Jump to content

  • Tweets

  • Posts

    • I think it was from 18months ago.    You’ll probably think I’m fussing again but I’ve got a feeling they’ll take mine further due to the shear amount that is owed, I’ll be astounding if they don’t. 
    • as I said read the date of the thread many moons ago.   its not illegal either, debt is a civil matter not a criminal one.   dx  
    • Hi Andy   Thank you for the link, it was very helpful, appreciate it.    I was actually made to feel quite 'stupid' and felt as if i was wasting the forums time on this thread after DX's comments in post #38.      Please see attached the necessary documents, please do let me know if you require anything else, many thanks.   Files attached:  - Default Notice   - statement of Default Notice  - Reconstituted Agreement & T&Cs - 3 different sets   P.S - sorry about the quality of the T&Cs, the high quality files were too large and had to reduce them.   Thanks, Roland   Exhibit JK1.pdf
    • If it’s so easy to get shut of a PayPal negative balance how come everyone doesn’t do it as such? I guess it’s morally wrong but not illegal!?    I read a thread were a PayPal employee said “paypal WILL take you to court and WONT let it lie, they have a specialist team that chase negative accounts over a ceratain amount which I’ll defo meet that criteria 
    • date of claim 14th November (2019)   What is the claim for – the reason they have issued the claim?  1) The claim comprises the following agreement the defendant entered into: a. JD Williams & Co with reverence 1234567 and current balance of £559.77 The agreement was terminated as payments were not maintained and subsequently assigned to the claimant. And the claimant claims: a) The said sum of £559.77 b) Interest pursuant to # s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £44.ui c) Costs   What is the total value of the claim? £735   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes  Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue   When did you enter into the original agreement before or after April 2007 ? Before   Do you recall how you entered into the agreement...On line /In branch/By post ? I think by post   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser - Lowell   Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Couldn’t afford the interest    What was the date of your last payment? Over two years ago to the DCA   Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes
  • Our picks

Big Boss Man

HMRC - Call Retrieval Team - SAR

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3602 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

HMRC - Call Retrieval Team - SAR


I have recently requested a subject access request from the HMRC relating to overpayment of tax credits for the period 2005 - 2007.


I received a bundle of paperwork in about 38 days from my request, i was informed that a copy of the calls would be sent under separate cover.


over 70 days have now passed, i rang for an update and was informed that 3 disks had been sent out approx 1 day after the paper work bundle.


I then requested a copy of the recorded delivery details to enbale me to track and trace the item, i was informed that the disks are not sent recorded or special delivery, this is despite the paperwork bundle been special delivery !


The call taker also stated that the main reason for not using recorded delivery was to protect the public purse.. there is obviosly no duty of care with this department.


I informed them of my concerns, upset etc, i have also written a letter of complaint to the HMRC, in the mean time i can confirm receipt of the discs which where sent via a private courior ! the next problem there is only 2 disks enclosed. i have been told 3 had been sent previosly.. confusing.


I have also informed the Information Commisonaire, but i have to give the HMRC time to sort the problem out first, but the IC was very concerned to hear my details.


Any advice on this matter would be gratefully appreaciated, i am considering sending them the bill for change of telephone numbers etc etc, as the information lost is extremely confidential and sensitive.

Edited by Big Boss Man
spelling mistake: dics to disks ! sorry.

The retailers worst nightmare !

Share this post

Link to post
Share on other sites
Guest Old_andrew2018

Can only Bump your thread

Share this post

Link to post
Share on other sites

sounds like they have dishonoured you my friend ( contract law )

Share this post

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...