Jump to content


Help needed with defence on Bank Charges

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3627 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi all


I need help with my defence. Natwest are taking me to court for non payment of a personal loan. In the court papers i counterclaimed for unfair bank charges and all was going well until the high court judgment last week.


Today i received a letter from Natwests solicitors basically telling me that my defence has been blown out of the water, and that unless we reach a settlement on the loan they will apply to have Summary Judgment.


I need to give them standard disclosure of my defence documents by 16th December.


What is the current situation on bank charges? What documents do i need to use if my bank charges claim stands any chance of success? What are the options available?


All advice greatly received.



Share this post

Link to post
Share on other sites

I suggest you read the Announcements section, as it's all detailed in there.


It's exactly the same for you, as the counterclaim will be on the same basis, albeit they are taking you to Court and your defending, rather than reclaiming.


We're expecting another announcement very soon on the progress with the POC, so keep an eye out on that Announcement section for the latest and ask any questions you have here, so they can be answered for you.

Always happy to help where I can!


Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"


Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.



USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...