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Amber v Natwest (Loan)

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http://i817.photobucket.com/albums/zz94/Amber007/Natwest-SARDelaytactics.jpg

 

http://i817.photobucket.com/albums/zz94/Amber007/NatwestLoan-TerminationPg1of2.jpg

 

http://i817.photobucket.com/albums/zz94/Amber007/NatwestLoan-TerminationPg2of2.jpg

 

Hi Caggers

 

This one is a Natwest Loan, they have still not replied to a SAR and they have sent the letter in the first link above. On the same day I received the letter attached in second and third links above. In the body of the letter they are now demanding that we pay back £15k in full, like NOW in the next 7 days. They say that they have defaulted us (but we have not had a default letter regarding this account).

 

Advise please? How do I respond to this? Can they make demands like this whilst still not providing us with the SAR documents for the loan (nor have they actioned the CCA).

 

We are already on a DMP with the CCCS and so far Natwest keep telling us that they have not heard from CCCS but they have been accepting token payments yet in the second page of the letter they are referring us to take advice from CCCS and the like. Can they demand this payment in full knowing full well we are on a debt managment plan.

 

Thanks

 

Amber

Edited by amber
CCCS bit I forgot to add.

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Have you sent a section 77 CCA request?


An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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