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Gemby

Help needed with defence on Bank Charges

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Hi all

 

I need help with my defence. Natwest are taking me to court for non payment of a personal loan. In the court papers i counterclaimed for unfair bank charges and all was going well until the high court judgment last week.

 

Today i received a letter from Natwests solicitors basically telling me that my defence has been blown out of the water, and that unless we reach a settlement on the loan they will apply to have Summary Judgment.

 

I need to give them standard disclosure of my defence documents by 16th December.

 

What is the current situation on bank charges? What documents do i need to use if my bank charges claim stands any chance of success? What are the options available?

 

All advice greatly received.

 

Gemby

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I suggest you read the Announcements section, as it's all detailed in there.

 

It's exactly the same for you, as the counterclaim will be on the same basis, albeit they are taking you to Court and your defending, rather than reclaiming.

 

We're expecting another announcement very soon on the progress with the POC, so keep an eye out on that Announcement section for the latest and ask any questions you have here, so they can be answered for you.


Always happy to help where I can!

:lol:

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Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

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