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    • HI   Firstly the parking in front of your drive, do you have a pavement with a Drop Kerb in front of your property to access your driveway, if so are they infringing on the Drop Kerb? (note your can ask the council to to paint a white line with lines at the end on the road in front of the drop kerb please note there may be a cost from the council to do so)   As for the CCTV look at this ICO link: https://ico.org.uk/your-data-matters/domestic-cctv-systems-guidance-for-people-using-cctv/   Due to the new DPA/GDPR if you have CCTV on your Property and it views outside of that Properties Bounderies they then need to register as a Data Controller with the ICO.   So I would make a Formal Complaint in writing to the Councils Data Controller, ICO (specifically asking if this individual is Registered with them as a Data Controller) & Police, you need to keep a good paper trail of this individuals actions.   I hope this individual knows the Law on Harassment as from your thread that is the impression I get is no matter what you do they will find something else to complaint about.  
    • Most guarantees are not transferable anyway to the new owner so why a solicitor should request it is pointless.The quotes should suffice to prove the work was carried out.   Andy
    • Apologies for the prolonged radio silence!   To cut a very long story short, I went back to Barclaycard (because I bought the car with my VISA card) and they offered to repair the car at a cost of £2500.   We accepted the offer because we were advised that even if we went to court and won the case, there was no guarantee that the dealer would give us our money back anyway or would end up paying us £10 a week for the next umpteen years.   The decision to have the car repaired was also made in the light of the fact that apart from the gearbox issue the rest of the car was in good nick. It is running fine after nearly 4 months now, so even if our friend gets a few more years out of it it will have been worth it.   Now that it is all settled I can reveal the name of the dealer - it was Thatcham Motor Company, in Thatcham, Berks. Very pleasant to deal with at first whilst everything was ok but boy oh boy, beware if anything goes wrong!   Similarly Momentum Warranties who provided the 6 months "warranty". On paper this warranty apparently covers practically every conceivable fault that the car might develop until you try to make a claim!   It seems that only if a component physically breaks that any cover is provided, otherwise they will hide behind the "fair wear and tear" get-out clause. Can an ECU unit be subject to wear and tear?   I would not touch either of these outfits again with the proverbial barge pole. Buyer beware!   One further thing I forgot to mention. We ran up considerable expenses trying to sort all the issues - the engineer's reports, travel costs etc.   Is it too late to try to claim these back from the dealer now? I just ran out of energy by the time Barclaycard agreed to pay for the repair but now the dust has settled I am up for it again!   Would this have to be done via the Small Claims Court?
    • no rush yet not due for 3 weeks as per andyorch's information above   i'm sure we'll get time before then.   dx  
    • There is a space for comment on the N180 where you can state that you wish to object to any request by the Claimant for an "on the papers" hearing. I wouldn't worry about the permits term, as the non-display of a permit is not the apparent cause for action against you. Have you sent them a CPR request for documentation?
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alex2258867

Dear Mr Carter

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Thought I would post a copy of my letter that I sent to Bryan Carter this morning. May give you a laugh on a cold Friday afternoon.....

Dear Mr Carter,

 

 

Ref: Account no - 000000000000

 

 

Thank you very much for your letter of 7 December, the contents of which have been noted.

 

 

I have written to Natwest, Fredrickson and every other DCA that this file has been passed to, on more than 30 occasions. I have explained my current situation and provided income and expenditure forms several times. My request for a copy of any CCA that exists for this account has been ignored twice and despite my request to communicate only by letter, Fredrickson still feel it is necessary to call me at least six times a day.

 

 

I can only assume that one of three things is happening with regards to my CCA request. Firstly, perhaps no CCA exists? Secondly, every organisation that I have dealt with, including yourself has no grasp of the law and what is required of them. Lastly, and this is the one I feel is most likely, not one member of staff that I have had the misfortune to deal with is capable of a single declarative sentence.

 

 

Your threats of taking me to court are water off a ducks back Mr Carter. I am already the proud recipient of one CCJ and numerous defaults therefore, one other CCJ will not make a single iota of a difference to me, my credit score nor my family.

 

 

I have every respect for the courts, but I have absolutely no respect for an organisation such as yours. I will not be bullied nor coerced into making payments that I cannot afford. You will not take the food from my children's mouth and no court in the land will allow that to happen either.

 

 

I have offered to make token payments of £10.00 per month, this has been continuously ignored. The court will be offered the same. Do you honestly believe that if I had £9k to spare, I would be in the position that I am in?

 

 

I am not proud of my situation, I am a victim of circumstance, but I am also a survivor. I am beyond worrying and I refuse to have any further sleepless nights. Whatever will be will be Mr Carter.

 

 

The irony of the situation is that by you suing, you will actually be doing me a favour. The incessant calls will end, the diatribe that I receive through the post will cease and the CCJ will fall off my file in six years time, along with every other negative entry, meaning 2016 will be a good year for my family and I. For this I thank you.

 

 

May I take this opportunity to wish one and all at Bryan Carter a very happy Christmas and I truly hope that every single one of you get a taste of what myself and ten of thousands of others are going through in the New Year.

 

 

Warmest wishes

 

 

 

 

 

 

alex2258867

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Thought I would post a copy of my letter that I sent to Bryan Carter this morning. May give you a laugh on a cold Friday afternoon.....

 

 

Dear Mr Carter,

 

 

Ref: Account no - 000000000000

 

 

Thank you very much for your letter of 7 December, the contents of which have been noted.

 

 

I have written to Natwest, Fredrickson and every other DCA that this file has been passed to, on more than 30 occasions. I have explained my current situation and provided income and expenditure forms several times. My request for a copy of any CCA that exists for this account has been ignored twice and despite my request to communicate only by letter, Fredrickson still feel it is necessary to call me at least six times a day.

 

 

I can only assume that one of three things is happening with regards to my CCA request. Firstly, perhaps no CCA exists? Secondly, every organisation that I have dealt with, including yourself has no grasp of the law and what is required of them. Lastly, and this is the one I feel is most likely, not one member of staff that I have had the misfortune to deal with is capable of a single declarative sentence.

 

 

Your threats of taking me to court are water off a ducks back Mr Carter. I am already the proud recipient of one CCJ and numerous defaults therefore, one other CCJ will not make a single iota of a difference to me, my credit score nor my family.

 

 

I have every respect for the courts, but I have absolutely no respect for an organisation such as yours. I will not be bullied nor coerced into making payments that I cannot afford. You will not take the food from my children's mouth and no court in the land will allow that to happen either.

 

 

I have offered to make token payments of £10.00 per month, this has been continuously ignored. The court will be offered the same. Do you honestly believe that if I had £9k to spare, I would be in the position that I am in?

 

 

I am not proud of my situation, I am a victim of circumstance, but I am also a survivor. I am beyond worrying and I refuse to have any further sleepless nights. Whatever will be will be Mr Carter.

 

 

The irony of the situation is that by you suing, you will actually be doing me a favour. The incessant calls will end, the diatribe that I receive through the post will cease and the CCJ will fall off my file in six years time, along with every other negative entry, meaning 2016 will be a good year for my family and I. For this I thank you.

 

 

May I take this opportunity to wish one and all at Bryan Carter a very happy Christmas and I truly hope that every single one of you get a taste of what myself and ten of thousands of others are going through in the New Year.

 

 

Warmest wishes

 

 

 

 

 

 

alex2258867

 

 

Love it! good for you alex!

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Thank you for brightening my dreay Friday, you never know maybe you will touch his human side and he see's the error of his ways.

 

No not seen any Pigs fly past yet


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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ROTFLMAO!!! Oh that is wonderful! x


"I am prepared to meet my Maker. Whether my Maker is prepared for the great ordeal of meeting me is another matter" - Sir Winston Churchill

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Only problem is the monkeys that open the mail. They'll be like spoilt children on Birthdays and only look for money/cheques.

 

THERE is NO ONE in the offices with the ability to read a letter like that ;)

 

Jogs

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B-E-A-UTIFUL

 

Eloquently put :-)

 

Roll on 2016!!!

 

party0003.gif

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Only problem is the monkeys that open the mail. They'll be like spoilt children on Birthdays and only look for money/cheques.

 

THERE is NO ONE in the offices with the ability to read a letter like that ;)

 

Jogs

 

shouldnt that be

 

THERE is NO ONE in the offices with the ability to read....

 

these are people who have to have the comics explained


Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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That should be the standard pre-xmas CCJ threat-o-gram template, no?

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