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Any templates for POC for unenforceable CCA please?

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I'm at the stage where a number of my creditors are likely to take me to court over disputed debts where there's been no true copy of the CCA provided. In fact, I'm probably hoping to come to court with it because then they'll have to produce beforehand what they claim to be the actual executed agreement!


However, I could do with some help if anyone has particulars of claim as a counterclaim to them pursuing me for the monies. Please please please.


Thanks and cheers


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Thanks - that thread has been really useful. I used it to send a secondary request to both the lenders and then the debt collection agencies they sold the disputed accounts to, though any other agreement still hasn't been forthcoming from anyone. It's going to be pretty useful once it comes to court, but it doesn't really give me the info I need for Particulars of Claim sadly.


Ta for the advice though,



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