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Welcome Car Finance Big PROBLEM HELP!!

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Hi im a newbee and found this forum. Im in desperate need of advice regarding a car purchase

 

Bought a car on finance £11000 in november 2007

paid them £236 per month and never missed a payment

 

Paid a 24th payment on December 2009

 

Contacted them in January about VT'ing my car and getting another one.

 

Received a figure of £560 (insurance plus 1 months payment) to close the deal.

 

Aranged a day to go and look at a new car after vt was complete.

 

THEN!!!! DISASTER

 

no more welcome car?

 

I received a letter in march requesting over £1000 to collect the car

 

i argued the ammount and said i wanted to speak to a manager at leeds *EDIT* he told me that he would sort out the issue.

 

Today 11th december 2009 i get a call finally asking me what i wanted to do with the car. It has 11 month missing payments and no tax no mot and has been locked in my garage since february.

 

Now they are chasing me for a resolution.

I owe £5000 and the cars probably worth £1000

 

Please help what can i do.

 

Can i take them to court over any breach in the contract.

Why couldnt i VT and buy another car

surely others must be having this issue

 

Any help guys and gals

 

thanks

 

Shaun

Edited by 42man

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Guest Old_andrew2018

Bump

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Did They Give A Reason For The Jump In Price To Vt

Anything In Writing

 

The Thing Now It To Keep Info Close To Your Chest As Not To Tip Them Off

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