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    • I think it was from 18months ago.    You’ll probably think I’m fussing again but I’ve got a feeling they’ll take mine further due to the shear amount that is owed, I’ll be astounding if they don’t. 
    • as I said read the date of the thread many moons ago.   its not illegal either, debt is a civil matter not a criminal one.   dx  
    • Hi Andy   Thank you for the link, it was very helpful, appreciate it.    I was actually made to feel quite 'stupid' and felt as if i was wasting the forums time on this thread after DX's comments in post #38.      Please see attached the necessary documents, please do let me know if you require anything else, many thanks.   Files attached:  - Default Notice   - statement of Default Notice  - Reconstituted Agreement & T&Cs - 3 different sets   P.S - sorry about the quality of the T&Cs, the high quality files were too large and had to reduce them.   Thanks, Roland   Exhibit JK1.pdf
    • If it’s so easy to get shut of a PayPal negative balance how come everyone doesn’t do it as such? I guess it’s morally wrong but not illegal!?    I read a thread were a PayPal employee said “paypal WILL take you to court and WONT let it lie, they have a specialist team that chase negative accounts over a ceratain amount which I’ll defo meet that criteria 
    • date of claim 14th November (2019)   What is the claim for – the reason they have issued the claim?  1) The claim comprises the following agreement the defendant entered into: a. JD Williams & Co with reverence 1234567 and current balance of £559.77 The agreement was terminated as payments were not maintained and subsequently assigned to the claimant. And the claimant claims: a) The said sum of £559.77 b) Interest pursuant to # s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £44.ui c) Costs   What is the total value of the claim? £735   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes  Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue   When did you enter into the original agreement before or after April 2007 ? Before   Do you recall how you entered into the agreement...On line /In branch/By post ? I think by post   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser - Lowell   Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Couldn’t afford the interest    What was the date of your last payment? Over two years ago to the DCA   Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes
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Paul0901

Paul0901 -v- Vodaphone re overcharging

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3625 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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Vodafone overcharging [problem]!

Has anybody else had this experience?

**************************************************

BEWARE WHEN YOUR VODAFONE PAPER BILL SUDDENLY STOPS.

YOU MAY HAVE BEEN SCAMMED!

**************************************************

You get a call from Vodaphone to renew your contract.

You ask for the existing contract to be continued.

Next month you don't get the paper bill in the post.

You check your bank statement. You been grossly overcharged.

You ring Vodaphone. They acknowlege it's a mistake and it will be sorted out, and

a refund at the next billing point.

The following month the same thing happens again!

You check your bank statement. You been grossly overcharged.

You ring Vodaphone. They acknowlege it's a mistake and it will be sorted out, and

a refund at the next billing point.

... a few months later you notice you are still being grossly overcharged.

You phone Vodaphone ... this time they read back some inflated price package. They

say there is nothing they can do about it! You need to write to them.

You write to them. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

You write to them again. No action.

How many stamps is that?

... etc ... etc ... etc ...

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15, but then who would be silly enough to keep writing to the same address without a response! The address might also be wrong too. If after 3 no response letters, you write to their Head Office requesting assistance. There's no point doing what you say you did.

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Hi Paul,

 

Moved your post into your own thread to avoid hijacking.

 

Busby's right ! Surely a complaint to HO is the way forward. :)


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If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

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Hi Paul,

 

After reading your post I can understand the frustration this situation has caused.

 

Has locutus has kindly highlighted the Web Relations Team is dedicated to helping customers, where it can, getting things sorted out.

 

If you could send us an email with your details by following the instructions in our pinned thread which has been linked to above we'll then be able to take a closer look at this for you.

 

Many thanks,

 

Lee

 

Web Relations Team

 

Vodafone UK

  • Haha 1

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