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Help fighting my Credit Card Company!!

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Hi folks,

 

Im newly registered but have been reading the site and views for a while.

My problem lies with 2 credit cards I hold.........1 with EGG and 1 with BARCLAYCARD.

 

Ok so here goes, BARCLAYCARD failed to lift a payment after i phoned them with my bank details, i dont know why they failed with this but they did. Ever since I have been being charged with interest and late payment charges as i have refuased to pay them, this has went on for about 5 months now so I used a letter to request my agreement and also told them of my worries that they were wrong in charging me as initially it was their fault! So they replied but have sent me my "Terms & Conditions" and didnt even answer my queries about the charges??

 

Are they correct or should they send me my initially signed agreement.

 

EGG have been fair, never missed payments but im getting nowhere fast with my payments so i advised them i was struggling to pay and requested my agreement aswell. No return as yet and i sent it about 2 weeks ago.

 

Thanks in advance folks, i really appreciate all your help and advice.

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Hi folks,

 

Im newly registered but have been reading the site and views for a while.

My problem lies with 2 credit cards I hold.........1 with EGG and 1 with BARCLAYCARD.

 

Ok so here goes, BARCLAYCARD failed to lift a payment after i phoned them with my bank details, i dont know why they failed with this but they did. Ever since I have been being charged with interest and late payment charges as i have refuased to pay them, this has went on for about 5 months now so I used a letter to request my agreement and also told them of my worries that they were wrong in charging me as initially it was their fault! So they replied but have sent me my "Terms & Conditions" and didnt even answer my queries about the charges??

 

Are they correct or should they send me my initially signed agreement.

 

typical actions of BC, they seem to be above the law. see the barclay card forum.

 

EGG have been fair, never missed payments but im getting nowhere fast with my payments so i advised them i was struggling to pay and requested my agreement aswell. No return as yet and i sent it about 2 weeks ago.

 

Thanks in advance folks, i really appreciate all your help and advice.

 

egg well again they are a law to themselves.if its been 12+2 working days, then you can stop payments

 

again have a read in the egg forum.

 

dx


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