Selling of debt

[4Star]

hi

 

1) if i have a debt with a credit card company can they sell it without telling me ?

 

2) if so how ?

 

3) if a debt collection company 'claim' that they have bought it and the original credit will not answer me when i ask what should i do ?

 

4) can they sell it if the account is 'in dispute' as they have not provided me with a CCA ?

 

5) if they can't sell it (as in 2) ) and they do, what can / should i do ?

 

Thanks

[Pinky69]

They shouldn't sell it or pass it on without issuing you with a Notice of Assignment but a little thing like conforming to the law doesn't stop them. You can tell the agency that you will have no correspondence with them until you receive a Notice of Assignment served in accordance with the Law of Property Act 1925 S136 from the original creditor.