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Help with MBNA CCA, please. - ***WRITTEN OFF***


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Hi Slick did write to court as you advised and as advised by the clerk at court which said to ask for my costs to be sorted as MBNA not complied then their letter came offering costs which I wrote back and accepted nothing as been deposited in bank my daughter checked yetserday will write to MBNA again :)

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Cheque received rang court they said they were pleased but they said as caution they won`t accept it as it`s paid till the cheque clears!! they said when it is I can write and tell them the claim is settled thanks Slick:D

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Great !! :D

 

Just let the court know when the cheque's cleared.

 

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:)

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Thanks Laura,

 

Your donation will help keep the site going. :D

 

:cool:

We could do with some help from you

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Thanks !:-)

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  • 2 weeks later...

Thanks very much Laura.

 

Whatever your donation, it is gratefully received and will help the site to help others.

 

:D

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 1 year later...

MBNA not had a penny in over 3 years off me got 2 cards with them had 2 letters come today not heard anything in over a year one is from Experto Credite and other from Westcot who I have not heard from before. Told Experto to refer to my last letter they have not purchased the debt under no obligation to discuss it told them it should be wrote off due to the evidence supplied to FOS which got the other creditors to write off debts all but two that is, as not heard from them. Told Westcot they have no authorisation to discuss this debt as they do not own it told them to return it to MBNA

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  • 4 months later...

Nice Christmas present for you Laura. Well done and here's to a prosperous New Year.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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That's a result Laura !! :whoo:

 

Here's to a Happy New Year for you.

 

:-)

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Oh, I feel that 2012 is going to be a tough time for Creditors :thumb:

Always happy to help where I can!

:lol:

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Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Anyone got the link for template letter to write off a debt due to hardship please putting a letter to Philips & Cohen who have wrote to a blind vulnerable 78 year old who can no longer afford to pay her catalogue she as not paid it in a year her income dropped when she lost her husband in November 2010

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Hi Laura, I'm not sure if there is a standard template for this as there can be so many different circumstances for people.

 

I would start a new thread for this particular case and prepare a letter to them just stating the facts and the lady's inc/exp etc and see how they respond.

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