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Dec 09 The News about CCAs -- Help!!!

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I am sorry but I am concerned with the news. .

Martin Lewis


This money


Debt free uk


What impact will it have on such as I asking for sight of alleged CCAs. I have asked for CCAs from a number of credit cards.

  • Egg.
  • Barclaycard
  • Halifax

None have complied with any of my legal request; all are in default and now all over a year since I have paid.


I have had a number of different debt collectors attempting to recover the alleged debts and threatening me with various things over the course of the year, some trying to fob me off with terms and conditions, cut and paste efforts etc.


With this recent ruling -- in lay terms will this have any impact on such as myself, will this give credit card company’s more clout?

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It just appears that the Banks are Teflon coated.


  • Bank Charges :eek:
  • Tax payer bail out :eek:
  • Bonuses :eek:

And now CCAs :evil:


Are they untouchable?


They're all teflon-coated in a batch actually... banks, DCAs, CRAs, the Gov., Judges with connection to the aforementioned.... and they do try to protect one another by trying to control the rest of us, which is why it all needs to picked apart from time to time.



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Can anyone inform me and all readers of this thread, what was this December 09 test case about and will it have any consequence etc? :confused:

Can anyone break it down into lay terms please?

Thanks :-|

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