Jump to content


  • Tweets

  • Posts

    • So a bit of an update as I haven’t posted for a while   I have received a court date of the 14th of Feb 2020 (maybe they will take me for a nice meal afterwards?) so I am starting to prepare my witness statement.    today I have received a letter from BW legal in response to my CPR letter yet again ignoring the fact that their T&Cs do not cover double parking. They are also now starting to hint that I was parked out of the bay yet the images provided on their evidence of the three tickets they are claiming for don’t evidence this as they are such bad quality.  stapled to the back of this is another letter. As a “gesture of good will”, the client is offering an out of court settlement figure of £500 payable in the next 5 days. Me thinks they are starting to realise they may not have a leg to stand on here!
    • firstly , they are not a Debt collector [never confuse the two - a DCA chasing consumer credit debt is totally powerless and have ZERO legal powers to do or take anything - they have no more legal powers than you or I do ] these will be bailiffs and do they have legal powers.   However, the good bit is that unlike what you might have seen on TV, for a council CTAX liability order [please confirm there is or NOT a CCJ registered check your creit file] there is NO right of forced entry. The bottom line is, bar all the arm waving, is, that if you simply totally ignore them, they will eventually go away.   Now what they can do is two fold on CTAX. basically add fees to a set limit.   the first is a notice of enforcement letter. this comes with a fee of £75 and gives you 7 days to set up some sort of payment plan.   the second is an actual visit, where by a further fee of £235, whereby the fees are now £310 , the maximum they can ever add to the CTAX bill. this is typically accompanied by a threat to removed goods, it's cleverly worded or 'explained' to make you 'think' they can waltz in any take anything they like. THEY CANNOT unless YOU let them in. which you don't, nor leave doors unlocked as they can then enter through what is called 'peaceful entry'.   in real term, the seizure of goods is limited to stuff outside like cars YOU might own that are not behind locked gates.   so i'm not too sure what stage you are at  so please clarify. the name of the bailiff company. how much you now owe the county council the CTAX is owed too.   if you have any/all paperwork please scan it to PDF  after redaction - read our upload guide]   one last point. they don't keep coming around they don't keep ringing. neither of those gander them anymore money so they don't bother.   dx      
    • Hi Everybody I moved into my parents house quite recently. My mam is aged and extremely ill (it's just me and her living in the house) and I moved from the North to the South of England to take care of her.   Now I've got a CCJ against me for unpaid Council tax from when I was living in the North and a debt collector has just showed up at the door. Now I don't have the money to pay the entire amount straight away. But I'm willing to try and enter in some kind of payment plan and gradually pay down the debt. However my main concern is that they don't keep coming around and phoning the house threatening and harassing my mam over her sons debt.   However the guy at the door was threatening to seize goods and have them sold at public auction. Getting bailiffs to break in etc.   When I told him that I've nothing of any real value he said he could just take whatever was in the house. Something about if she couldn't prove whatever was hers then they could just take whatever (I'm not 100% this but I think something to this affect).   He left me a "Notification of Enforcement agent visit" sheet of paper.   From the first paragraph it says:   "As an enforcement agent I've attended your premises today with the intention of taking control of your goods in accordance with the taking control of goods (fees) regulations 2014. At this time your goods are bound. You cannot remove, sell or otherwise dispose of them"   Thus I'd appreciate any advice that readers my be able to offer. Does anyone know the law regarding "seizing assets" when the debtor is not the homeowner/tenant?   tia Bear
    • I should add I only got the CCA response last week after waiting nearly a month over the prescribed time limits to respond. PM
    • Thanks, I thought that might be the case.  J
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3650 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello Forum,

 

We have had a Baliff visit and they kindly left letters regarding unpaid council tax totalling £1287.92 PLUS COSTS.

 

Can anyone tell me what 'PLUS COSTS' mean????

 

There is no way i'm paying the Baliffs any costs!!!!

 

My wife has arranged to see the Baliff on Wednesday so he can come round and do 'Some Paperwork regarding the payment arrangement we are going to put in place.

 

He firstly demanded £180 straight away but we have managed to get this down to £120 and then £80 a month hopefully!!!

He has said he isnt going to take anything, he just wants to get an arrangement in place!!!!

 

Can anyone offer some advice please!!!

 

Regards

 

Ripper

Share this post


Link to post
Share on other sites
Hello Forum,

 

We have had a Baliff visit and they kindly left letters regarding unpaid council tax totalling £1287.92 PLUS COSTS.

 

Can anyone tell me what 'PLUS COSTS' mean????

 

There is no way i'm paying the Baliffs any costs!!!!

 

My wife has arranged to see the Baliff on Wednesday so he can come round and do 'Some Paperwork regarding the payment arrangement we are going to put in place.

 

He firstly demanded £180 straight away but we have managed to get this down to £120 and then £80 a month hopefully!!!

He has said he isnt going to take anything, he just wants to get an arrangement in place!!!!

 

Can anyone offer some advice please!!!

 

Regards

 

Ripper

 

 

First advise is DO NOT LET HIM INTO YOUR HOME, PERIOD !

 

DO NOT sign anything, until you have read it and FULLY understood what it is for !

 

DO NOT sign a walking possession order.... !

 

 

Someone that knows more will be along soon :)

Share this post


Link to post
Share on other sites

STOP THE VISIT FOR PAPERWORK once he is invited into your home you are on a downward slope to nowhere,

Lock all doors and windows

Remove any car a very safe distance from your home

If you have shed remove anything of value out of it

Take everything laying outside in your garden in doors (garden furniture)

Do not under any circumstances allow him/her into your home and send your proposed payment plan to them in writing using recorded delivery and send a copy to the council.

Do not speak with the Bailiff unless through the letterbox or an upstairs window.

Video his/her visits to your home.

Record any telephone contact from them.

Share this post


Link to post
Share on other sites
My wife has arranged to see the Baliff on Wednesday so he can come round and do 'Some Paperwork regarding the payment arrangement we are going to put in place.

 

Alarm bells are ringing here Ripper!! :eek: :eek:

 

By all means meet the Bailiff but do it somewhere neutral and NOT inside your premises. Also make sure that all windows and doors are securely locked to your house.

 

There is a statutory schedule of rates/charges for Bailiffs but hopefully someone else will advise on this aspect.


If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing! ;)

 

Restons MBNA -v- WelshMam

 

MBNA Cards

 

CitiCard

M&S and More

Share this post


Link to post
Share on other sites

nearly forgot PLUS COSTS this is the trap that caught the mouse and it will catch you as well, Bailiffs even the nice ones ( if they are real people) will convince you that their charges are legal and if you read other posts on this fantastic sight you will soon come to realise there are two types of costs/fees. Those that are invented by the bailiff company and those that are fact.

Hang in there expert help will find you and put you fully in the picture.

Share this post


Link to post
Share on other sites

Ok so my plan is to ring the Council on Monday and make the £120 payment to them and then tell them i'll be paying £80 a month from then on.

I'm also planning to call the Baiff office and tell them that we wont be meeting with the Baliff and i am dealing straight with the council.

 

Am i corect to do that???

 

Also, am i right in saying that the Baliffs cannot make a forced entry into my home???

 

Ripper

Share this post


Link to post
Share on other sites
Ok so my plan is to ring the Council on Monday and make the £120 payment to them and then tell them i'll be paying £80 a month from then on.

I'm also planning to call the Baiff office and tell them that we wont be meeting with the Baliff and i am dealing straight with the council.

 

Am i corect to do that???

 

Also, am i right in saying that the Baliffs cannot make a forced entry into my home???

 

Ripper

 

Ripper WHOA WHOA WHOA

 

Just a moment here, there are legal and viable charges associated with the bailiff's visit,

 

Did the council go to the courts and get a L O ?

 

You cant just pay the councill £120.00 and then £80.00 per month, as you have had the chance to do that already ( re L O )

 

Do not let the B come and see you, whatever ****e he tells you.

 

In the first instance write a letter to the council and send a copy to the courts, but you will have to get it to them both asap, ask for their ( council) opinion, tell them you burried your head etc and your sorry etc,

 

If they wont agree to what you are offering, then they dont have to help, but that is a whole new ball game which I can help and advise if and when it happens, get your letter in asap, and keep me updated.

 

Cheers

 

Mr W


Regards..Mr Worried :)

Share this post


Link to post
Share on other sites

Mr Worried,

 

Yes Council have been to court and got a L.O. We have been in Rent Arrears and cleared them last month. So now in position to pay the Council Tax.

 

So we send a letter to the Council & Courts outlining what we propose to do. E.G £120 straight away & £80 a month!!!??!!!

 

Would it not be better to call the Council or maybe go to the council face to face??? We also have email contact???

 

Wednesday is the Baliff visit, What should i say to them???

 

Regards

 

Ripper

Edited by ripper

Share this post


Link to post
Share on other sites

Ripper, you've had some good advice here already.

You write to the council because you want a paper trail. Councils often say 'sorry, it's with the bailiff now, no can do'. Pay them online or via an automated system. Regardless of the councils initial reaction [which may well be favourable] you've already started the process of cutting out the bailiff.

There is no requirement to say anything to the bailiff. Any further communication should be in writing. As has been said, under no circumstances let him set one little wiggly toe inside your property. Ignore any protestations, wild threats and fanciful figures expected in payment.

There are a lot of template letters on this site and, if you have a mooch through the threads you'll soon get a feel for what you need to do.

Good luck.

Rae

Share this post


Link to post
Share on other sites

As we havn't got much time we are going to produce a letter but we are gonna visit the council on Monday. Present the letter and our offer etc and ask there opinion. Hopefully they will call off the Baliffs and we can go from there.

 

Anyones Views would be appreciated!!!!

 

Ripper

Share this post


Link to post
Share on other sites
As we havn't got much time we are going to produce a letter but we are gonna visit the council on Monday. Present the letter and our offer etc and ask there opinion. Hopefully they will call off the Baliffs and we can go from there.

 

Anyones Views would be appreciated!!!!

 

Ripper

 

The answer you will get will be "we can't do anything as it has been passed to the Bailiff, you will have to deal with him instead" or words to that effect.

 

There is no Law anywhere that says you have to deal with the Bailiff. Best advice totally ignore him. Kelcou has given advice above well worth following.

 

PT


Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Share this post


Link to post
Share on other sites

UPDATE

======

 

I went to the council offices yesterday and they took £100 payment from me and said they will ring the Baliffs to update them. They have told the Baliffs not to visit on Wednesday and that an agreement of £80 a month has been reached. This £80 has to be paid to the Baliffs by Card Payment over the phone. If we miss a payment then they visit us again.

 

Cheers for everyones help

 

Ripper

Share this post


Link to post
Share on other sites

be very careful it wont be the first time a council has told a debtor that they have called off the bailiffs and the bailiff still comes looking for a levy

Share this post


Link to post
Share on other sites

Yeah i did think of that but as far as im concerned its sorted. Maybe a phonecall to the Baliffs tommorrow might confirm things.

Share this post


Link to post
Share on other sites
UPDATE

======

 

I went to the council offices yesterday and they took £100 payment from me and said they will ring the Baliffs to update them. They have told the Baliffs not to visit on Wednesday and that an agreement of £80 a month has been reached. This £80 has to be paid to the Baliffs by Card Payment over the phone. If we miss a payment then they visit us again.

 

Cheers for everyones help

 

Ripper

 

A couple of things to remember:

What happens if the phone line is down?

If you are even 1 day late they will chase you.

 

Think other posters have also said that because of the banking system it can take XX days for your payment to reach the Bailiff so you may have to pay it up to a week earlier to ensure payment is then received on time.

 

PT


Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Share this post


Link to post
Share on other sites

If the phoneline is down then we are just unlucky. We will have to make sure that we pay a few days earlier. My payment date is 31st and my wife gets paid on the 26th so it gives us a few days to ring and pay by card.

They wont accept direct debit only a card payment over the phone.

Im not prepared for a Baliff to be knocking at my door every five minutes so this arrangement suites us. And to be honest if we are late paying or we do miss payment then i only have myself to blame!!!!

Share this post


Link to post
Share on other sites

they will charge you for paying by card over the phone! by either credit or debit card - do you have internet banking? get their bank details and transfer direct so you are not charged

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...