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    • Thanks so much!    1. on planning permission my WS says: The signs did not have planning permission under the Town and County planning.  I have an email stating there was no planning permission from the council. The signs do not fall under deemed consent.  * Their WS says they do not need planning permission by being an approved operator of the trade association, and it is not for the  county court to determine planning permission.   2. Excel are trying to say I’m dishonest.  Their WS states my defence appears to be cut and pasted from websites relating to parking whose aim is to assist motorists on contesting PCN's. Large portions are non sensical and irrelevant to the claim   This is Unacceptable as the defendant has signed a statement of truth whilst clearly not being the defendants knowledge    Q Any comments?      Their WS states that I alleged I received no correspondence, and the onus is on the driver to update DVLA. I did update DVLA, but I moved numerous times due to domestic abuse. This was in my set aside and part of why it was granted. Evidence was provided at that time. Q Is this going to come up again?    *Also they question how I would be able to comment on the signs if I’m not the driver of the vehicle, as she would not have first hand knowledge, therefore it is the claimants position that she is being disingenuous.    I state that photos will be provided in my bundle. I actually haven’t submitted any but I do also know somebody who had PCN from the same carpark,   He gave me all his evidence etc, Mr Booth and he won his case. I linked to the parking pranksters article on it.  Q So is it ok to use such websites and to use photos from someone else?    Thanks 
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    • Just like all the rubbish spouted over the past 4 years, would, would, would.  What you really mean is COULD.    
    • You're ignoring the most difficult issue in a trade agreement. It's not the tariffs or the lack of them  which is the tough part to reslove but the regulatory standards of the goods to be imported & exported that needs to be decided.   For example the EU banned the import of chlorine washed chicken since 1997 which of course hurts the US, and who are going to be very keen to include it in any new agreement with the UK and will use it to barter prospective concessions in exchange . As a nation we're going to first have to decided whether that is acceptable or not and that alone will be difficult enough to resolve. And that's just one product.   This has all the makings of a category 5 $h1t storm that will last an eternity. 
    • 28 of the 32 wealthiest countries in the world reside within the EU.  Realistically we will need the US because they are one of the few remaining countries outside of the EU that would be worth doing a deal with, but as discussed on here previously, the exact agreement we strike with the US is open to debate.  Should we still want a trade deal with the EU we would need to align our standards with them, which makes a deal with the US harder.   Also 80% of our economy is services.  Try selling financial services to a person in India... or try sending engineers half way round the world just because some numpty has decided trading with the countries geographically closest to us wont work anymore because of immigrants and sovereignty. 
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Gemby

Time limit for CCA

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Hi

 

Can anyone tell me whether i can make a CCA request for a loan application form on a loan account that has defaulted?

 

I have made a request under section 77/78 of the CCA 1974.to Natwest. They have told me that "this section only applies to request made within the currency of an agreement. The request was in fact made outside the currency of the agreement".

 

Is this correct or are they still governed by th 12+2 days rule?

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SAR them then.

 

dx


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Hi dx

 

This is all to do with a pending court case. Natwest are taking me to court because i could not afford my loan repayments.

I requested the CCA back in October and to date they have not delivered. Do i have a case for unenforceability or are they correct in stating the request has to be on a current agreement?

I could look to do a SAR but all documents to be used in court need to be served by this Wednesday.

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i would of thought that if they have closed the A/C then you have no agreement.

 

dx


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Reclaim mis-sold PPI Read Here

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The CAG Interest Tutorial Read Here

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They havn't closed the account i have just found a statement dated 23/11/09 so they must still have it as current!

I think i have just answered my own question.

 

Thanks

 

Gemby

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