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    • They will have to provide proof that it was delivered – either a photograph or a signature.
    • Okay, if you are prepared to go ahead then you should send them a letter of claim. Give them 14 days to refund your money after which you will start a claim in the County Court. Only send this letter if you are prepared to go ahead with your threat on day 15. Otherwise you will simply lose credibility. I'm afraid you won't get your money back any other way. You will probably have to issue the claim papers which will cost you £25. If they are really stupid for this kind of money then they will push you to pay the hearing fee which is about another £40 or £50 – I'm not sure – and on the basis that you win, you will get all that money back. Read around the Hermes threads to see how it works. They will probably opt to go to mediation and that will be their opportunity to try and knock you down and you will find that the mediator will probably try to put pressure on you as well to compromise on your rights. We would suggest that you don't do this and that you stand your ground. The carrot for Hermes is that if they pay you out completely then you won't go to court and there won't be a judgement against them. The stick for Hermes is that if they do push you to court and you win then you will get a judgement against them which will be very damaging for them generally. For this kind of money they would be really stupid to risk it – but they may test you by forcing you to pay various fees. The extraordinary thing about Hermes – like many other big companies, is that they will pay more money to try and crush you that it would cost them simply to pay you out. These people are really stupid. Draft a letter of claim and keep it simple and post it here before you click it off. Draft particulars of claim and post it here before you click that off. After you have sent your letter of claim, use the 14 days to make sure you understand the steps in bringing your action and also to register on the MoneyClaim site so that you can get everything ready and on day 15 click off the claim.  
    • any lines on private land are purely tarmac graffiti.   type in   Manchester Piccadilly Station   in our search top right.   pop up a googlemaps link to where you parked exactly    nearly all no stopping speculative invoices are on byelaw covered land.   it's a traffic offence which they can't enforce not a parking offence.        
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county court judgement - what can i do re payment ?


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Just received the following letter from Barnet county court today:

 

http://i282.photobucket.com/albums/kk278/yid-old-boy/judgement.jpg

 

Please can anyone advise me on what i should regarding payment, i do not have the funds to make the payment as i am out of work & am on JSA, i also have my own home. Will they accept minimum payments until i can afford more ?

 

Are these the 2 forms i need to send off regarding the payment: N244 application and an EX160 form ?

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Hiya Potless,

 

Yes you need to submit the N244 ASAP.

 

You need to state that due to you being unemployed and on JSA with no savings payment of the full amount is impossible and that you would like to set an affordable repayment plan.

 

I would request a very low amount due to you being unemployed.

 

Fill in the EX160 and send it off with the N244 I would also included any proof you have of no savings.

 

The EX160 is quite easy to fill in just read the EX160A both this forms are available to download and fill in online then just print off and sign.

 

Regards

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

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REFUNDED £3567

 

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If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Oh because the post is slow this time of year, I would hand deliver it to the court office.

 

Remember to include proof of household income with the EX160

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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what would the courts accept as proof of household income ?

 

also on the EX160 what do i put against the following box:

What is the title or number of

the form you need the court

to issue??

Edited by Potless1
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Hi, it's a N245 form you need to complete to ask the court to let you pay by installments.

 

An N244 is an application for a hearing, you can ask the court to consider installments without attending a hearing using a N245.

 

Did you return the defence forms when you got the claim form?

n245_0204.pdf

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hi ell-llen i have been to court & have to pay, they have asked for the full payment of £12,000 to be paid by tomorrow, all i need to try & do is find the best way of getting them to accept what i can afford as i am on JSA & have no savings to pay such a large amount. I need to deliver whichever forms i need to fill in for them to look at my situation by tomorrow.

is it the N245 & EX160 i need to fill in ?

 

what would the courts accept as proof of household income ?

 

also on the EX160 what do i put against the following box:

What is the title or number of

the form you need the court

to issue?

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If you can offer a small amount each month towards the debt then it's the N245 you need to put in to court. By filling in the form you will be able to show what your income and expenditure is.

 

On the EX160 the form you want the court to issue is a N24 General form of order or judgement (check that with the court when you take the form in).

 

You should take anything that proves your income i.e. jobseekers allowance etc.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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