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    • Hello, I am a private seller and recently sold a pair of trainers on eBay.  Everything seemed fine until just after the eBay 30 day mbg had expired.  The buyer contacted me with photos showing me that both shoes had ripped.  He wanted his money back, and after refusing to refund him, he then left me retaliatory and defamatory feedback on my profile to the effect that I had sold him fake trainers (this was removed by eBay).  He then initiated a chargeback via Paypal.  Invariably, the outcome was in his favour, and I have now been charged for the cost of the trainers.  I would have also been stung for the chargeback fee, but eBay refunded this.  Incidentally, I do have the email receipt of the trainers from when I bought them from a well-established and bona fide online retailer.  The susbequent conversation with eBay followed its predictable course, i.e. the chargeback is out of their hands etc. I have been in contact with citizens advice, and my bank.  Citizens advice told me that as a private seller I'm responsible for the "Title and description" of the goods, but not the performance, or the fitness for purpose.  To me it is clear; if you receive something that's not as described, you don't then use the goods, and more than 30 days later claim 'not as described'.  In my mind, this makes the claim fraudulent.  He's used the 'they're fake' card to give credence to a 'not as described' claim here, obviously, without any evidence.  My understanding is that the chargeback is unlawful, because the trainers were shipped as described.  However, I read something on an eBay forum regarding sellers having no statutory rights, i.e. no right to appeal against a chargeback decision, or to complain to the financial ombudsman.  Does this mean that if my bank disputes the charge on my behalf, it will be to no avail, even if it's recognisably a fraudulent chargeback?  I have reported it via the Actionfraud website. Any advice, anyone?  Would be most grateful!
    • Thank you, I have drafted my letters and started to complete the reply form, printed from this site and not using the one they provided.    2 questions, on the forum link it says to tick box D & I, the reason for box D will be given on my thread, what would my answer be to "I dispute the debt"?  Do I send anything for the Vodafone debt they have included?  I've only done 118 loan s. 77 & capital one credit cards so. 78    Thank you  
    • It'll be something to the effect of:  "I am in receipt of your letter before claim.  I was awaiting a passenger as a licensed cab driver on the Locton estate who subsequently cancelled the pickup after me waiting a while and will fight this in the small claims court if necessary. Plus I have friends who are experts in contractual law and make it their business to defeat these spurious PPC claims.  So issue the claim form or go forth and multiply, up to you"
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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'London Xmas Meet Friday 18th December 7.30pm~ The Harp, 48 Chandos Place, Covent Garden WC2


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I will be going to Trafalgar Square on 18th to see my DD in her singing group so if any local to London Caggers are free and would like an impromptu meet for half a shandy and a pack of pork scratchings do please pipe up....

 

 

:D

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They say money talks......mine just keeps saying "Goodbye"

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Sorry, I'm in Edinburgh that day :D

Any advice I give is honest and in good faith.:)

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I can come, I can get a bus from work to Trafalgar Square, would love to meet up, especially as I get paid on Wednesday...

 

Please let me know time etc and how to recognise you - although I seem to remember we have met previously...

 

Bottle of Cote de Rossillion Rose going down very nicely today, another bottle on tap too....

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the meet would be in the evening so your excuse is?...

 

:p:D

 

Got to be home by 10pm, wifes a bit strict :eek:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I can come, I can get a bus from work to Trafalgar Square, would love to meet up, especially as I get paid on Wednesday...

 

Please let me know time etc and how to recognise you - although I seem to remember we have met previously...

 

 

We almost met at Leeds and Oxford but not quite.. :)

 

My daughter is singing at 6pm so I'm assuming she'll finish around 7pm.. just a matter of finding a convenient location to meet up... :)

 

Got to be home by 10pm, wifes a bit strict :eek:

 

Ya big jesse woos... and I thought the scotts were rufty tuftys... :rolleyes:

 

:p

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They say money talks......mine just keeps saying "Goodbye"

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They are ...... but their wives are rufty -tuftier :eek::lol:

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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How do peeps know that U'll deffo turn up Spammie?? :confused:

 

...Are U gonna bribe us with FREE bird seed for the pigeons, Ms Poppins?

 

 

:p:D

 

If you feed the pigeons now, Boris has you marched away and shot :D

 

M

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ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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How do peeps know that U'll deffo turn up Spammie?? :confused:

Ok... feeling mega guilt about Oxford... don't be mean... :( as London is only a bus/tube ride for me then I'll deffo be there.. plus I won't have to find spare spondulicks for a Hotel.... :p

 

...Are U gonna bribe us with FREE bird seed for the pigeons, Ms Poppins?

 

 

:p:D

 

Don't get me started on pigeons!! :mad:

 

:p:D

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Ok... feeling mega guilt about Oxford... don't be mean...
Why should U feel guilty about Oxford Spammie?? :confused:

 

 

 

 

...as London is only a bus/tube ride for me then I'll deffo be there.. plus I won't have to find spare spondulicks for a Hotel.

U might be okay Eliza Dooooolittle, but what about the peeps from Greater CAGlandshire? :rolleyes::p

:)

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Why should U feel guilty about Oxford Spammie?? :confused:

 

Because I bailed out at the last minute and don't like letting peeps down.. :(

 

 

 

U might be okay Eliza Dooooolittle, but what about the peeps from Greater CAGlandshire? :rolleyes::p

 

 

:)

 

That's why I suggested it to peeps 'Local to London' :rolleyes:.. Have Oyster will travel...:D

 

Besides, if a certain bunch of Greater CAGlandshire peeps wanted to attend I might hire out my lounge..... at a price.. :p

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Wish I could make it Spam, but I've got a marathon task on that day.

 

If the offer of your lounge is open another time (and I'm included) I do have an Oyster card .....:p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Wish I could make it Spam, but I've got a marathon task on that day.

Not the London Marathon then... :razz::)

 

If the offer of your lounge is open another time (and I'm included) I do have an Oyster card .....:p

 

It goes without saying Caro,.. you, the Tilly monster and several other Northern peeps would be welcome... although there's one particular individual I would more than likely just prop up in the downstairs loo or pop in the shed with the spiders...:rolleyes:

 

:D

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It goes without saying Caro,.. you, the Tilly monster and several other Northern peeps would be welcome... although there's one particular individual I would more than likely just prop up in the downstairs loo or pop in the shed with the spiders...:rolleyes:

 

:D

 

:eek: :eek:

 

Poor consumer dude :rolleyes::p

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...I might hire out my lounge..... at a price.
If U have a mortgage, U would have to inform your mortgage provider that the above is a now classed as a business premises.

U would also have to seek planning permission from your Local Council + comply with all the necessary building regulations.

If U live in social housing, sub-letting is a clear breach of your Tenancy Agreement + could lead to Repossession proceedings being taken.

 

Any income derived from your enterprise would obviously be declarable to the IR + U could possibly become ineligible to receive Working Tax Credits +/or Council Tax Rebates.

 

The supplying of beverages + choccie biccies would require compliance of Food Hygiene Regs + if third parties were expected to use electrical appliances, a certified electrian would need to examine them first.

 

However...

 

Depending on the length of the lease + it's T & C's...

 

Silver spoon maid service

A daily complimentary full English Breakfast

FREE satellite TV

Laundry

Shoe repairs

2 for 1 tickets to major London attractions

24/7 Concierge

 

...I don't think that we need to inform the authorities do U Spammie? ;)

 

 

:)

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Any income derived from your enterprise would obviously be declarable to the IR + U could possibly become ineligible to receive Working Tax Credits :mad::mad:+/or Council Tax Rebates.

Does generosity of spirit count as an income?? :confused::p:)

 

The supplying of beverages + choccie biccies would require compliance of Food Hygiene Regs + tis ok, I am certified Hygienic and I have soap in the bathroom... if third parties were expected to use electrical appliances, a certified electrian would need to examine them first. My cattle prod is certified and you are welcome to use it anytime... :p:) same goes for my toaster... it works even better in the bath.... you should try it.. :D

 

:p:D

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They say money talks......mine just keeps saying "Goodbye"

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If anyone wants a bed for the night they can crash at my place, takes about 1/2 hour or so from Central London if we get a train or a bit longer on the bus, then you can come back at your leisure on the Saturday... I've got a double bed and two very comfortable sofas.

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If anyone wants a bed for the night they can crash at my place, takes about 1/2 hour or so from Central London if we get a train or a bit longer on the bus, then you can come back at your leisure on the Saturday... I've got a double bed and two very comfortable sofas.
Ooo-er Peeps...A bidding war has broken out!!! :eek:

Your turn to better sg1's offer Spammie.

...Peeps are looking for deal clinchers here gals.

Btw...Baggsie a Turkey leg to go with my caviar @ Xmas dinner. ;)

:p:D

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Sounds good to me Spam will know for sure towards end of week :D

 

Super de dooper... fingers crossed... :D

 

 

Your last post implies acceptance of peeps counter-offer Spammie. ;)

 

A ONE YEAR lease has been agreed on then, as per the stated T & C's.

:eek::eek:

 

 

 

...Two sugars in my morning Pina Coladas pleeeease Matchgirl.

 

 

:p:D

 

 

:rolleyes: Better start buffing up the silverware and stocking up on the rat poison then...

 

:p:D

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They say money talks......mine just keeps saying "Goodbye"

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If anyone wants a bed for the night they can crash at my place, takes about 1/2 hour or so from Central London if we get a train or a bit longer on the bus, then you can come back at your leisure on the Saturday... I've got a double bed and two very comfortable sofas.

 

Ooo-er Peeps...A bidding war has broken out!!! :eek:

 

Your turn to better sg1's offer Spammie.

 

...Peeps are looking for deal clinchers here gals.

 

 

Btw...Baggsie a Turkey leg to go with my caviar @ Xmas dinner. ;)

 

 

:p:D

 

What can I say.... SG1 is far better equipped than me... :(

 

The journey's about the same, but I only have recliner chairs in the lounge and a double airbed....

 

:(:( I guess I lose... :(

 

 

:p:D

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They say money talks......mine just keeps saying "Goodbye"

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