes:

Esp part 17-22

Coutts & Co v Sebestyen [2005] EWCA Civ 473 (28 April 2005)

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

When i say current account ,I had a current account that was overdrawn. Each time i became overdrawn my nice bank manager propped me up with a loan or increased my overdraft facility.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...