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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Count Court Claim received MBNA\Optima


vint1954
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When you draft your letter, highlight any words , phrases, you feel they may not understand and enclose the dictionary definition or suitable explanation.

 

This could mean that your letter looks as though it has a severe rash.. but what can you do:rolleyes::D

 

Its nice to wake up and have a chuckle :D

I have no legal qualifications whatsoever, so please check any input I have for accuracy. And please correct me if you disagree!

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When you draft your letter, highlight any words , phrases, you feel they may not understand and enclose the dictionary definition or suitable explanation.

 

This could mean that your letter looks as though it has a severe rash.. but what can you do:rolleyes::D

Yes CB, I have always done that. Perhaps I should highlight the whole letter.

 

I will copy the court manager in again.

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This just gets more concerning. I cannot beleive that these are solicitors drafting these responses.

 

They issue a claim with no supporting documents in their hands.

 

They reply to my first 5 CPR 31.14 letters with illegible documents and documents missing when their letters state they are enclosed.

 

They ignore my CPR 31.15 letter to inspect the documents.

 

I am forced to issue an embarrassed defence.

 

They issue a reply to my defence, where the references to para numbers from my ED are mis-quoted.

 

In their reply they refer to the bundle attached, but this has documents missing that they refer to in their reply as being in the bundle. 2 more illegible sheets.

 

In their covering letter they state that their client is unable to provide the original agreement, yet in their response to the ED, they state that they have the documentation to prove the claim.

 

They have put me to strict proof, when they are the claimant.

 

Then require me to file a fully particularised claim by next week. I have a fuller defence ready, however it is still part embarrassed where the agreement is concerned.

 

I have written to the court twice now, advising them of the situation, but no response.

 

Ho Hum.

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Vint, They cannot order or even require you to put in a fuller defence. Onlly the court can do that.

 

If you are still corresponding with Northampton then they wont reply to your letters, I dont think. They didnt to mine .. however the claim was stayed and still is (not an MBNA situation).

 

Have you telephoned Northampton to see if they can offer any advice... they are usually pretty helpful in a non committed sort of way !!

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I wonder if Optima are gearing up to issuing a Summary Judgement ?

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi CB,

 

Spoke with the court. Pretty helpful as you said.

 

Despite our freinds issueing an official looking reply to my defence, they have not lodged it with the court. They have heard nothing from them.

 

He says they have until the 15th Feb, then it goes before the judge for directions and a probable order to supply documents.

 

They apparently cannot obtain an SJ as I have filed a defence.

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Sorry I dont have any expertise to advise you Vint - just want to offer some moral support! :)

Thanks haggis. A little more comfortable now, having spoken with the court. They seem to know Optima of old;)

 

Even more depressing was speaking to my sister just now. They live in Crete. They don't have much money, but are extremely relaxed and can afford to eat and drink well. rates or council tax is £70 a year, water is £60 a year, food where they live is about 35% of the uk prices.:sad: I love Greece.

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:D

I feel a bit cheered up now after bringing my filing up to date for the last hour. It's reminded me that I'm sitting on, not a naughty step but:

3 faulty DN's (1 loan, two CC's)

4 accounts without any agreements, one of which just gave up and removed it from my credit file (without being asked) after admitting they didn't have one.

Methinks it's the happy hour :)

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Vint. My source on the inside tells me that your case has now been transferred to the Dispute Resolution Department of Optima and is currently being handled by a G**** P*****. This person is a solicitor albeit newly qualified.

 

I also have it on good authority that there are one or two people at Optima who have now started tuning in regularly to these forums to see what's being said about them and what errors have crept into their output...... Seems that they might be using this board as a sort of educational/training tool ;). Oh well, if they didn't persist in making errors and turning out shoddy work as they seem to have been doing from the evidence on here and documents which other people have posted up, we wouldn't have anything to write about... Fair comment, justified opinions and qualified privilege all apply....

 

Vint. If they do attempt to go for summary judgment, remember, the test for summary judgment is very, very high and if you have still got outstanding issues and questions it would be entirely inappropriate for them to chance any such application. I don't have to remind you but keep all letters and documentation.

 

Regards

Thanks Langster,

 

Just a couple of points, not sure how they would know who I was from this site.

 

Can you elaborate on Despute Resolution.

 

Regards

 

Vint.

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Hey Vint,

 

Just doing some bored surfing and came accross this:

 

http://www.consumeractiongroup.co.uk/forum/campaign/97712-complain-about-litigation-behaviour.html

 

Might be worth a complaint about the idiots you're dealing with

I have no legal qualifications whatsoever, so please check any input I have for accuracy. And please correct me if you disagree!

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Hi vinnt,

Just returned from another short stay in hospital and i find that you're upto your ears in it ! looks like you're getting some good advice though,i know you can take care of yourself but we're all crossing fingers for you,give em hell.

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