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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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'London Xmas Meet Friday 18th December 7.30pm~ The Harp, 48 Chandos Place, Covent Garden WC2


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Any bad heads?

 

Looks like they are all still in bed.:eek:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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hope you all had a great time ....

:)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Not long been got back:eek:

 

Like SG says had a brill time got to bed after 3 :eek: after an eventful evening

Broken toilet trapped fingers lamposts mind the gap and laughing ducks :eek:

confused ? :p you needed to see it to believe it :rolleyes::D

 

I think you may have forgotten something Tills.... what about the comfort bag... :)

 

DSCF0007.jpg?t=1261259180

 

AND.... we all got to say 'Follow that cab' AND we're all going on a trip to boulogne when there's an 'R' in the month... or not ...I can't remember which :D:D

 

Had a great evening myself... Met some Caggers I'd not met before.. Steve and Silly.... nice getting to know you guys, and as you say, be able to put faces to names....... and of course there were the usual reprobates.... (one of whom I believe will have a very sore head today.... but far be it from me to name and shame the individual at this stage... :rolleyes::eek:)

 

 

All in all 'twas a very fun night and great company as per usual.... hope it's not too long til the next one... :D

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Oh yeah, I almost forgot.... someone trying to push a drunk through a London Tube ticket barrier, and a bunch of teeneagers saying... 'how awful...fancy getting in that state at that age... you think they'd know better!' :eek:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Thought it was Steve cos of his comment "I fell out early having been 'on the pop' since midday" but maybe he didn't mean fell literally.

 

But thinking about who Tilly would laugh sooooooooooooo much at, now I suspect someone else.

 

Jan

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Thought it was Steve cos of his comment "I fell out early having been 'on the pop' since midday" but maybe he didn't mean fell literally.

 

But thinking about who Tilly would laugh sooooooooooooo much at, now I suspect someone else.

 

Jan

 

 

Yep just for a change it wasn't me :eek::D i was on best behaviour :rolleyes::p

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Yep just for a change it wasn't me :eek::D i was on best behaviour :rolleyes::p

 

Indeed you was... you were too busy laughing to get tipsy.... 'I've just got to have him'.. :p

 

BTW Tills have you watched Robin Hood Yet....

 

 

TobyTurtleLYPfromRobinHood_LG.jpg:D

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They say money talks......mine just keeps saying "Goodbye"

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Indeed you was... you were too busy laughing to get tipsy.... 'I've just got to have him'.. :p

 

All yours pmsl :p

 

BTW Tills have you watched Robin Hood Yet....

 

 

TobyTurtleLYPfromRobinHood_LG.jpg:D

 

 

 

 

ROLFLMAO

 

:lol::lol::lol:

 

Nooooo not yet don't think my ribs could take it at the mo im crying here pmsl

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Btw spam hows the fingers :rolleyes::D

 

Fingers are ok now thanks Tills... well enough to hold a glass or two of champagne if ever the occasion arises... :rolleyes::)

 

Bit sleep deprived though... probably because of the strange noises eminating from the vicinity of the blow job, I mean airbed, on my lounge floor.. :-o:p

 

:D

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They say money talks......mine just keeps saying "Goodbye"

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